Gaurav Zutshi

Chief Digital Officer

Gaurav Zutshi Gaurav Zutshi is Chief Digital officer at Aditya Birla Financial Services Group and was appointed as Director - Aditya Birla MyUniverse Limited effective 1st May 2016. In the group role, he leads customer acquisition and digitization of group's portfolio of products across life insurance, mutual funds, digital lending, health & general insurance Broking. At MyUniverse, he is responsible for growing the product offering, revenue growth and continued market leadership in the Personal Finance space. Prior to this he has worked at Citibank, Visa, ANZ Bank, IBM, First Data and entrepreneurial stints at Obopay & Money on Mobile. He was Asia Pacific Head of Product & Innovation at First Data serving banks & merchants across region with digital solutions in payments & mobility. At Citibank, Gaurav was SVP in Asia Pacific Innovation Lab, where he developed product solutions & new business models around international payments, corporate cards.


Gaurav was Global Head of Product Management and SVP of Obopay Inc, a pioneer in mobile payments across Amercia, Europe, Africa and Asia. His team was involved in launching Nokia Money wallet in India, much before the term mobile wallet was understood by common man. As Head of Business Development for Visa in Southeast Asia, Gaurav launched innovative payment products in Asia – NFC based contactless cards, Transit payment solutions, prepaid cards across Southeast Asia. He is an investor & mentor to few startups in FinTech, mobility & SaaS platform space. Gaurav has an Engineering degree in Computer Science from NIT Trichy.