Attractive interest rates
Loan tenure up to 30 years*
Quick & transparent processing
Nil pre-payment charges for floating rate home loans given to individuals
Attractive balance transfer option available
Door step services
Landed your first job? Then buying a home isn’t a dream far away! Set your hefty EMI worries aside and start small with a Step Up Home Loan.
Pay lower EMIs for up to 3 years* and gradually pay higher as you earn more and progress in your career.
Enjoy the flexibility of a loan repayment tenure of up to 25 years*.
Move into your dream home as you welcome your golden years! With a Step Down Home Loan, get started with higher EMIs during your active years to ensure a worry-free retirement ahead.
By easing your debt burden with higher payments now, you can smoothly transition to lower EMIs after retirement.
Enjoy the flexibility of a loan repayment term of up to 25 years* and enhance your eligibility by including a working co-applicant on your home loan application.
We understand that EMIs dominate your financial planning and budgeting. With an Extended Tenure Home Loan, your EMIs become affordable so that you can manage your expenses and make happy memories, without the stress!
Choose convenient EMIs with a longer tenure of up to 25 years* and repay at your pace, till the age of 70*.
Get in touch with our specialists to learn more about the eligibility criteria and how to apply for a Home Loan with us.
Get 25% Discount
on all modular solutions with
Get 30% Discount
on all woodwork interiors with
Benefits worth
2999/- at 299/-
Exclusively curated healthcare
packages for ABHFL customers
Offers on Flights, Buses and
Hotel Bookings
Offer up to 3500/-
on flights
A home loan is a type of a secured loan that is availed by a user from financial institutions to purchase a house. A house loan is repaid by paying regular equated monthly installments (EMI) which includes of a part of the principal taken as a loan and the interest accrued.
Aditya Birla Housing Finance provides home loans starting at an interest of 8.65% p.a. It offers home loan tenure as long as 30 years and maximum loan can be up to 75% of property's cost.
There is no minimum amount of housing loan. The minimum amount is subject to changes as per internal policies and guidelines of ABHFL.
As per sections 80C, 24(b) and 80EEA of the Income Tax Act, you are eligible to receive tax benefits on repayment of home loan principal and interest of your home Loan. Please consult your tax advisor for details.