Aditya Birla Capital Digital Limited
080 350 92882
Aditya Birla Capital Digital Limited
Disrupt the world with Your Ideas
Get instant funds with Udyog Plus Unsecured Business Loans. No need to wait in long queues at the bank or run around for weeks. Business Loans are now paperless, instant, and without collateral
Key Benefits
Short-term loans
Fully digital process
Up to 10 lakhs without collateral- Instant approvals
*T&C Applied
Key Benefits
Short-term loans
Fully digital process
Up to 10 lakhs without collateral
Instant approvals
T&C Applied
Loan plans tailored to your needs
- Years of Excellence
- 165+
- Active Customer Base
- 3.8+ Crores
- Branches Across India
- 1300+
- AUM as of June 2023
- ₹3.9 Lakh Crores
Years of Excellence
Active Customer Base
Branches Across India
AUM as of June 2023
Reasons to buy your Unsecured Business Loan
Convenient Online Application
Apply online in just three simple steps.
Instant Loan Disbursal
Get instant disbursal, thanks to our efficient online processing.
Tailored Repayment option
Tailor your repayment plan to suit your financial goals with our flexible tenure options.
No Branch Visit
Coverage for 42 specified critical illnesses
Collateral-free Loans
Get the loan without the need for collateral.
Unsecured Business Loan Eligibility
Before applying for a Udyog Plus Unsecured Business Loan, ensure you qualify by checking your eligibility here.
Eligibility Criteria
Constitution type
Self Employed Individuals, Proprietors
Age
21 – 65 yrs (at the time of loan maturity)
Business Vintage
1 year and above
Business Turnover
More than Rs.5 lakhs for the last 6 months
Credit Score
650 and above
Documents Required
Proof Of Identity & Address
Aadhaar Card and PAN
Proof Of Business
21 – 65 yrs (at the time of loan maturity)
Bank or GST statement
Bank Account statements of last 6 months or GST statements of last 2 years
Who Can Apply For Unsecured Business Loan?
Self Employed Professional
An individual who offers specialized services or products independently, rather than working for a company.
Self Employed Non-Professional
An individual who runs their own business or works independently in trades or services without formal qualifications.
Get Funds in 4 Easy Steps
What Our Users Say
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Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.
Mr. B Narsimulu
Aditya Birla Finance Customer, HyderabadI appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.
Mr. Vikram Bavu Gavali
Aditya Birla Finance Customer, BelapurI had a very good experience while applying for the loan, because as soon as I searched, they quickly acted on it. I submitted all the documents online, and within 4 days my loan was sanctioned. It is a business loan that turns your dreams into reality.
Mr. Baijnath Chaudhary
Aditya Birla Finance CustomerI had an excellent experience with Aditya Birla Loan services. The application process was straightforward and the team was extremely supportive throughout.
Rajesh Sharma
Financial SolutionI had an excellent experience with Aditya Birla Loan services. The application process was straightforward and the team was extremely supportive throughout.
Rajesh Sharma
Financial SolutionGot Questions? We've Got Answers!
Unsecured business loans are financial solutions crafted to support small businesses and entrepreneurs in addressing capital needs quickly. They provide immediate access to funds for expenses such as setup, operations, and business expansion without requiring collateral.
Self-employed individuals, both professionals and non-professionals such as traders, manufacturers, and service providers can apply. LLPs, partnership firms, and private limited companies are also eligible.
Yes, the loan can be used for various business needs like inventory purchase, bill payments, staffing, or expansion. However, it should be used only for business-related purposes to avoid unnecessary debt.
Yes, individuals with poor credit history can apply, but they may be charged higher interest rates and fees compared to those with a better credit profile.
You should inform the lender, as alternative options like revised payment plans, loan extensions, or refinancing may be offered. Non-repayment can impact your credit score, attract penalties, and may lead to legal action.