Aditya Birla Capital Digital Limited

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Why Choose Our Construction Finance?

Our construction finance options offer flexibility to start or complete your project on time, with expert guidance for residential and commercial projects

Flexible Fund Disbursement

Attractive Interest Rates

Convenient Doorstep Services

Nationwide Access

Easy Repayment Options

Balance Transfer Options

Who Is Eligible for Construction Finance?

Explore if your project qualifies

Construction Finance

Nationality

Indian nationality is required to be eligible for consideration.
Construction Finance

Minimum Age for applying

To be eligible for application, candidates must meet the minimum age requirement of 21 years.
Construction Finance

Maximum Age at loan maturity

60 years for salaried & 70 years for Self-Employed
Construction Finance

Good credit history

More than Rs.5 lakhs for the last 6 months
Construction Finance

employment

Applicants can be either salaried individuals or self-employed professionals to qualify.
Construction Finance

Loan Disbursal

  • Upto 30 lakhs: 90%
  • 30-75 lakhs: 80%
  • Above 75 lakhs: 75%

*This is an indicative list that may change based on your actual loan application and all loans will be at the sole discretion of ABFL

Documents required

Application Form

Proof of Identity and Address

Proof of Income

Mortgage Deed

Statutory approvals

Learn More about Construction Finance

We provide financing for residential, commercial, mixed-use developments, renovation projects, and large-scale infrastructure projects.

The interest rate typically ranges from 8% to 14%, depending on the loan amount, tenure, and creditworthiness of the applicant.

The approval process generally takes 7-15 business days after submission of all required documents.

Yes, we offer financing solutions tailored for renovation, remodeling, and expansion of existing properties.

Absolutely. We cater to both residential and commercial projects, offering flexible loan terms suited to your needs.

You’ll need identity proof, address proof, detailed project plans, estimated cost breakdowns, and financial statements or income proof to apply.