Health Insurance
Aditya Birla Health Insurance Co. Ltd.
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Aditya Birla Health Insurance Co. Ltd.: Health Insurance at attractive interest rates.

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OUR PLANS

Affordable Insurance Plans

Glossary

Healthreturns™
Our policy rewards you for staying fit and healthy and these rewards are accumulated in the form of HealthReturns. You can start earning HealthReturns by completing the following steps
  • Complete a health assessment which as a result provides you a healthy heart score
  • Start exercising to earn Activ Dayz
  • Earn HealthReturns monthly based on the accumulated Activ Dayz and your Healthy Heart Score
  • You can use these HealthReturns for something as small as getting medicines for a fever or even for a surgery that is not covered due to a waiting period or exclusion in the policy. Furthermore, you can use HealthReturns for paying your premium from the 1st renewal of the policy.
Binge Refill
If the Sum Insured along with accumulated No Claim Bonus or Super No Claim Bonus is completely exhausted/insufficient for covering a claim, we provide a complete refill of the Sum Insured unlimited times for any illness/injury.
Upfront Good Health Discount
Available once, at the time of obtaining the first policy from us, if customer (18 years and above) undergoes a successful Health Risk Assessment, we will provide an upfront good health discount of 10%
Early Bird Discount
Discount applicable if Insured Person's age at entry is less than 35 years at the time of inception of first policy.
  • 5% discount from 4th policy year to 7th policy year.
  • 10% discount from 8th Policy year onwards.

Testimonials

Aditya Birla Health Insurance inspired me to maintain an active lifestyle by adopting healthy habits and rewarded me with 100% HealthReturns™. I earned it by walking 10000 steps daily and I'll use my HealthReturns™ to renew my policy.
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Mr. Radhey Shyam Laddha
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returns keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice.
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Mr. Rajinder Balhara
Construction Business Owner
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
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Mr. Himanshu Chaturvedi
IT Professional & Marathoner
I was hospitalized thrice & the entire claim process was 100% hassle free. I personally find the dedicated care manager benefit of the policy extremely useful.
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Mrs. Prajakta Bhudivant
Homemaker
When your child is sick, you will only focus on getting the best treatment. The entire claims process was handled by our care manager and was very seamless which helped us relax and be with our son all the time.
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Govind & Deepika Shukla
IT Sales Professionals

Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677. Product Name: Activ Fit, Product UIN: ADIHLIP22008V012223. Activ Fit has Plus and Preferred variants, Product Name: Activ Health, Product UIN: ADIHLIP24102V052324, Product Name: Activ Assure, Product UIN: ADIHLIP23130V042223, Product Name: Super Health Top Up, Product UIN: ADIHLIP21061V022021 Registered Office Address: 9th Floor, Tower 1, One World Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Email: care.healthinsurance@adityabirlacapital.com, Website: www.adityabirlacapital.com/healthinsurance, Telephone: 1800 270 7000. Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and Trademark/logo HealthReturns, Healthy Heart Score and Active Dayz are owned by Momentum Metropolitan Life Limited (Formerly known as MMI Group Limited). These trademark/Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). For more details on risk factors, terms and conditions please read policy wordings carefully before concluding a sale.*Premium is indicative and may vary as per the underwriting norms ^ excluding premium for optional benefit(s) & taxes. $10% instant discount applied only on first policy year premium. ^^Early Bird 5% discount from 4th policy year to 7th policy year and 10% discount from 8th policy year onwards, will be available at renewal. Claim settlement ratio for the financial year of 22-23. Tax benefits are subject to changes in tax laws. Please consult your tax advisors for tax benefits.

(Customer Name) is a customer of Aditya Birla Health Insurance Co. Limited. This testimonial is by a customer of Aditya Birla Health Insurance Co. Limited out of his own free will and consent based on their experience. T&C Apply.