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How To Earn Up To 100% Premium Back As HealthReturns?

Your Rewards For Staying Healthy & Active

Get your Activ One Plan

Complete your Health Assessment & Get Your Healthy Heart Score

Walk 10000 steps daily or burn 300 calories per session per day and earn Active Dayz

Earn HR and use it for premium payment, diagnostic tests, doctor consultations and much more

Get insured in 5 easy steps

Share your personal details

Get a call back from the Aditya Birla Capital Team

Disclose the required details

Share documents with Aditya Birla Capital

Get your Health Insurance

Discover Our Unique Benefits

Up to 100% HealthReturnsTM*

Apart from the adrenaline rush, a fit body and a fitter mind you get by staying active, Activ One also rewards you for adopting a healthier lifestyle! You can earn up to 100% of your premium back as HealthReturnsTM by just walking 10,000 steps or burning 300 calories daily.

Claim Protect(Non-Medical Expense Waiver)#

Put aside your worries around Non-Medical Expenses accrued during your hospital stay. This feature ensures complete coverage of all Non-Medical Expenses listed in All 4 list of Annexure 1, so that you can focus on health and well-being, not the burden of unexpected expenses.

Super Reload~

When uncertain times come knocking and you need more than your Sum Insured, this plan has got you covered. With Super Reload, you get Unlimited times refill up to Base Sum Insured from 2nd claim and onwards for all subsequent claims in a policy year.

Super Credit&

Every positive step you take toward your family's health and well-being is acknowledged and rewarded! When you renew your policy each year, we enhance your coverage by adding 100% of Base Sum Insured per year, up to 500% of Base Sum Insured (maximum of 3 crores), irrespective of claims.

No Capping on Hospitalization Expenses^

Comprehensive coverage with no capping on hospitalization expenses, including room rent, ICU, modern treatments, mental health, organ donor costs, HIV/AIDS, obesity, AYUSH, and more—up to the Base Sum Insured.

HLTH Meter (Optional)

HLTH Meter empowers you to monitor, evaluate, and manage your mental health. It includes Assessment of mental health, Stress detection and management with a wearable device, Complimentary consultations for mental health, Unlimited tele/online support and Steps & calorie tracking for rewards with a wearable device.

What our customers say

Aditya Birla Health Insurance inspired me to maintain an active lifestyle by adopting healthy habits and rewarded me with 100% HealthReturnsTM. I earned it by walking 10000 steps daily and I'll use my HealthReturnsTM to renew my policy.

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Mr. Radhey Shyam Laddha

Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returns keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice.

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Mr. Rajinder Balhara

Construction Business Owner

Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.

H

Mr. Himanshu Chaturvedi

IT Professional & Marathoner

I was hospitalized thrice & the entire claim process was 100% hassle free. I personally find the dedicated care manager benefit of the policy extremely useful.

P

Mrs. Prajakta Bhudivant

Homemaker

When your child is sick, you will only focus on getting the best treatment. The entire claims process was handled by our care manager and was very seamless which helped us relax and be with our son all the time.

G

Govind & Deepika Shukla

IT Sales Professionals