Aditya Birla Capital Digital Limited
Get Home Loans starting at 7.75% p.a. with Loan Amount from ₹15 Lacs
Active One Health Plan offers unique benefits
Attractive Interest Rates
Loan Tenure Up To 30 Years*
Quick & Transparent Processing
Nil Pre-Payment Charges For Floating Rate Home Loans Given To Individuals
Attractive Balance Transfer and Top-up Option Available
Doorstep Services
T&C Applied
Key Benefits
Attractive Interest Rates
Loan Tenure Up To 30 Years*
Quick & Transparent Processing
Nil Pre-Payment Charges For Floating Rate Home Loans Given To Individuals
Attractive Balance Transfer and Top-up Option Available
Doorstep Services
Get Home Loan
- Happy Customers
- 91,200
- Loans Disbursed
- Rs 55,000+ Cr
- Pin Codes Covered
- 8,100+
- AUM (Cr)
- 31,053
Happy Customers
Loans Disbursed
Pin Codes Covered
AUM (Cr)
Home Loan EMI Calculator
Loan Amount
₹
1L
1.2Cr
Loan Tenure (1 to 30 Years)
Years
1y
30y
Rate of Interest (7% to 11%)
%
7%
11%
₹ 0
Total Amount Payable
₹ 0
Total Interest Payable
₹ 0
Transparent and hassle-free plans
Pragati Home Loan
Loans from ₹5 Lakhs to ₹1 Crore
Loans against a variety of collaterals
Repayment Tenure of up to 30* years
Loan up to 90% of property market value
Wide array of eligibility solutions
Pragati Plus
Loan up to ₹1.5 Crores
Loan up to 75%* of the property value for self-employed individuals
Loan up to 80%* of the property value for salaried individuals
Balance Transfer and Top-Ups
Higher eligibility based on your Repayment Track Record
Up to 30% top-up available
Quick processing
Comfortable repayment tenure of up to 30 years
Top offers handpicked by many like you
Step Up
Landed your first job? Then buying a home isn't a dream far away! Set your hefty EMI worries aside and start small with a Step Up Home Loan.
Step Down
Ease your debt burden with a Step Down loan. Pay higher EMIs on your dream home now, and transition to lower EMIs after you retire.
Extended Tenure Home Loan
Enjoy the flexibility of a repayment term of up to 25* years and enhance your eligibility by including a working co-applicant on your application.
Get insured in 5 easy steps
Share your personal details
Get a call back from the Aditya Birla Capital Team
Disclose the required details
Share documents with Aditya Birla Capital
Get your Home Loan
Share your personal details
Get a call back from the Aditya Birla Capital Team
Disclose the required details
Share documents with Aditya Birla Capital
Get your Home Loan
Our Signature Club
Get 25% Discount on all modular solutions
Code : FLAT10
Exclusively curated health care packages for ABHFL customers
Code : FLAT10
Offers on Flights, Buses and Hotel Bookings
Code : FLAT10
Offer up to 3500/- on flights
Code : FLAT10
Benefits worth 2999/- at 299/-
Code : FLAT10
Got Questions? We've Got Answers!
A home loan is a type of secured loan availed by a user from financial institutions to purchase a house. It is repaid through EMIs consisting of principal and interest.
Aditya Birla Housing Finance provides home loans starting at 8.65% p.a., with tenure up to 30 years and maximum loan up to 75% of the property's cost.
As per sections 80C, 24(b), and 80EEA of the Income Tax Act, you can avail tax benefits on repayment of home loan principal and interest. Consult your tax advisor for details.
Yes. Based on income eligibility, a PNI (Property Not Identified) Sanction Letter can be issued. Final sanction depends on the identified property.
"Home Construction Loan", "Home Loan for Plot Purchase and Construction", "Home Extension Loan", "Home Renovation Loan", "Construction Finance", "Loan Against Property"
What Our Users Say
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Aditya Birla is fast service i am so happy to glad And Aditya Birla stafff is too good. The sales representative is in supported me throughout the process of my home loan. Thank u so much Aditya birla and team
Matluf Raza
JaipurI am very glad to share the experience with ABHFL.. Its my first experience in loan process with Aditya Birla.. I am very happy with the processing and documentation process.. It is very ease for me to complete the process of home loan with ABHFL..
Akkim Sait A
TiruchirappalliI appreciate the efficient services provided by ABHFL. The staff is knowledgeable, each process was managed well and transactions are consistently smooth, making it an a hassle-free experience.
Sivaraj M
CoimbatoreIt was a great experience regarding my loan process. The staff was very helpful and quick. The paperless processhelped in fasten my home loan Thank you ABHFL
Shoaib Ismail Sayyed
PuneI am so happy the way my home loan process was done from day 1, I strongly recommend ABHFL
Sivakanth Ponnekanti
VijayawadaLoan process is simple and hassle free. ABHFL representative was very quick and responsive and helped me in my home loan process.
Bommagani Prashanth
Warangal