Aditya Birla Capital Digital Limited
Digital Onboarding & Quick Sanctions
Attractive Interest Rates
Wide Loan Amount Range
Flexible Repayment period
Doorstep service by dedicated Relationship Manager
Loan Tenure of up to 20 YearsT&C Applied
OTP Succesfully Verified!
Loan Tenure
Leverage repayment tenure of up to 20 years*
Residential Property
Get up to 70% of the property value on residential property
Commercial Property
Get up to 60% of the property value on commercial property
Small kirana shop owners
Tea/Food shop owners
Barbershop/ Salon owners
Scrap dealers
Garage owners
Laundry owners
Caterers
Commission agents
Tailors
Auto/taxi drivers
(Self-owned vehicles)List of documents needed for the process
KYC documents, Address Proof & Identity Proof
PAN Card
UTility Bills (Max 3 months old)
Copy of Property Papers
Complete application form
Verify financial details
Submit required documents
Undergo document verification
Receive loan disbursal
Easy to raise money quickly. Minimal paperwork and smooth process! This helped me a lot. Thanks a lot!
Rohit Sharma
Mumbai
I needed some quick funds for my business. ABHFL's Loan Against Property came through without much hassle.
Neha Gupta
Delhi
Very convenient experience! ABHFL's Loan Against Property gave quick and excellent service when it mattered most.
Anil Mehta
Bengaluru
Loan Against Property was very helpful as it made access to funds, very easy. Very efficient and reliable service!
Priya Rao
Chennai
Fast processing of loans for LAP with ABHFL helped me. The application process is straightforward and the disbursal is quick
Sunil Kumar
PuneLoan Against Property (LAP) is a financing option for individuals needing immediate funds for personal or business purposes without selling their property.
Yes, ownership and rights over the mortgaged property remain with you throughout the loan period.
You can use residential, commercial, industrial, and warehouse properties as collateral for a Loan Against Property.
ABHFL's LAP has a floating interest rate linked to Long-Term or Short-Term Reference Rates, recently revised by 20 bps as of March 1, 2024.
No pre-payment charges are applied up to 25% of the loan's outstanding amount each year. Foreclosure is restricted within the first 24 months, except for personal loans.
