Aditya Birla Capital Digital Limited
The Smart Way to Fuel your Ambitions: Loan Against Property
Get funds via your property as collateral. Quick registration, minimal documentation, and fast loan disbursal with ABC's Loan Against Property. Interest rates start at 8.85% p.a.*
Key Benefits
Digital Onboarding & Quick Sanctions
Attractive Interest Rates
Wide Loan Amount Range
Flexible Repayment period
Doorstep service by dedicated Relationship Manager
Loan Tenure of up to 20 Years
T&C Applied
Key Benefits
Digital Onboarding & Quick Sanctions
Attractive Interest Rates
Wide Loan Amount Range
Flexible Repayment period
Doorstep service by dedicated Relationship Manager
Loan Tenure of up to 20 Years
T&C Applied
Loan plans tailored to your needs
- Happy Customers
- 75,000+
- Loans Disbursed
- ₹44,000+ Cr.
- Codes Covered
- 7500+ Pin
- AUM as of June 30, 2024
- ₹20,399 Cr.
Happy Customers
Loans Disbursed
Codes Covered
AUM as of June 30, 2024
Why ABHFL?
We offer some of the most competitive interest rates in the market, ensuring that your Loan Against Property remains affordable over time.
Loan Tenure
Leverage repayment tenure of up to 20 years*
Residential Property
Get up to 70% of the property value on residential property
Commercial Property
Get up to 60% of the property value on commercial property
Financing the needs of
Small Kirana Shop Owners
Tea/Food Shop Owners
Barbershop/ Salon Owners
Scrap Dealers
Garage Owners
Laundry Owners
Caterers
Commission Agents
Tailors
Auto/Taxi Drivers
(Self-owned vehicles)
Documents Required
List of documents needed for the process
KYC documents, Address Proof & Identity Proof
PAN Card
Utility Bills (Max 3 months old)
Copy of Property Papers
Get Funds Disbursed In 5 Easy Steps
Complete application form
Verify financial details
Submit required documents
Undergo document verification
Receive loan disbursal
Complete application form
Verify financial details
Submit required documents
Undergo document verification
Receive loan disbursal
What Our Users Say
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Easy to raise money quickly. Minimal paperwork and smooth process! This helped me a lot. Thanks a lot!
Rohit Sharma
MumbaiI needed some quick funds for my business. ABHFL's Loan Against Property came through without much hassle.
Neha Gupta
DelhiVery convenient experience! ABHFL's Loan Against Property gave quick and excellent service when it mattered most.
Anil Mehta
BengaluruLoan Against Property was very helpful as it made access to funds very easy. Very efficient and reliable service!
Priya Rao
ChennaiFast processing of loans for LAP with ABHFL helped me. The application process is straightforward and the disbursal is quick.
Sunil Kumar
PuneLearn More about Loan Against Property
Loan Against Property (LAP) is a financing option for individuals needing immediate funds for personal or business purposes without selling their property.
Yes, ownership and rights over the mortgaged property remain with you throughout the loan period.
You can use residential, commercial, industrial, and warehouse properties as collateral for a Loan Against Property.
ABHFL's LAP has a floating interest rate linked to Long-Term or Short-Term Reference Rates, recently revised by 20 bps as of March 1, 2024.
No pre-payment charges are applied up to 25% of the loan's outstanding amount each year. Foreclosure is restricted within the first 24 months, except for personal loans