{"id":2989,"date":"2017-05-17T14:45:07","date_gmt":"2017-05-17T09:15:07","guid":{"rendered":"http:\/\/blog.adityabirlahealth.com\/?p=2989"},"modified":"2024-05-13T12:10:45","modified_gmt":"2024-05-13T06:40:45","slug":"heres-why-your-child-needs-a-good-health-insurance-plan","status":"publish","type":"post","link":"https:\/\/www.adityabirlacapital.com\/healthinsurance\/active-together\/2017\/05\/17\/heres-why-your-child-needs-a-good-health-insurance-plan\/","title":{"rendered":"What Is A Child Insurance Plan? Explained Simply"},"content":{"rendered":"<p>A child\u2019s welfare takes precedence over all else. When a child is born, most Indian families tend to open bank or demat accounts, start public provident funds etc. in the newborn\u2019s name. While that\u2019s all good, how many consider buying health insurance for the newest member of the family?<\/p>\n<p>Here are 5 reasons why getting your child a <a href=\"https:\/\/www.adityabirlacapital.com\/healthinsurance\/health-insurance-plans\">health insurance plan<\/a> should be foremost in your mind:-<\/p>\n<h2>1. Childhood illnesses and diseases<\/h2>\n<p>A child\u2019s immunity is still building up during the course of their childhood; during this time, your little one is susceptible to several illnesses and diseases. From Endocrine disorders like diabetes to genetic disorders and simpler infections like the regular batch of illnesses, we all go through, having an insurance plan for a child can be a tremendous source of relief. Apart from the immeasurable tension that a parent goes through for their child\u2019s well-being, the financial brunt borne in dealing with the medical costs can also amount to quite a bit of stress.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2991 lazyload\" title=\"Here\u2019s why your child needs a good health insurance plan\" data-src=\"https:\/\/www.adityabirlacapital.com\/healthinsurance\/active-together\/wp-content\/uploads\/2017\/05\/must-have-kids-health-insurance-childhood-illnesses.jpg\" alt=\"Here\u2019s why your child needs a good health insurance plan\" width=\"700\" height=\"466\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 700px; --smush-placeholder-aspect-ratio: 700\/466;\" \/><\/p>\n<h2>2. Family floaters and corporate plans may not be enough<\/h2>\n<p>A family floater plan may not be enough if someone else in the family also requires hospitalisation at the same time. Balancing it out can become a difficult task. From the corporate cover perspective, if you\u2019re between jobs, freelancing or your offices doesn\u2019t provide an insurance but an accident cover, having insurance for your child becomes vital.<\/p>\n<h2>3. Lifestyle<\/h2>\n<p>Today\u2019s lifestyle, especially for children, is just as fast-paced as adults, in some cases. From unhealthy fast food and snacks and drinks loaded with preservatives, artificial colours and such, it\u2019s increasingly difficult to maintain a strict, healthy diet for a child, although this is changing rapidly. But with increasing pollution levels children have started developing respiratory disorders in highly populated areas and other diseases which makes having an insurance policy so much more important.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2995 lazyload\" title=\"Aditya Birla Health Insurance for your child\" data-src=\"https:\/\/www.adityabirlacapital.com\/healthinsurance\/active-together\/wp-content\/uploads\/2017\/05\/must-have-kids-health-insurance-lifestyle.jpg\" alt=\"Aditya Birla Health Insurance for your child\" width=\"700\" height=\"466\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 700px; --smush-placeholder-aspect-ratio: 700\/466;\" \/><\/p>\n<h2>4. Increase in healthcare costs<\/h2>\n<p>The expenditure on medical has been substantially increasing over the last decade. A room in a good hospital can cost as much as that of a hotel. The other expenses incurred for the doctor\u2019s consulting fees and various tests can end up in a ballooned up hospital bill. There\u2019s also the cost of medicines, check-ups etc. that further increase your expenses. A good health insurance plan can help alleviate some of these costs.<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-63827 size-full lazyload\" title=\"Opt for Aditya Birla Health Insurance plan for your child\" data-src=\"https:\/\/www.adityabirlacapital.com\/healthinsurance\/active-together\/wp-content\/uploads\/2022\/11\/must-have-kids-health-insurance-cost-of-meds.jpg\" alt=\"\" width=\"800\" height=\"533\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/533;\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2>5. More people are getting hospitalised<\/h2>\n<p>According to an estimation by the National Sample Survey Office (NSSO) (Ref), the number of children getting hospitalised has increased from 31 out of every 1000 in 2004, to 44 out of 1000 in 2014, in urban areas. A similar trend has been observed in rural areas as well. With these kinds of statistics, it\u2019s become even more important to plan well for our children, not just for their future, but for their present as well.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2994 lazyload\" title=\"Does your child need a health insurance?\" data-src=\"https:\/\/www.adityabirlacapital.com\/healthinsurance\/active-together\/wp-content\/uploads\/2017\/05\/must-have-kids-health-insurance-hospitalisation.jpg\" alt=\"Does your child need a health insurance?\" width=\"700\" height=\"466\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 700px; --smush-placeholder-aspect-ratio: 700\/466;\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>By purchasing a suitable health insurance plan for a child, a parent not only protects her little one but also makes a prudent financial decision.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A child\u2019s welfare takes precedence over all else. When a child is born, most Indian&#8230;<\/p>\n","protected":false},"author":18,"featured_media":2993,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-2989","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-conditions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Is a Child Insurance Plan? Explained Simply<\/title>\n<meta name=\"description\" content=\"Get a clear understanding of what a child insurance plan is and how it can benefit your child&#039;s future. 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