ABSLI Savings Plan (UIN 109N088V01)

Policy year 1 to 5

Policy year 6 onwards and Interim bonus in 6^th policy-year:

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

Policy year 1 to 5

Policy year 6 onwards and Interim bonus in 6^th policy-year:

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

ABSLI Savings Plan (UIN 109N088V02)

Policy year 1 to 5

Policy year 6 onwards and Interim bonus in 6^th policy-year:

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

Policy year 1 to 5

Policy year 6 onwards and Interim bonus in 6^th policy-year:

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

ABSLI Vision Endowment Plus Plan

(UIN 109N092V01)

(UIN 109N092V03)

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

ABSLI Vision Endowment Plus Plan

(UIN 109N092V04)

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

ABSLI Vision Money Back Plus Plan

(UIN 109N093V01),

(UIN 109N093V03)

In addition, terminal bonus of 5 per 1000 of sum assured per annum

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Vision Money Back Plus Plan

(UIN 109N093V04)

In addition, terminal bonus of 5 per 1000 of sum assured per annum

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Vision Star Plan

(UIN 109N096V01),

(UIN 109N096V02)

In addition, terminal bonus of 5 per 1000 of sum assured per annum

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Vision Star Plan

(UIN 109N096V03)

In addition, terminal bonus of 5 per 1000 of sum assured per annum

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Monthly Income Plan

(UIN 109N122V01)

In addition, terminal bonus as % of sum assured

In addition, terminal bonus as % of sum assured

ABSLI Monthly Income Plan

(UIN 109N122V02)

In addition, terminal bonus as % of sum assured

In addition, terminal bonus as % of sum assured

ABSLI Vision LifeIncome Plus Plan

(UIN 109N131V01)

In addition, terminal bonus 2.12% - 62.49% of sum assured depending upon the Entry Age, PPT & Benefit Option.

In addition, terminal bonus 2.12% - 62.49% of sum assured depending upon the Entry Age, PPT & Benefit Option.

ABSLI Akshaya Plan

(UIN: 109N136V01)

NA

(New product launched during the year)

In addition, terminal bonus 2% - 24321% of sum assured depending upon the Entry Age, PT, PPT & Benefit Option.

# PPT = Premium paying term & SA = Sum Assured, **IBT is income benefit period and DFT is deferment term

* Terminal bonus of 5 per 1000 SA is for all PPTs

Whole Life Income

(a) Maturity Age 85 years

Terminal Bonus (% of Sum Assured)

Entry Age/PPT

8

10

12

15

0

62.45%

60.17%

53.58%

53.03%

1

58.85%

56.73%

51.09%

51.03%

2

55.45%

53.45%

48.70%

49.03%

3

52.34%

50.34%

46.41%

47.03%

4

49.45%

47.38%

44.21%

45.03%

5

46.57%

44.57%

42.11%

43.03%

6

43.68%

41.89%

40.09%

41.03%

7

40.80%

39.35%

38.15%

39.03%

8

37.91%

36.93%

36.29%

37.03%

9

35.03%

34.63%

34.51%

35.03%

10

32.14%

32.30%

32.43%

32.92%

11

29.25%

30.20%

30.34%

30.82%

12

26.50%

28.30%

28.34%

28.83%

13

24.59%

26.54%

26.45%

26.93%

14

22.90%

24.86%

24.65%

25.13%

15

21.28%

23.25%

22.93%

23.15%

16

19.74%

21.72%

21.30%

21.53%

17

18.35%

20.26%

19.74%

19.99%

18

16.80%

18.53%

18.26%

18.50%

19

15.95%

17.42%

17.20%

17.10%

20

15.10%

16.25%

16.39%

15.86%

21

14.26%

15.13%

15.61%

15.27%

22

13.41%

14.06%

14.86%

14.68%

23

12.56%

13.03%

14.13%

14.09%

24

11.72%

12.05%

13.43%

13.50%

25

10.87%

11.11%

12.72%

12.91%

26

10.69%

10.96%

12.48%

12.73%

27

10.51%

10.82%

12.25%

12.55%

28

10.33%

10.67%

12.01%

12.36%

29

10.15%

10.53%

11.77%

12.18%

30

9.98%

10.39%

11.53%

12.00%

31

9.80%

10.24%

11.30%

11.81%

32

9.62%

10.10%

11.06%

11.63%

33

9.44%

9.95%

10.82%

11.45%

34

9.26%

9.81%

10.58%

11.27%

35

9.08%

9.67%

10.35%

11.08%

36

8.98%

9.54%

10.21%

10.93%

37

8.88%

9.42%

10.08%

10.77%

38

8.78%

9.30%

9.94%

10.61%

39

8.68%

9.18%

9.80%

10.46%

40

8.58%

9.06%

9.67%

10.30%

41

8.48%

8.93%

9.53%

10.14%

42

8.38%

8.81%

9.38%

9.99%

43

8.28%

8.69%

9.24%

9.83%

44

8.18%

8.57%

9.12%

9.68%

45

8.08%

8.45%

8.99%

9.52%

46

7.64%

7.98%

8.47%

8.96%

47

7.21%

7.51%

7.95%

8.39%

48

6.77%

7.04%

7.43%

7.83%

49

6.34%

6.57%

6.90%

7.27%

50

5.90%

6.10%

6.38%

6.71%

51

5.47%

5.63%

5.86%

6.14%

52

5.03%

5.16%

5.34%

5.58%

53

4.60%

4.69%

4.82%

5.02%

54

4.16%

4.22%

4.30%

4.46%

55

3.73%

3.75%

3.78%

3.90%

(b) Maturity Age 100 years

Terminal Bonus (% of Sum Assured)

Entry Age/PPT

8

10

12

15

0

35.22%

44.72%

41.55%

47.43%

1

32.66%

42.44%

39.53%

45.98%

2

30.23%

40.25%

37.10%

43.45%

3

27.92%

38.14%

35.73%

40.95%

4

25.73%

36.12%

33.38%

38.80%

5

23.64%

34.18%

31.91%

36.39%

6

21.65%

32.32%

30.66%

34.86%

7

19.56%

30.53%

29.75%

32.78%

8

17.57%

28.81%

28.83%

30.66%

9

15.70%

27.16%

27.12%

28.65%

10

15.56%

25.35%

25.49%

26.73%

11

15.42%

23.84%

23.72%

24.70%

12

15.28%

22.34%

22.00%

22.77%

13

15.14%

20.86%

20.87%

20.94%

14

15.00%

19.44%

19.35%

19.21%

15

14.86%

18.08%

17.73%

17.57%

16

14.72%

16.78%

16.19%

16.02%

17

14.58%

15.53%

14.74%

14.55%

18

14.44%

14.20%

13.50%

13.30%

19

13.85%

13.40%

12.50%

12.73%

20

13.27%

12.61%

11.40%

12.17%

21

12.68%

11.82%

10.43%

11.61%

22

12.10%

11.02%

9.40%

11.05%

23

11.51%

10.23%

8.59%

10.49%

24

10.93%

9.44%

7.66%

9.93%

25

10.35%

8.65%

6.91%

9.37%

26

10.00%

8.30%

6.55%

9.01%

27

9.65%

7.95%

6.37%

8.66%

28

9.30%

7.60%

6.08%

8.31%

29

8.95%

7.25%

5.79%

7.96%

30

8.60%

6.90%

5.50%

7.61%

31

8.25%

6.55%

5.20%

7.25%

32

7.90%

6.20%

4.92%

6.90%

33

7.55%

5.85%

4.63%

6.55%

34

7.20%

5.50%

4.34%

6.20%

35

6.85%

5.16%

4.06%

5.85%

36

6.66%

5.04%

3.94%

5.59%

37

6.47%

4.92%

3.82%

5.34%

38

6.28%

4.80%

3.70%

5.08%

39

6.09%

4.68%

3.58%

4.83%

40

5.90%

4.57%

3.46%

4.57%

41

5.71%

4.45%

3.35%

4.32%

42

5.52%

4.33%

3.22%

4.06%

43

5.33%

4.21%

3.15%

3.81%

44

5.14%

4.09%

2.99%

3.54%

45

4.95%

3.98%

2.88%

3.30%

46

4.79%

3.83%

2.80%

3.20%

47

4.64%

3.68%

2.72%

3.10%

48

4.48%

3.53%

2.65%

3.00%

49

4.33%

3.38%

2.57%

2.90%

50

4.17%

3.24%

2.50%

2.80%

51

4.02%

3.09%

2.42%

2.70%

52

3.86%

2.94%

2.34%

2.60%

53

3.71%

2.79%

2.27%

2.50%

54

3.55%

2.64%

2.19%

2.40%

55

3.40%

2.50%

2.12%

2.30%

Long Term Income

Entry Age <= 40 years

Policy Term / PPT

6

8

10

12

15

25

23%

2%

3%

24%

52%

30

27%

22%

25%

54%

75%

35

67%

55%

60%

96%

115%

40

132%

100%

110%

158%

175%

Entry Age > 40 years

Policy Term / PPT

6

8

10

12

15

25

27%

11%

12%

35%

54%

30

41%

36%

39%

73%

81%

35

73%

75%

78%

123%

116%

40

133%

130%

137%

197%

176%

Whole Life Income - Maturity Age 85 years

Entry Age/PPT

6

8

10

12

15

0

1952.69%

4127.39%

4790.80%

6838.42%

9801.62%

1

1821.68%

3848.49%

4461.93%

6365.56%

9126.94%

2

1726.57%

3590.40%

4163.60%

5925.19%

8498.62%

3

1602.52%

3351.27%

3885.77%

5516.65%

7915.53%

4

1487.36%

3115.04%

3612.59%

5123.00%

7355.28%

5

1384.10%

2888.85%

3352.27%

4750.41%

6825.74%

6

1289.63%

2675.03%

3106.96%

4397.71%

6325.17%

7

1201.51%

2476.89%

2877.74%

4074.06%

5865.29%

8

1119.31%

2291.49%

2661.97%

3771.90%

5436.05%

9

1042.62%

2119.00%

2464.81%

3490.53%

5036.36%

10

971.05%

1959.52%

2280.40%

3229.13%

4664.98%

11

904.27%

1811.08%

2108.91%

2987.81%

4321.88%

12

849.62%

1672.56%

1951.44%

2761.37%

4000.15%

13

782.75%

1546.88%

1805.02%

2555.39%

3706.89%

14

720.99%

1431.03%

1669.55%

2365.08%

3435.73%

15

663.93%

1324.11%

1545.88%

2189.63%

3185.51%

16

611.21%

1225.20%

1432.04%

2027.15%

2953.65%

17

562.49%

1134.32%

1327.14%

1877.73%

2740.15%

18

517.45%

1048.70%

1229.24%

1736.78%

2538.99%

19

475.81%

971.31%

1139.37%

1608.25%

2355.16%

20

437.31%

898.80%

1055.72%

1490.49%

2186.43%

21

401.69%

832.24%

978.35%

1380.61%

2029.00%

22

368.75%

769.66%

905.85%

1277.69%

1881.61%

23

340.58%

720.68%

850.74%

1181.78%

1744.24%

24

314.34%

675.39%

798.52%

1092.82%

1619.00%

25

289.91%

632.73%

749.34%

1025.00%

1525.00%

26

281.04%

592.73%

704.03%

967.00%

1430.00%

27

275.74%

546.38%

649.03%

902.83%

1337.67%

28

263.32%

501.99%

599.77%

834.25%

1239.52%

29

254.61%

461.61%

553.43%

768.65%

1145.89%

30

249.10%

422.85%

509.05%

709.08%

1060.61%

31

243.47%

387.71%

468.68%

652.04%

979.20%

32

238.00%

354.48%

429.86%

600.78%

905.72%

33

221.32%

323.21%

394.75%

552.43%

836.51%

34

213.50%

293.93%

361.54%

507.03%

771.58%

35

207.11%

265.40%

330.28%

465.65%

712.21%

36

198.49%

240.30%

301.00%

402.04%

625.42%

37

178.44%

216.12%

266.89%

375.83%

586.12%

38

163.78%

192.92%

248.49%

351.21%

549.21%

39

131.19%

170.42%

231.21%

328.10%

514.54%

40

124.68%

157.32%

214.97%

306.38%

481.97%

41

116.98%

145.00%

199.71%

285.98%

451.38%

42

109.68%

133.42%

185.38%

266.82%

422.63%

43

102.77%

122.54%

171.91%

248.82%

395.62%

44

96.22%

112.31%

159.25%

231.90%

370.24%

45

91.09%

102.69%

147.35%

216.00%

346.39%

46

86.55%

84.92%

136.34%

189.14%

309.38%

47

82.16%

70.00%

117.32%

166.43%

277.75%

48

66.51%

56.74%

100.41%

146.18%

249.42%

49

52.88%

44.96%

85.38%

128.12%

224.02%

50

46.01%

36.00%

72.00%

112.00%

201.24%

51

46.42%

35.39%

71.00%

113.24%

171.15%

52

57.19%

34.50%

70.00%

114.32%

145.40%

53

57.92%

32.01%

61.36%

115.24%

123.34%

54

51.40%

21.69%

50.25%

102.50%

104.44%

55

45.48%

12.00%

40.15%

91.31%

88.24%

Whole Life Income - Maturity Age 100 years

Entry Age/PPT

6

8

10

12

15

0

8898.81%

11700.00%

14715.72%

16356.62%

24320.68%

1

8293.78%

10672.31%

13708.20%

15240.96%

15240.96%

2

7732.21%

9947.29%

12773.47%

14205.78%

14205.78%

3

7209.04%

9272.12%

11903.36%

13241.94%

13241.94%

4

6721.59%

8643.31%

11093.31%

12344.44%

12344.44%

5

6267.39%

8057.64%

10339.13%

11508.65%

11508.65%

6

5844.12%

7512.10%

9636.88%

10730.25%

10730.25%

7

5449.65%

7003.88%

8982.93%

10005.23%

10005.23%

8

5081.99%

6530.39%

8373.92%

9329.86%

9329.86%

9

4739.28%

6089.22%

7806.69%

8700.70%

8700.70%

10

4419.79%

5678.13%

7278.33%

8114.53%

8114.53%

11

4121.94%

5295.02%

6786.14%

7568.36%

7568.36%

12

3844.22%

4937.97%

6327.59%

7059.42%

7059.42%

13

3585.25%

4605.17%

5900.36%

6585.12%

6585.12%

14

3343.75%

4294.94%

5502.26%

6143.07%

6143.07%

15

3118.52%

4005.73%

5131.27%

5731.03%

5731.03%

16

2908.44%

3736.09%

4785.52%

5346.94%

5346.94%

17

2712.48%

3484.68%

4463.26%

4988.86%

4988.86%

18

2529.67%

3250.23%

4162.87%

4655.01%

4655.01%

19

2359.11%

3031.59%

3882.84%

4343.72%

4343.72%

20

2199.96%

2827.67%

3621.76%

4053.43%

4053.43%

21

2051.46%

2637.46%

3378.33%

3782.71%

3782.71%

22

1912.87%

2460.03%

3151.34%

3530.21%

3530.21%

23

1783.52%

2294.50%

2939.65%

3294.69%

3294.69%

24

1662.79%

2140.05%

2742.22%

3074.98%

3074.98%

25

1550.09%

1995.95%

2558.08%

2870.00%

2870.00%

26

1439.65%

1830.58%

2356.19%

2686.64%

2686.64%

27

1337.31%

1696.04%

2170.55%

2497.49%

2497.49%

28

1242.44%

1571.44%

1999.80%

2322.02%

2322.02%

29

1154.47%

1456.02%

1842.72%

2159.22%

2159.22%

30

1072.88%

1349.08%

1698.17%

2008.12%

2008.12%

31

997.16%

1249.98%

1565.11%

1867.87%

1867.87%

32

926.88%

1158.13%

1442.60%

1737.65%

1737.65%

33

861.63%

1072.97%

1329.77%

1616.71%

1616.71%

34

808.96%

994.02%

1225.84%

1511.70%

1511.70%

35

759.44%

920.79%

1130.07%

1400.00%

1400.00%

36

720.05%

861.84%

1053.15%

1314.48%

1314.48%

37

682.63%

806.62%

990.46%

1247.24%

1247.24%

38

647.08%

754.88%

931.52%

1183.46%

1183.46%

39

613.31%

706.38%

876.08%

1122.97%

1122.97%

40

575.88%

660.93%

823.93%

1065.59%

1065.59%

41

535.83%

618.32%

774.88%

1011.16%

1011.16%

42

498.65%

578.36%

728.72%

959.54%

959.54%

43

464.11%

540.00%

685.28%

910.56%

910.56%

44

432.01%

505.74%

644.41%

864.09%

864.09%

45

409.43%

472.77%

605.93%

820.00%

820.00%

46

365.83%

414.18%

543.22%

736.86%

664.70%

47

326.56%

362.34%

486.93%

662.36%

536.95%

48

291.16%

316.44%

436.36%

595.56%

431.66%

49

273.20%

275.78%

390.90%

535.61%

344.71%

50

293.00%

303.39%

377.69%

525.57%

272.79%

51

292.75%

292.19%

350.73%

508.22%

215.43%

52

292.43%

281.46%

325.37%

491.65%

167.67%

53

292.11%

271.19%

301.98%

475.85%

143.44%

54

291.83%

261.35%

280.38%

460.79%

134.94%

55

285.00%

251.95%

261.40%

446.44%

126.96%