Teams

Pankaj Gadgil

Managing Director & CEO

Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.

He is also a member of the Senior Management Team at Aditya Birla Capital and will ... Know More

Ashish Damani

Chief Financial Officer

Ashish Damani is the Chief Financial Officer at Aditya Birla Housing Finance Ltd (ABHFL). He has over 20 years of experience. At ABHFL, Ashish is responsible for leading Finance and Accounts, Planning & MIS, Audit, Taxation, Treasury, Secretarial, and Statutory Compliances of the company.

Before joining ABFHL, Ashish was part of Aditya Birla Capital’s L ... Know More

Dharmendra Patro

Chief Credit Officer

Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of ... Know More

Subhajeet Roy
Choudhury

Chief Risk Officer

Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.

He has over ... Know More

Vikas Malpani

Head- Construction Finance

Vikas Malpani is the Head-Construction Finance at Aditya Birla Housing Finance Limited. In this role, Vikas is responsible for identifying and expanding developer relationships for real estate project finance across the locations.

Vikas has over 20 years of experience in retail as well as institutional mortgages, unsecured business loans and construction financ ... Know More

Nitin Phanse

Head- Prime Housing

Nitin Phanse is the Head of Prime Housing at Aditya Birla Housing Finance Ltd. In this role, Nitin is responsible for Prime Housing, including Prime Home Loan and Loan Against Property. He will be responsible for generating business from Inbound and Outbound channels. In addition, he will be leading the entire Prime Sales Team for generating business from builders, chan ... Know More

Mohit Sapru

Head- Affordable Housing

Mohit Sapru is the Head - Affordable Housing at Aditya Birla Housing Finance Limited (ABHFL). He is responsible for leading the Retail Sales vertical for ABHFL.

Mohit has an overall work experience of more than 20 years in the lending space with major BFSI organizations. He has a proven track record of driving higher efficiencies, engagement, and achievement of ... Know More

Charandeep Hattar

Chief Technology Officer

Charandeep Hattar is the Chief Technology Officer at Aditya Birla Housing Finance Ltd (ABHFL), bringing over 24 years of rich digital & technology experience across diverse business domains such as Financial Services, e-Commerce, sports, and entertainment. In his current role,

Charandeep spearheads the Information Technology function, shaping IT strategy, drivi ... Know More

Shreya Shah

Chief Compliance Officer

Shreya Shah is the Chief Compliance Officer at Aditya Birla Housing Finance Limited (ABHFL). In her role, she is responsible for leading the Compliance vertical for ABHFL and ensuring effective compliance culture within ABHFL.

She has an overall work experience of over 13 years in handling and managing regulatory compliances across the financial services sector ... Know More

Jay Thakkar

Head - Human Resources & Administration

Jay Thakkar is the Head - Human Resources & Administration at Aditya Birla Housing Finance Limited. He has over 16 years of experience in various specialist areas of Compensation & Benefits, Performance Management, Talent Management, Engagement and Talent Acquisition amongst others. He has been associated with multiple industries ranging from Consulting to Financial Ser ... Know More

Kunal Urdhwareshe

Head – Analytics

Mr. Kunal Urdhwareshe is the Head – Analytics at Aditya Birla Housing Finance Ltd (ABHFL). He has over 12 years of experience in Analytics such as FMCG/CPG Consumer Analytics, Promotions and Customer Understanding, Data Visualization, Personalization, Lending, Credit Risk Management, Cross sell/Up sell, Behavioral Scorecards and Application Scorecards. At ABHFL, Kunal i ... Know More

Mohua Chowdhury

Head - Operations & Process
Excellence

Ms. Mohua Chowdhury is the Head - Operations & Process Excellence at Aditya Birla Housing Finance Ltd (ABHFL). She has over 26 years of experience in Operations Management, Process Improvements & Technology Enablement, Compliance Management & Reporting, Vendor Management etc. At ABHFL, Mohua is responsible for leading Operations & Process Excellence of the company.

Preeti Mishra

Head - Product, Digital Transformation, Business Development, Partnerships & Customer Service

Preeti Mishra is the Head - Product, Digital Transformation, Business Development, Partnerships & Customer Service at Aditya Birla Housing Finance Ltd (ABHFL). She has over 20 years of experience in Product, Strategy & Sales of Retail Financial products (Mortgage, Fixed Deposits, Gold Loan and Channel Management (Banks, Corporate & Retail Partners). At ABHFL, Preeti is ... Know More

Sachin Mishra

Head -Informal

Sachin Mishra is the Head – Informal Housing Business at Aditya Birla Housing Finance Ltd (ABHFL). He has over 22 years of experience in Sales, Marketing, Business Development, Channel Management, Product & Innovation management. At ABHFL, Sachin is responsible for leading Informal Housing of the company.

In his previous stint, Sachin was part of IndusInd Bank wh ... Know More

Shraddha Bhujabal

Head - Marketing

Shraddha Bhujabal is the Head - Marketing at Aditya Birla Housing Finance Ltd (ABHFL). She has over 21 years of experience across industries and marketing functions. At ABHFL, Shraddha is responsible for leading Marketing of the company.

In her previous stint, Shraddha was part of Zoya – A TATA Product where she was working as Head Of Marketing and worked very cl ... Know More

Vipin Chaudhary

Head – Collections

Vipin Chaudhary is the Head- Collections at Aditya Birla Housing Finance Ltd (ABHFL). He has 24+ years of experience and is responsible to meet budgeted loss rates while balancing risk and return, increasing collections efficiency across various buckets and stages.

In his previous stint, Vipin was a part of INDIABULLS Group wherein he was heading collections ver ... Know More

Rajan Suri

Chief Business Officer

Rajan Suri is a financial services professional with over 14 years of experience, specializing in the mortgage sector. He has led business expansion, branch setup, and team development across leadership roles.

Before joining Aditya Birla Housing Finance, he was Business Head – Home Finance at L&T Financial Services and previously held leadership positions at P ... Know More

Rakesh Agarwal

Head – Internal Audit

Rakesh Agarwal is a Chartered Accountant and Certified Internal Auditor with 17+ years of experience in audit, risk management, and regulatory compliance across investment and corporate banking.

Before joining Aditya Birla Housing Finance, he held leadership roles at DBS Bank India, Credit Suisse, Societe Generale, and JP Morgan, driving risk-based audit strate ... Know More