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Changes in altitude, humidity, and climate are a few reasons that may trigger health problems during travel. Having travel insurance during such times helps in mitigating any losses.
Healthcare systems differ across countries and medical treatment abroad may or may not be affordable. Travel insurance can help meet such costs.
Delayed and missed transit flights are becoming common concerns, especially in countries most frequented by tourists. You can save yourself from such hassles with travel insurance.
Delayed checked-in baggage, loss of baggage, and/or damaged baggage are some common issues that can be easily addressed with travel insurance.
Travel insurance can help safeguard you against instances of theft of luggage/important documents and other valuables.
Elevate your travel experience and enjoy every trip with our Travel Insurance plan:
Our Travel Insurance protects you against a host of uncertainties. You can expand the scope of insurance coverage to meet your specific needs. Here are some of the standard inclusions
There are a few instances outside the purview of Travel Insurance. These include:
Hear from our customers what they have to say about their experience.
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Travel insurance offers financial support during unpredictable eventualities like medical emergencies, loss of checked-in baggage/passport, checked-in baggage delay, etc.
The cost of Travel insurance depends on various factors like your age, coverage type, destination, travel duration, and number of travellers insured.
You generally cannot buy a Single Trip Travel Insurance once your trip has started. Check with your insurer for more details.
If you are a frequent traveller, you can consider purchasing Multi Trip Travel insurance to prepare in advance for unexpected situations and make travel more enjoyable.
It is advisable to buy Travel insurance irrespective of your travel duration.
Debunking Myths! Travelling Places!
Travel Insurance is Not Important: Medical emergencies occur irrespective of location. Travel Insurance helps you manage these and other unexpected events better.
I Can Go on a Short Trip without Travel Insurance: Unforeseen events can occur while you are on any trip - short or long. It is important to get yourself covered.
Travel Insurance Has a Limited Scope: Apart from medical expenses, Travel Insurance can also cover other unforeseeable events like loss of checked-in baggage, flight cancellations, etc.
Travel Insurance Will Take Care of My Entire Trip: While you can enjoy comprehensive coverage with Travel Insurance, there are certain exclusions you should know of.
I can avail of all Travel Insurance Features Always: Certain features are time-sensitive and can be availed of only if you purchase your Travel Insurance within a specified time.
Extra features come at an additional cost. Thus, buy only what you necessarily need.
Compare the offerings of different insurers and explore their deals to get the most competitive rates.
If you are travelling as a group, check with your insurer for group discounts.
If you can, schedule your travel during the off-season. The premiums during this time are usually lower.
Low-risk destinations usually offer comparatively lesser premiums.
The premium varies according to different factors, such as:
The premium is different for different age groups.
The extent of coverage influences the premium amount.
Premium changes with the change in the number of travellers insured.
Premium costs depend on the risks associated with the travel destination.
The longer the travel period, the higher the premium.
Reach out to us for your queries on Travel Insurance and be rest assured of quick solutions as our experts will guide you to:
● Identify your Travel Insurance needs.
● Choose the best-suited Travel Insurance policy.
● Buy a Travel Insurance cover.
● Renew your Travel Insurance.
● File a claim during unexpected events.
You generally cannot buy Travel Insurance after leaving the country.
Choose a Travel Insurance policy that best fits your affordability and travel needs. It is a good idea to compare the quotes of different insurers to make an informed decision.
Contact your insurer to understand the process and details regarding the extension of Travel Insurance.
Travel Insurance is mandatory in certain countries, including the United Arab Emirates, Cuba, Turkey, Algeria, Aruba, and Seychelles among others.
Talk to your insurance advisor to understand the portability of your Travel Insurance.
Pre-existing diseases are usually excluded from the Travel Insurance cover.
You can usually receive the refunded amount if you cancel your Travel Insurance coverage, subject to certain conditions. Check with your insurer to know more.
Travel Insurance can prepare you financially to overcome unexpected situations like medical emergencies and loss/delay of checked-in baggage, among many others.
You generally can purchase Travel Insurance after booking your trip.
Irrespective of the reason for your travel, it is always advisable to buy Travel Insurance.
You should align your travel duration with the period of your Travel Insurance policy. Consult your insurance advisor to understand how the maximum number of days of Travel Insurance is determined.
Seek help from the Indian Embassy and your insurance company in case of an emergency abroad.
Usually, there is no requirement for a medical examination. However, speak to your insurer for more details.
Single Trip Travel Insurance covers a single trip. However, if you visit multiple destinations in the same geographical bucket, it is usually counted as a single trip.
Your Single Trip Travel Insurance may cover trip cancellation in certain situations.
Yes, you do need Travel Insurance to cover yourself against the risks related to travel and other unexpected events.
It is advisable to get an International Travel Insurance cover irrespective of your destination and travel period. Besides, there are a few countries where Travel Insurance is mandatory.
You can usually renew your Travel Insurance policy multiple times, depending on certain conditions. Check with your insurer for more details.
Submit your policy document, passport copy, and other necessary documents to initiate the cancellation.
You can contact your insurance advisor to learn about the grace period and its applicability.
Don’t worry. You can update the travel dates through our app. Get in touch with your insurer for more details.
The claim settlement usually takes place within 30 days from the date of receipt of the last necessary document.
Yes, you can change the relevant details through our app. If you get stuck anywhere, feel free to contact our customer support team.
Download your policy document from our app to view the necessary details.
It is generally not possible to make additions. However, you can get them insured in a separate policy.
The policy coverage typically extends from your departure from India to your return. Check with your insurer to understand the coverage better.
You can raise a claim through our app. Submit the relevant details asked for during the process to begin.
Cashless facilities are available only at our network providers or the assistance service provider. You may talk to your insurance advisor for more details.
You should choose the policy that best suits your travel needs and provides the required coverage.
You should talk to your insurer to learn about the free-look period and its applicability.
Once the policy is issued, you can download the policy document from the app. You can also contact the customer support team for assistance.
A claim can get rejected on certain grounds. You will be informed about the reason. However, if you submit all relevant details, the claim usually gets settled.
Your Travel Insurance policy usually takes care of the costs related to getting a duplicate or new passport, subject to the policy terms.
Your Travel Insurance covers the relevant expenses according to the type of policy taken and its terms.
An Indian citizen with a valid Indian passport can purchase this policy. Foreign passport holders can usually buy Travel Insurance by submitting relevant details like a residential permit, OCI (Overseas Citizen of India) card, PIO (Person of Indian Origin), Indian income proof, etc.
Yes. You can buy Travel Insurance if you are up to 60 years old.
The maximum trip duration for Travel Insurance should be 180 days. Talk to your insurer for more details.
Travel Insurance offers comprehensive coverage at affordable premiums, protecting you and your family during uncertainties.
The insurer pays the benefits to the insured person. In the case of loss of life, they are paid to the nominee or bonafide legal heir, subject to the policy terms and conditions.
Talk to your insurer to understand the travel assistance services you are entitled to receive.
Travel Insurance is usually accepted worldwide. Please get in touch with your insurance advisor to understand how Travel Insurance works.