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Promoter Funding

Raise capital without selling your stake. Use Promoter Funding to fuel business growth while keeping control.

Pledge shares, not assets
Quick disbursal and flexible terms
Ideal for expansion or stake consolidation

Step 1

Step 2

Step 3

Finish

₹ 5.50 Lakh Cr

AUM

1,712

BRANCHES

3.9 Cr

ACTIVE CUSTOMER BASE

₹ 1.78 Lakh Cr

CONSOLIDATED LENDING BOOK

What is Promoter Funding?

Promoter funding is a specialised form of business financing where company promoters can pledge their shareholding to raise capital. It offers fast liquidity without diluting ownership or disrupting long-term investments. This solution is ideal for business expansion, launching new ventures, or increasing promoter stake.

With promoter funding from NBFCs, like Aditya Birla Capital, promoters can unlock the value of their holdings through a structured, transparent, and SEBI-compliant funding route.

Quick capital without selling assets

Retain ownership and voting rights

Ideal for business growth and diversification

Enables stake consolidation or buyouts

No need to pledge physical assets like gold or property

Features of Promoter Funding

Collateral:

Promoter-held shares from an approved list

Minimum Loan Amount:

₹25 lakh

Loan Margin:

Starts at 50%, based on share quality

Tenure:

Up to 12 months

Purpose:

New projects, expansion, stake increase, strategic buyouts

Process:

Fast turnaround with confidentiality ensured

Revision of Reference Rates for determining Interest Rates on loans given

Long Term Reference Rate

ABCL has increased its Long-Term Reference Rate (LTRR) by 20 bps to 20.45% p.a. with effect from March 1, 2024. The interest rate on the floating rate loans of tenor greater than 12 months that are linked to the LTRR will be revised upwards by 20 bps. The spread / margin on the said loans will remain unchanged.

Short Term Reference Rate

ABCL has increased its Short-Term Reference Rate (STRR) by 20 bps to 19.45% p.a. with effect from March 1, 2024. The interest rate on the floating rate loans of tenor up to 12 months that are linked to the STRR will be revised upwards by 20 bps. The spread / margin on the said loans will remain unchanged.

Who Can Apply

Promoters or promoter groups of listed companies

Holding companies with eligible shareholdings

Promoters seeking capital for stake increase, expansion, or restructuring

Check Your Eligibility

Application Process

1. Check share eligibility from the approved stock list
2. Dematerialise physical shares if not already done
3. Download and fill out the application form or start through the promoter funding online application portal
4. Submit basic documents and shareholding proof
5. Get funds disbursed after evaluation and pledge creation

A Relationship Manager can also assist you through every step for a smooth experience.

Basic Eligibility:

Holding of eligible securities as per NBFC criteria
Compliance with SEBI’s disclosure regulations
Shares should be dematerialized before application

Promoters who meet these conditions can easily qualify for promoter funding from NBFCs.

Documents Needed

PAN card and address proof of the promoter

Demat account statements

Shareholding pattern of the company

Board resolution authorising the transaction (if required)

Loan application form

Company financials (as requested)

Need capital without compromise? Promoter funding is your gateway to agile, strategic business growth.

Customer Satisfaction Stories

Don’t just take our word for it. Hear from our customers about their successful financial journey with us

Mr. Hiralkumar Ashokbhai Patel

Aditya Birla Finance Customer

The digital platform and whatsapp service of ABHFL gives me a quick access to my basic loan details such as statement of accounts, loan account details, interest certificate, and repayment schedule.