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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrABCL
Corporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
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- ABCL List of active CLA Partners
- List of Third parties
- Our Digital Referral Partners
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ConseQuestPLAY NOW
Experience ConseQuest- A game where your decisions drive your future.
- Wisdom in Choices
- Life Optimised
- Simplifying Success
66,000 EMPLOYEES
1,742 BRANCHES
₹ 6 Lakh Cr
ASSETS UNDER MANAGEMENT
₹ 1.90 Lakh Cr
CONSOLIDATED LENDING BOOK
Advantages of Children’s Mutual Funds
Long-Term Growth
Stay invested in equity mutual funds for a long term and grow your savings as volatility tends to smoothed out in long term.
Diversification
Choose equity securities across different market caps and sectors and invest in a diversified portfolio to enhance the return potential.
Tax Saving
Save tax on investment with Equity Linked Saving Schemes. Claim a deduction of up to Rs.1.5 lakhs under Section 80C.
Wealth Creation
Create optimal funds for your financial goals with the returns offered by Equity Funds and achieve financial independence.
Types Of Debt Funds
Most Popular
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Children’s funds returns Calculator
Want to know how much your savings will accumulate so that you can plan your child’s corpus effectively?. Use the Aditya Birla Sun Life Mutual Fund (ABSLMF) calculator.
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Online investments with a fully integrated digital platform
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Facility to switch, redeem and invest more from a single platform
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Understanding Children’s Funds
Table of Contents
What are Children’s Funds?
Children’s funds are solution-oriented mutual fund schemes with the objective of creating a fund for your child’s future needs. These funds have a lock-in period of 5 years or till your child becomes an adult.
What are the features of Children’s Funds?
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Lock-in of 5 years or till child’s majority, whichever is earlier
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SIP or lump sum investment
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Asset allocation in equity and debt securities
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Long-term wealth creation
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Open-ended schemes with professional fund management
What should you know before investing in Children’s Funds?
- There’s a lock-in period which restricts liquidity in the initial investment years
- You can choose from hybrid or equity-oriented funds based on your risk profile
- If you invest in equity-oriented funds, invest with a long-term view to ride out short-term volatility.
- Hybrid funds add the stability of debt and lower volatility risks
- The returns depend on the underlying assets and benchmark index
Who should invest in Children’s Funds?
Parents looking for a dedicated investment avenue for their child
Investors who have a long-term investment horizon
Parents who want market-linked returns on their investments
What is the tax implication of Children’s Funds?
Equity-oriented funds
• Returns up to Rs.1 lakh are tax-free
• Returns exceeding Rs.1 lakh are taxed at 10%
Debt-oriented funds
• Returns earned are taxed at income tax slab rates
What is the tax implication of Children’s Funds?
Growth option
• Accumulate the returns over the investment tenure for compounding benefit
Dividend option
• Get regular dividends from the returns earned for a regular income
ULIP
Invest and secure with ULIPs
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Market-linked returns
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Flexibility: withdraw, switch, top up
LI Retirement Plan
Secure retirement with Life Insurance
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Secure regular pensions
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Save on taxes
Other asset class funds
Debt Funds
Invest in debt securities for low risks and stable returns.
ETF Funds
Invest in funds listed and traded on the stock exchange
Know More
Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
Know More
Hybrid Funds
Get a mix of equity, debt and other asset classes for a diversified portfolio
Know More
Index Fund
Passively-managed mutual funds tracking a particular index
Know MoreABC Of Money