1800 270 7000
Download
Insurances 
INVESTMENTS 
LOANS 
PAYMENTS 
QUICK SERVICES 
HEALTH INSURANCE 
APP STORE
PLAYSTORE
APP STORE
PLAYSTORE
Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Health & Wellness PlansMake quality health care affordable and accessible
Super Top-up PlansGet extra coverage when you need it most
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
App Store
Play Store
Flexi Loan
- Flexible repayment options
- Hassle-free application process
- Quick and easy disbursal
Reasons To Get A Flexi Loan
From Aditya Birla Capital
Multiple Withdrawals
Enjoy the freedom to withdraw funds as per your evolving requirements, without the hassle of repeated loan applications. Pay interest only on the utilised amount.
Predictable Monthly Payments
Enjoy fixed interest rates and predictable monthly payments that help you plan your budget and finances accordingly.
Quick Disbursal
Get the loan amount quickly, usually within 24 hours of approval. This makes them ideal for emergencies.
Flexible Repayment Tenure
We offer flexible repayment tenure options, ranging up to 7 years, allowing you to choose a repayment plan that suits your financial situation and needs.
No Partial Repayment Charges
Make partial repayments without incurring any additional charges, providing you with the flexibility to get debt-free sooner.
Get A Flexi Loan In 5 Easy Steps
Flexi Loan Eligibility
Before opting for a Flexi Loan, ensure you qualify by checking your eligibility here.
Documents Needed
- Proof of identity and address Passport / Aadhaar Card / Voter's ID / Driving License / Job Card issued by NREGA / Registration certificate / PAN card (PAN Card only as identity proof)
- Proof of incomeSalary slip for the last 3 months showing all deductions and Form 16
- Bank statement where income is credited Last 6 months
- Proof of other incomeLast 3 months' salary slips or Salary certificate. Last 6 months' bank statement where salary is credited directly. Latest Form 16
Eligibility Criteria
Affordable home loan on ABCD App
-
Up to 90% property cost loans -
Flexible 30-year repayment tenures
Pledge property, access funds
- High LTV ratio for loans
- Low interest rates, easy repayments
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us
Aditya Birla Finance Customer
Aditya Birla Finance Customer
Aditya Birla Finance Customer
FAQs on Flexi Loan
A Flexi loan is a credit option that allows you to meet financial obligations without the need to provide security or collateral. It comes without an end-use restriction, thus it can be used for a variety of purposes, making it easy to manage. Also, you can withdraw funds as needed and pay interest only on the utilised amount.
A Flexi loan is versatile and can cover various expenses like home renovations, marriage expenses, education fees, vacations, debt consolidation, purchasing electronics and appliances, medical bills, business investments, car repairs, and more.
To qualify for a Flexi loan, you need a consistent income, whether you're a salaried employee, self-employed, or a professional. Your eligibility depends on factors like employer, credit history, residential location, and other criteria as per the eligibility criteria mentioned.
No! There's no restriction on the number of withdrawals you can make, allowing you to access funds as and when required. However, it's crucial to ensure that your withdrawals remain within the pre-approved credit limit sanctioned by Aditya Birla Finance. This ensures responsible borrowing and prevents you from overextending your finances.
No. There is no difference between a 'Flexi loan' and a 'personal line of credit'. The terms are often used interchangeably, as they essentially refer to the same type of revolving credit facility. Both options provide a flexible line of credit, allowing borrowers to withdraw funds up to a pre-approved limit and repay them as needed. The primary distinction between the two terms lies in their branding and usage, with "Flexi loan" being more commonly used by Aditya Birla Finance and "personal line of credit" being a general term used by various financial institutions.
Our Other Product
Personal Loan
Your Dreams, Your Terms. Meet all your financial needs and aspirations with swift, simple, and tailored Personal Loans.
KNOW MOREABC Of Flexi Loan
Find Us Near You
Our Lending Partners
Aditya Birla Finance Limited
10th Floor, R-Tech Park, Nirlon Complex, Goregaon, Mumbai - 400063, CIN: U65990GJ1991PLC064603, GRO Details: Ms. Shruti Sarraf, 080 - 45860196, grievance.finance@adityabirlacapital.com