Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD Page
PLAY STORE
APPSTORE
1800 270 7000
Download
Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Secured Business LoanBoost your business with competitive rates & flexible terms
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business with fast approval & flexible terms
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingSupporting real estate businesses in project completion
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
All FundsExplore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 66,000 employees, the businesses of ABCL have a nationwide reach with over 1,742 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,742
No. of Employees
66,000
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 6 Lakh Cr
Consolidated Lending Book
INR 1.90 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- ABCL List of active CLA Partners
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABCL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Credit TrackCheck your credit score and get tips on how to improve it
Health TrackHealthy living made easy with ABCD’s Digital Health Evaluation
Portfolio TrackBring your assets and liabilities under one platform
Spend TrackManage your money effectively with Spend Track.
Vehicle TrackCheck Vehicle & Car Insurance Status/Validity Online
Digital WillA digital will is a legally valid document created through a secure online platform
Read about MoneyMoney management made easy
Read about TaxUnderstanding direct and indirect taxes
Read about Retirement PlanKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read about InvestingInvestments and their jargon - simplified
Read about Loans and FinancingKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
Experience ConseQuest- A game where your decisions drive your future.
Wisdom in Choices
What is Eye Insurance?
Eye insurance, also called vision insurance, is a dedicated coverage plan designed to help you manage expenses related to vision care. Unlike general health insurance, eye insurance specifically covers eye-related check-ups, treatments, and eyewear needs. It focuses on preventive care, which can help detect vision problems early and prevent long-term issues.
With rising screen time, lifestyle factors, and age-related eye conditions, having insurance for vision ensures you get timely access to quality eye care without worrying about high out-of-pocket costs.
Most eye care plans offer benefits such as annual eye exams, discounts on glasses or contact lenses, and partial coverage for corrective procedures. This makes it a valuable addition to your overall healthcare strategy, helping you maintain healthy eyesight while keeping your finances protected.
● Preventive care – Regular eye exams to detect problems early.
● Eyewear coverage – Support for prescription glasses, lenses, and frames.
● Treatment benefits – Partial or full coverage for specific eye conditions.
Why Do You Need Eye Care?
Early Detection
Catch eye diseases like glaucoma (affecting over 80 million globally) and macular degeneration (a leading cause of vision loss in the elderly) early.
Improved Vision
Correct refractive errors (nearsightedness, farsightedness, astigmatism) affecting billions worldwide.
Enhanced Quality of Life
Reduce digital eye strain (a growing concern due to increased screen time) and improve overall visual comfort.
Systemic Health Check
Identify underlying health issues like diabetes (a major risk factor for eye diseases) and high blood pressure.
Benefits of Eye Care
Check your Eligibility and Document Required for Eye Insurance
Check your Eligibility for Eye Insurance
To qualify for an eye insurance plan, most providers require:
- Indian Residency : Applicants must be residents of India to qualify for eye coverage insurance.
- Age Requirement : You should be between 18 and 65 years old. Children can also be included under a family vision plan.
- Current Health Condition : You must not be undergoing any major eye surgery or treatment at the time of application.
- Proof of Identity and Address : Valid identity and address proof are mandatory for policy issuance.
- Additional Documentation : Some plans may require extra health or income proof, especially for high-value coverage.
Documents Required for Eye Insurance
When applying for eye care insurance, keep these documents ready
- Identity Proof : Accepted options include Aadhaar Card, PAN Card, or Passport.
- Address Proof : You may submit a utility bill, Aadhaar Card, or a rental agreement.
- Age Proof : This can be your birth certificate or school leaving certificate.
- Passport-Size Photograph : A recent coloured passport-sized photograph is required.
- Medical History : Provide details if requested by the insurer.
- Duly Filled Application/Proposal Form : Ensure all fields are completed accurately before submission.
Types of Eye Care policy
Get Insured in 5 Easy Steps for Eye Insurance
Choose the Right Plan
Review and compare available vision insurance options to find one that matches your budget and coverage requirements.
Sign Up
Fill in your details, including your name, contact information, age, and health history.
Verify & Submit Documents
Submit KYC documents along with any medical records requested by the insurer.
Make Payment
Complete the premium payment securely through online or offline methods.
Activate Your Policy
Once your payment is processed, your eye care insurance policy will be activated and ready for use.
Things To Keep in Mind
Comprehensive Coverage
Ensure it covers routine check-ups, eyeglasses, contact lenses, and surgeries.
Network Providers
Choose a plan with your preferred eye doctors and clinic.
Coverage Limits
Understand annual and lifetime coverage limits.
Exclusions and Waiting Periods
Be aware of limitations and waiting times.
Affordability
Select a plan that fits your budget.
Claims Process
Opt for a hassle-free claims process with quick reimbursements.
Additional Benefits
Look for discounts, telehealth consultations, and other perks.
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us.
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance
ABCD: One app for all your insurance needs
Secure yourself and your loved ones financially with life insurance. Buy online through the ABCD app and get instant coverage.
-
Wide range of insurance policies -
Online premium payments
-
Plan purchase in few clicks
PLAY STORE
APP STORE
Scan the QR code to download our Mobile App
FAQs on Eye Insurance Plans
Insurance for vision focuses specifically on vision care needs, such as eye exams, prescription glasses, contact lenses, and certain eye-related treatments. Health insurance, on the other hand, covers a broader range of medical expenses, including hospitalisation, surgeries, and general healthcare. While some health insurance policies may include vision benefits, a dedicated eye insurance plan offers more targeted and frequent eye care coverage.
Most eye coverage plans cover routine eye examinations, prescription eyewear (glasses or contact lenses), and sometimes discounts on LASIK or other corrective surgeries. Depending on the insurer, coverage may also extend to certain eye conditions and treatments, though it’s always important to check the policy details for any exclusions or limits.
The cost of eye insurance varies based on the provider, level of coverage, and whether it’s an individual or family plan. In India, basic plans can start from a few hundred rupees annually, while more comprehensive coverage with higher benefits can cost more. Factors like pre-existing eye conditions or add-on benefits can also influence premiums.
When selecting a plan, compare coverage benefits, network hospitals/clinics, premium costs, claim settlement processes, and policy exclusions. It’s wise to assess how often you require eye check-ups or new glasses, and choose a plan that matches your needs without unnecessary extras. Reading reviews and checking the insurer’s claim settlement ratio can also help you make a confident decision.
It depends on your insurer’s network. Many plans require you to visit empanelled eye clinics or hospitals to claim cashless benefits. If you visit a doctor outside the network, you may have to pay upfront and then apply for reimbursement, subject to policy terms.
Most insurers allow a new pair of prescription glasses or contact lenses once every 1–2 years. The exact frequency depends on your policy, so it’s important to check your plan’s renewal benefits and replacement cycle.
Some comprehensive vision insurance plans do cover treatments for eye diseases such as glaucoma, cataracts, or macular degeneration. However, many basic vision plans focus mainly on routine care and eyewear. Always verify the scope of disease coverage and any applicable waiting periods before purchasing a plan.
Yes, many insurers offer standalone vision insurance plans. This is a good option if your regular health insurance does not provide sufficient eye care benefits. Standalone plans often give more frequent allowances for eyewear and check-ups.
Insurance for vision can be worthwhile if you require regular vision correction, have a family history of eye diseases, or simply want to reduce the out-of-pocket costs of eye care. It’s especially beneficial for families, as children’s eyewear needs can change frequently.
Our Other Plans
Personal Accident Insurance
This policy provides financial protection against accidental injuries. It's a safety net for unforeseen circumstances.
Know More
Hospital Cash Insurance
Hospital Cash Insurance offers daily cash benefits on hospitalisation for treatment due to illness or injury.
Know More
Dental Care Insurance
This policy covers dental treatments helping maintain oral health without financial stress.
Mental Health and Nutrition Insurance
The mental health and nutrition insurance provides counselling for both nutrition and mental health purposes. A 24/7 psychologist is also available online.