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Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Loan for SalariedLoan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-EmployedLoan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
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Secured Business LoanBoost your business with competitive rates & flexible terms
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business with fast approval & flexible terms
Machinery LoanEmpower your ambitions with customized Machinery Loans
Rooftop Solar LoanMaximize Your ROI with Strategic Energy Funding
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingSupporting real estate businesses in project completion
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CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
All FundsExplore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
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Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns- Liquidity
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Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
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Health & Wellness PlansMake quality health care affordable and accessible
Super Top-up PlansGet extra coverage when you need it most
Active One Max PlansA comprehensive Health Insurance plan for all your healthcare needs
Health Saver CardThe Health Saver Card helps reduce expenses while keeping you healthier
Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- ABCL List of active CLA Partners
- List of Third parties
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABCL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
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Digital WillA digital will is a legally valid document created through a secure online platform
Read About LoansMoney management made easy
Read About TaxationUnderstanding direct and indirect taxes
Read About Citizen ServicesKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read About Credit & Banking Investments and their jargon - simplified
Read about InvestingInvestments and their jargon - simplified
Read About Personal FinanceKnow all about loans and their management
Read About PaymentsKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
SSY Calculator Calculate Maturity Amount for your Recurring SSY
Personal Loan Eligibility Calculator Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.
- Wisdom in Choices
- Life Optimised
- Simplifying Success
What is Eye Insurance?
Eye insurance, also called vision insurance, is a dedicated coverage plan designed to help you manage expenses related to vision care. Unlike general health insurance, eye insurance specifically covers eye-related check-ups, treatments, and eyewear needs. It focuses on preventive care, which can help detect vision problems early and prevent long-term issues.
With rising screen time, lifestyle factors, and age-related eye conditions, having insurance for vision ensures you get timely access to quality eye care without worrying about high out-of-pocket costs.
Most eye care plans offer benefits such as annual eye exams, discounts on glasses or contact lenses, and partial coverage for corrective procedures. This makes it a valuable addition to your overall healthcare strategy, helping you maintain healthy eyesight while keeping your finances protected.
● Preventive care – Regular eye exams to detect problems early.
● Eyewear coverage – Support for prescription glasses, lenses, and frames.
● Treatment benefits – Partial or full coverage for specific eye conditions.
Why Do You Need Eye Care?
Early Detection
Catch eye diseases like glaucoma (affecting over 80 million globally) and macular degeneration (a leading cause of vision loss in the elderly) early.
Improved Vision
Correct refractive errors (nearsightedness, farsightedness, astigmatism) affecting billions worldwide.
Enhanced Quality of Life
Reduce digital eye strain (a growing concern due to increased screen time) and improve overall visual comfort.
Systemic Health Check
Identify underlying health issues like diabetes (a major risk factor for eye diseases) and high blood pressure.
Benefits of Eye Care
Early Detection of Eye Diseases
Many eye diseases, like glaucoma and macular degeneration, often have no early symptoms. Regular eye exams can detect these conditions early on, allowing for timely treatment and preventing vision loss.
Maintaining Optimal Vision
As we age, our vision naturally changes. Routine eye check-ups can help identify and correct refractive errors, ensuring clear and comfortable vision.
Preventing Digital Eye Strain
With increased screen time, digital eye strain has become a common problem. Regular eye breaks, proper eye hygiene, and blue light glasses can help alleviate symptoms.
Identifying Systemic Health Issues
Eye exams can reveal underlying health problems like diabetes, high blood pressure, and certain cancers. Early detection of these conditions can lead to prompt medical intervention.
Enhancing Quality of Life
Good vision is essential for daily activities, from reading and driving to enjoying hobbies and social interactions. Prioritising eye health can significantly improve your overall quality of life.
Check your Eligibility and Document Required for Eye Insurance
Check your Eligibility for Eye Insurance
To qualify for an eye insurance plan, most providers require:
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Indian Residency :
Applicants must be residents of India to qualify for eye coverage insurance. -
Age Requirement :
You should be between 18 and 65 years old. Children can also be included under a family vision plan. -
Current Health Condition :
You must not be undergoing any major eye surgery or treatment at the time of application. -
Proof of Identity and Address :
Valid identity and address proof are mandatory for policy issuance. -
Additional Documentation :
Some plans may require extra health or income proof, especially for high-value coverage.
Documents Required for Eye Insurance
When applying for eye care insurance, keep these documents ready:
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Identity Proof :
Accepted options include Aadhaar Card, PAN Card, or Passport. -
Address Proof :
You may submit a utility bill, Aadhaar Card, or a rental agreement. -
Age Proof :
This can be your birth certificate or school leaving certificate. -
Passport-Size Photograph :
A recent coloured passport-sized photograph is required. -
Medical History :
Provide details if requested by the insurer. -
Duly Filled Application/Proposal Form :
Ensure all fields are completed accurately before submission.
Types of Eye Care policy
Good eye care starts with access to the right specialists and diagnostic services. Understanding the different types of eye care professionals and examinations covered under an eye care policy can help you choose the right support for your vision and long-term eye health.
Get Insured in 5 Easy Steps for Eye Insurance
Here are five easy steps to get a suitable eye coverage plan:
Choose the Right Plan
Review and compare available vision insurance options to find one that matches your budget and coverage requirements.
Sign Up
Fill in your details, including your name, contact information, age, and health history.
Verify & Submit Documents
Submit KYC documents along with any medical records requested by the insurer.
Make Payment
Complete the premium payment securely through online or offline methods.
Activate Your Policy
Once your payment is processed, your eye care insurance policy will be activated and ready for use.
Things To Keep in Mind
Comprehensive Coverage
Ensure it covers routine check-ups, eyeglasses, contact lenses, and surgeries.
Network Providers
Choose a plan with your preferred eye doctors and clinic.
Coverage Limits
Understand annual and lifetime coverage limits.
Exclusions and Waiting Periods
Be aware of limitations and waiting times.
Affordability
Select a plan that fits your budget.
Claims Process
Opt for a hassle-free claims process with quick reimbursements.
Additional Benefits
Look for discounts, telehealth consultations, and other perks.
Customer Satisfaction Stories
Arun Sharma
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Mrs. Mangal Prathamesh Mithari
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Shruti Davda
Aditya Birla Health Insurance
ABCD: One app
Secure yourself and your loved ones financially with life insurance. Buy online through the ABCD app and get instant coverage.
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Wide range of insurance policies -
Online premium payments
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Plan purchase in few clicks
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Our Other Plans
Personal Accident Insurance
This policy provides financial protection against accidental injuries. It's a safety net for unforeseen circumstances.
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Hospital Cash Insurance
Hospital Cash Insurance offers daily cash benefits on hospitalisation for treatment due to illness or injury.
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Dental Care Insurance
This policy covers dental treatments helping maintain oral health without financial stress.
Mental Health and Nutrition Insurance
The mental health and nutrition insurance provides counselling for both nutrition and mental health purposes. A 24/7 psychologist is also available online.
ABC Of Insurance
This material is for informational purposes only and does not constitute a legal contract or policy document. The terms, conditions, benefits, and exclusions of any eye insurance plan will be governed solely by the issued policy document. Benefits, network providers, and discounts are subject to change without prior notice, as per the insurer's guidelines. Premiums and coverage limits may vary by age, health status, and plan selection. Please read the policy brochure and prospectus carefully before purchase. Regulatory provisions under the Insurance Act, IRDAI guidelines, and other applicable laws shall apply.