Digital Will: Create Your Will Online - ABCD Aditya Birla Capital

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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.

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1,740

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68,400

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2,00,000+

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INR 5.91 Lakh Cr

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INR 2 Lakh Cr

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What is a Digital will?

A digital will is a legally valid document created through a secure online platform that records your wishes regarding asset distribution, guardianship, and digital legacies. It is convenient, secure, and guided by legal experts, making estate planning simple and efficient. At Aditya Birla Capital, you can make a will online with expert guidance, giving you peace of mind and clarity for your family.

Features of a Digital Will

Here’s what makes a digital will the smart choice:

Comfort

Create your online will from the comfort of your home without needing to visit a lawyer.

Expert Guidance

Customisable templates guided by legal experts ensure your will is accurate and tailored to your needs.

Security

Encrypted and securely stored documents protect your personal and financial information.

Privacy

Accessible only to you and your family, keeping your wishes private yet available when needed.

Why You Need a Digital Will ?

Planning your legacy is a thoughtful way to ensure your loved ones are cared for and your assets are passed on exactly as you intend. With technology making legal services more accessible, creating a digital will is now fast, secure, and convenient. A digital will helps secure your assets and ensures your wishes are respected. Without one, your family may face conflicts, legal hurdles, and financial setbacks. The table below outlines the risks of not having a will in place

Situation Without a Will	What It Can Lead To
Assets not mentioned in a will	Money or property may remain unclaimed, frozen in bank accounts, or stuck in legal processes
Only nominee assigned	A nominee is not considered the legal heir; actual ownership may still be disputed by family members
No clarity on guardianship	In the case of minor children, the court may decide guardianship, which might not align with your preference
No written instructions on assets	Family disputes, division conflicts, and expensive court battles can arise due to lack of clarity

Key Takeaway: A digital will removes uncertainty, avoids disputes, and ensures your family inherits smoothly without unnecessary delays.

Savings Plan Types	ABSLI NISHCHIT AAYUSH PLAN	ABSLI Assured Savings Plan
Comparison Criteria	UIN: 109N137V06	UIN: 109N134V08
Best For	Individuals looking for regular income and security of family	Individuals looking for a life cover with security and liquidity
Policy Period (Years)	Flexible	Flexible
Maturity Benefits	Lumpsum Benefit	Lumpsum Benefit + Loyalty Additions
Premium Flexibility
Risk Factor
Liquidity	Moderate	High
Tax Benefits^*	On premium	On premium

How Digital Will Works?

Creating a will online in India with Aditya Birla Capital is simple, guided, and secure.

Register Online

Sign up on our secure platform to start creating your online will India.
Enter Asset Details

Add financial, physical, and digital assets to ensure nothing is missed.
Nominate Beneficiaries

Specify who inherits each asset to avoid confusion in the future.
Add Executor Details

Choose a trusted person to execute your will accurately.
Review & Finalise

Our experts validate your will for legal accuracy and completeness.
Store Securely

Your online will is encrypted and safely stored for easy retrieval when needed.

Legal Validity in India

A digital will is legally recognised in India if it complies with the Indian Succession Act, 1925 and other succession laws in India, including the Hindu Succession Act, 1956. Aditya Birla Capital ensures your will online meets all legal requirements.

Written Documents

The will must be documented, whether created online or offline.

Signature

The testator must sign the will to establish authenticity.

Witnesses

At least two independent witnesses should attest the will.

Executor Appointment

Clearly name an executor to manage asset distribution.

No Registration Required

While registration is optional, it strengthens the will’s legal validity.

Common Myths & Misconceptions About Digital Will

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Only wealthy people need a will

Fact: Every individual with assets, regardless of size, should have a will.

A nominee automatically inherits

Fact: Nominees are custodians, not legal heirs. Only a will determines legal inheritance efficiently.

Wills are complicated and costly

Fact: A digital will is simple, affordable, and professionally guided.

Registration is mandatory

Fact: Registration is not mandatory to create a legally valid Will. However, registering a Will adds an extra layer of safety and helps avoid disputes in the future.

What Can Be Included in a Digital Will?

A digital will can comprehensively cover your tangible and digital assets:

Financial Assets

Bank accounts, FDs, mutual funds, and insurance policies can be included for smooth inheritance.

Property and Real Estate

Residential, commercial, or rental properties can be assigned to beneficiaries.

Business Interests

Detail your business holdings, investments, or partnerships.

Digital Assets

Emails, social media accounts, cryptocurrencies, and other digital properties.

Personal Belongings

Items such as jewellery, vehicles, art, or collectibles.

Passwords and Online Accounts

Record login credentials safely to provide access to your heirs.

Guardianship Instructions

Specify guardians for minor children to ensure their protection.

Nominations and Special Instructions

Include nomination updates, gifts, or special instructions for your family. Creating your digital will ensures that no asset—physical or digital—is overlooked. ________________________________________

How to Create Your Digital Will with Us?

Register on our platform to begin creating your online will India. Fill in Details Provide information about assets, beneficiaries, and executors.

User testimonial Consult Experts (Optional)

Get personalised guidance from legal professionals for accuracy and clarity.

Instantly create your digital will online.

User testimonial Validate with Witnesses

Print the generated will and sign it in the presence of at least two independent witnesses. Only the signed physical document is legally valid.

Keep the signed will safely stored and easily retrievable when needed. The PDF generated online is for drafting and record purposes only, not for legal enforcement.

Why Choose Us / Our Advantage

Choosing Aditya Birla Capital to make a will online ensures trust, security, and expert support:

Expert-Verified Wills

Designed under Indian succession laws and verified by legal professionals.

Guided Process

A simple, step-by-step platform to create your online will efficiently.

Security and Privacy

Data is encrypted and stored securely for complete confidentiality.

Affordable and Transparent

Accessible pricing with no hidden costs.

Comprehensive Services

Support for Trusts, Gift Deeds, and Power of Attorney alongside your will.

Dedicated Legal Support

Customised guidance from legal experts for unique situations.

Easy Storage and Retrieval

Your digital will is accessible whenever needed.

Trusted Brand Legacy

Aditya Birla Capital brings decades of credibility in financial and estate planning. By creating your digital will with us, your family’s future is protected, and your legacy is passed on exactly as intended.

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FAQs on Digital Will Online

Yes, a digital will is legally valid in India, provided it complies with the Indian Succession Act, 1925 and other succession laws in India, including the Hindu Succession Act, 1956. This means the will online must be written, signed by the testator, and attested by at least two independent witnesses. Registration is not mandatory but can add extra legal credibility.

When you make a will online, you can include digital assets such as emails, social media accounts, online subscriptions, and even cryptocurrencies. Simply list the assets, provide access details such as passwords securely, and assign them to chosen beneficiaries. This ensures your digital legacy is properly managed and inherited.

Setting up a digital will in India is simple. You register on a secure platform offering online will India services, add your assets and beneficiaries, appoint an executor, and finalise with signatures and witness validation. The will online is then encrypted and safely stored for future use.

Yes, creating a digital will is important for anyone who owns financial assets, property, digital accounts, or valuables. A will online ensures your assets are distributed as per your wishes, reduces family disputes, and provides clear guardianship instructions for minor children.

A digital will is created and stored securely online, making it convenient, private, and accessible when needed. A traditional will is drafted manually on paper and often stored physically. Both are legally valid in India, but a digital will offers enhanced convenience, guided templates, and secure storage compared to the traditional method.