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Digital Gold

Buy 999.9 24K pure gold starting at ₹11 with Digital Gold

Own pure gold, stored digitally
Flexible redemption in cash & physical gold
Government backed & trusted partner MMTC PAMP
Purchased gold stored in secured vaults by partner

Buy Digital Gold

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What is Digital Gold?

Digital Gold is a type of gold investments, in which you can buy units of gold online. These units are stored in secure vaults free of cost. The purchased gold can be easily sold at any time and redeemed for physical gold of the same quantity. You can start investing in digital gold with just ₹ 11. Digital Gold is offered in partnership with MMTC PAMP.

Top Benefits Of Digital Gold

Affordable

Investing in gold becomes affordable with Digital Gold wherein you can start investing with as little as ₹11.

Easy to hold and store

The gold that you buy is stored in secured vaults. This makes it easy to keep the gold in safe custody.

Easy liquidity

Digital Gold has an advantage over physical gold as it does not involve any making charges and you can buy and sell gold easily.

Hedges against inflation

Gold serves as a hedge against inflation and offers attractive inflation-adjusted returns. With Digital Gold in your portfolio, you can get inflation-beating returns.

Why Invest in Digital Gold?

	Digital Gold	Gold ETF	Sovereign Gold Bonds (SGB)
Investment starting from ₹ 11
24/7 trading at market-linked prices
Demat account not needed
No lock-in period
Indexation and tax benefits
Stable interest earning

How does Digital Gold Works?

1step

Sign Up to ABCD

Download the ABCD mobile app and register yourself to buy Digital Gold in a few steps.

2step

Enter Amount

Choose and enter the amount which you want to invest to buy Digital Gold

3step

Make payment, that’s it!

Make payment & complete your Digital Gold purchase !

1step

Enter Amount/Grams

Choose the amount or grams of Digital Gold you want to sell and confirm the chosen value.

2step

Bank Details

Provide your bank details where you want sale proceeds to be credited

3step

Amount Credit

Once you approve the sale, the gold would be sold instantly at the live price and the amount would be credited to your bank account.

1step

Choose Product

Choose option of product which you want to redeem.

2step

Redemption

Check and confirm the redemption request and proceed to redeem your Digital Gold investment.

3step

Amount Credit

Once your redemption is successful, the product will be sent to your given address by trusted courier partner.

Start investing today
and grow with ABCD

A one-stop solution for your investment needs
A wide range of investment solutions
Easy to use with hassle-free investing

Download our mobile app now

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Why Trust MMTC PAMP

Globally accredited refiner

MMTC PAMP boasts of being India’s sole internationally accredited refiner and fabricator having more than 50 years of global leadership.

Authentic gold

The company refines and fabricates 999.9 pure gold coins and bars. Each purchase of digigold is backed by equal physical gold stored in secured vaults by MMTC PAMP.

Government-backed

MMTC PAMP is a joint venture between the Indian government and PAMP S.A. of Switzerland.

Purity

The DigiGold that you buy is of 24 Karat 999.9 purity which is gold in its purest forms.

Safe storage

The DigiGold bought is stored safely by MMTC PAMP in a secured vault.

Understanding Digital Gold

What is Digital Gold?Who should invest in Digital Gold?What is the minimum and maximum investment required for Digital Gold?What is the tax implication of Digital Gold?What are the features of Digital Gold?

What is Digital Gold?

Digital Gold is gold in digital format. You can buy gold virtually, in small amounts, and store them in secured vaults. Whenever you need, Digital Gold can be converted into physical gold or sold for cash.

Who should invest in Digital Gold?

Investors looking to add gold to their portfolio
Investors looking for a hedge against inflation
Investors looking to invest in gold in small amounts
Investors who want to avoid making charges on gold purchases

What is the minimum and maximum investment required for Digital Gold?

Minimum - ₹11

Maximum - ₹1 lakh

What is the tax implication of Digital Gold?

Redemption within 36 months of investment = short-term capital gains= taxation at your income tax slab rates

Redemption after 36 months of investment = long-term capital gains = taxation at 20% + 4% cess = 20.8%

What are the features of Digital Gold?

Gold bought in digital form
Affordable to buy gold in small units
Can be easily converted to physical gold
Buying and selling at the prevalent gold rates
Secure storage of purchased gold

FAQs on Digital Gold

Digital Gold is an online investment product which allows you to buy and invest in gold electronically. It is typically represented by digital certificates or tokens which are backed by physical gold stored in secure vaults. Physical gold, on the other hand, involves buying gold in physical form like jewellery, coins, bullion, etc. You can touch and store physical gold while Digital Gold is stored in a digital form.

Digital Gold can be bought from online platforms, financial institutions, websites of entities which offer Digital Gold. ABCDL allows you to buy Digital Gold through its mobile application in some simple steps.

Digital Gold is a blockchain-based asset which works by leveraging blockchain technology to exchange and hold gold electronically without having any metal. It creates digital certificates or tokens which represent a specific amount/weight of physical gold. Digital Gold can be purchased and traded in real time and has a value typically tied to the current market price of physical gold.

If you choose a reputed platform, like ABCDL, buying Digital Gold will be completely safe and secure. Moreover, you can store your Digital Gold in MMTC’s secured vault for safety.

Yes, you can convert your Digital Gold to physical gold. ABCDL allows instant redemptions and converting Digital Gold to physical gold via redemption options available on the ABCD App.