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Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Loan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
Calculate NowBoost your business with competitive rates & flexible terms
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business with fast approval & flexible terms
Empower your ambitions with customized Machinery Loans
Maximize Your ROI with Strategic Energy Funding
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
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CALCULATE NOWLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Unlock the value of your investments while keeping your assets intact
Get loans for all your business needs at attractive rates
Empower your business growth with financial solutions to support expansion & ownership
Turn your ideas into reality with flexible funding to support your vision from start to finish
Unlock customized financial solutions designed to meet the unique needs of complex business projects
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Secure your child’s financial future with solutions-oriented children’s funds
Unlock a smart, hassle-free way to invest in various assets
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Explore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
Get up to 5X leverage on leading stocks & increase your trading power
Give your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate NowMake quality health care affordable and accessible
Get extra coverage when you need it most
A comprehensive Health Insurance plan for all your healthcare needs
The Health Saver Card helps reduce expenses while keeping you healthier
Protect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
Access convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Check Vehicle & Car Insurance Status/Validity Online
A digital will is a legally valid document created through a secure online platform
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Investments and their jargon - simplified
Know all about loans and their management
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Calculate Maturity Amount for your Recurring SSY
Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.









Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App
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Pay all your utility bills, recharge, and even rent with a few clicks with the ABCD app. Digital payments, made easy!
Different bills, different payments, one app - ABCD app!
Never abort transactions when short on money. Transfer money from one bank account to another or divide the amount with multiple accounts and easily complete payment transactions.
Transfer money even without the internet using the ABCD App.
Make international payments with ease.
Scan QR at your favourite offline shops and merchants and pay using the ABCD app.
Tag your corporate expenses for transactions made using the ABCD app. Don’t worry about losing bills and submitting proofs in a jiffy.
Just a few simple steps and you can power your payments via the ABCD app.
Start by downloading the digital-first ABCD app and unlock a world of convenience.
Create UPI ID to facilitate easy and secure fund transfers.
Link bank a/c in 1 click for uninterrupted payment services.
That’s all! Empower your payments in a click with the ABCD app.
Bank on Aditya Birla’s trusted platform as your payment partner for hassle-free transactions.
Experience secured payment gateways and pay without worries!
Protect your data from frauds and cybercrimes with a completely safe payment experience
To recharge your mobile using BBPS in the ABCD App, follow these steps:
Navigate to the ‘Bills & Recharges’ section.
Select the ‘Mobile Prepaid’ option.
Enter your mobile number, select your mobile operator from the available list, and choose the recharge plan or denomination.
Review the details and confirm the recharge request.
Complete the payment using the preferred UPI payment method or a linked bank account.
Yes, you can recharge the mobile numbers of other individuals using BBPS in the ABCD App. During the recharge process, you need to provide the mobile number of the person for whom you wish to recharge and select the appropriate mobile operator. Ensure that you have the necessary permission and correct details of the recipient before initiating the recharge.
To pay your postpaid mobile bill using BBPS in the ABCD App, follow these steps:
Navigate to the ‘Bills & Recharges’ section.
Select the ‘Mobile Postpaid’ option.
Enter your postpaid mobile number and select your mobile operator from the available list.
Enter the amount due, which should be displayed on the billing statement or in the app.
Review the details and confirm the payment request.
Complete the payment using the preferred UPI payment method or linked bank account.
Yes, BBPS in the ABCD App typically supports postpaid mobile bill payments for a wide range of operators. You should find a comprehensive list of mobile operators within the app, allowing you to pay any valid postpaid mobile bill, irrespective of the operator.
Yes, you can pay the postpaid mobile bills of other individuals using BBPS in the ABCD App. During the payment process, you need to provide the mobile number and the name of the person for whom you wish to pay the bill and select the appropriate mobile operator. Ensure that you have the necessary permission and correct details of the recipient before initiating the payment.
The ABCD App provides a 'Transaction History' section where you can view the details of your bill payment transactions. This section displays information such as the payment amount, date, and status (success or failure) of the payment. You can refer to this section to check the status of your bill payment and review past transactions.
FASTag recharge can be done through the Bharat Bill Payment System (BBPS) using the Unified Payments Interface (UPI) payment method. By linking your FASTag account with BBPS, you can initiate the FASTag recharge process through the ABCD App.
To recharge your FASTag using UPI through BBPS, you can follow these general steps:
Click on the ‘Bills & Recharges’ section.
Select ‘FASTag’.
Click on ‘Add New FASTag’.
Select the ‘FASTag issuing bank’ provider from the list.
Enter the ‘Vehicle Registration Number / Wallet Number’.
Enter the amount you want to recharge and proceed to make the payment using UPI.
Complete the payment process following the instructions provided by the app.
If the user has already added the vehicle registration number then the user can just enter the amount and make payment by entering the UPI PIN.
Transaction charges or fees are not applicable on the ABCD App used for FASTag recharge through BBPS.
To do DTH recharge through BBPS, the ABCD App supports multiple DTH service providers such as Tata Play, Dish TV, Airtel DTH Recharge, Videocon D2H, and many more. You can check the availability of your preferred DTH service provider on the ABCD App.
To recharge your DTH subscription through BBPS in the ABCD App, follow these steps:
Navigate to the ‘Bills & Recharges’ section.
Click on the ‘DTH’ option to recharge your DTH subscription through BBPS.
Select your DTH service provider and enter your DTH subscriber ID.
Choose the recharge amount and the payment method.
Confirm the recharge details and proceed with the payment using your UPI credentials or linked bank account.
Once the payment is successful, the recharge will be processed, and your DTH subscription will be renewed.
To initiate a cable TV recharge through BBPS in the ABCD App, follow these steps:
Go to the ‘Bills & Recharges’ section within the app.
Select the option for ‘Cable TV’.
Enter your cable TV provider's details such as customer ID or registered phone number.
Verify the details and proceed to make the payment.
Choose your preferred UPI payment method, authenticate the transaction, and complete the payment.
To initiate an OTT subscription payment through BBPS using the ABCD App, follow these steps:
Go to the ‘Bills & Recharges’ section within the app.
Select the option ‘Subscription’.
Choose the OTT service provider from the available options.
Enter your account details or subscription ID associated with the OTT service.
Verify the details and proceed to make the payment.
Choose your preferred UPI payment method, authenticate the transaction, and complete the payment.
No, there are no fees or charges associated with using BBPS to subscribe to OTT services using the ABCD App.
To initiate an electricity bill payment using the ABCD App and BBPS, follow these steps:
Go to the ‘Bills & Recharges’ section.
Select the option ‘Electricity’.
Choose your electricity provider from the available options.
Enter your consumer number, customer ID or account number associated with your electricity connection.
Verify the details and proceed to make the payment.
Choose your preferred UPI payment method, authenticate the transaction, and complete the payment.
No, there are no charges or fees for using the ABCD App to pay electricity bills.
To initiate an apartment maintenance or rental charge payment using the ABCD App, follow these steps:
Go to the ‘Bills & Recharges’ section.
Select the option ‘Rental’.
Choose your apartment biller or management from the available options.
Enter the required details such as your apartment number, customer ID, or any other relevant information.
Verify the details and proceed to make the payment.
Choose your preferred UPI payment method, authenticate the transaction, and complete the payment.
To initiate the booking of a gas cylinder using the ABCD App, follow these steps:
Go to the ‘Bills & Recharges’ section within the app.
Click on the option ‘LPG Cylinder’.
Select the gas provider from the available options
(e.g., IOCL-Indane, BPCL-Bharat Gas, HPCL-HP Gas).
Enter the required details such as your consumer number, registered mobile number, or any other information requested.
Verify the details and proceed to book the gas cylinder.
Choose your preferred UPI payment method, authenticate the transaction, and complete the payment.
The ability to cancel or modify a gas cylinder booking may depend on the policies and procedures of the specific gas provider. It is recommended to check with the gas provider or their customer support regarding cancellation or modification options for your booking.
Yes, you can pay your broadband bill using the ABCD App, as it supports BBPS.
To initiate a broadband bill payment using the ABCD App, follow these steps:
If your bill payment fails or is unsuccessful, the amount deducted from your bank account will typically be refunded back to your source within a specific timeframe. In case of any issues or discrepancies, you should reach out to the ABCD App's customer support or the service provider's customer service to resolve the matter.
Yes, you can pay your landline bill using the ABCD App, as it supports BBPS.
To initiate a landline bill payment using the ABCD App, follow these steps:
The time taken for the bill payment to reflect in your account may vary depending on various factors, such as network connectivity, server response, and the landline service provider's system. In most cases, the payment should reflect within a few minutes to a couple of hours. However, if there are any delays or if the payment does not reflect within a reasonable time frame, it is recommended to contact the service provider for assistance.
The 'Education' category under BBPS is specifically designed for users to pay fees related to educational institutions, such as schools, colleges, universities, coaching centres, and other educational service providers.
To make education fee payments through BBPS using the ABCD App, you can follow these steps:
The ABCD App allows you to make payments for various educational expenses, including school tuition fees, college fees, examination fees, library fines, hostel fees, transportation fees, and any other fees specified by the educational institution.
Not all educational institutions may be directly integrated with BBPS. However, many educational institutions and service providers have partnered with BBPS to offer the convenience of online fee payments. It is advisable to check if your specific educational institution is listed within the BBPS network.
The 'Water Bill' category under BBPS is specifically designed for users to pay their water utility bills online. It provides a convenient and centralised platform for water bill payments.
To pay your water bill through BBPS using the ABCD App, you can follow these steps:
Yes, when you make a bill payment through the ABCD App’s ‘Bills & Recharges’ section, you should receive a receipt or confirmation of the transaction and you will be provided with a transaction ID or reference number, which can be used for future reference or dispute resolution, if necessary.
If you face any issues or have queries regarding your bill payment through BBPS, you can contact the customer support of the ABCD App. They will be able to assist you with any technical difficulties, transaction-related concerns, or other queries you may have.
The ‘Piped Gas’ category under BBPS is specifically designed for users to pay their piped gas utility bills online. It provides a convenient and centralised platform for piped gas bill payments.
To pay your piped gas bill through BBPS using the ABCD App, you can follow these steps:
The ABCD App’s ‘Bills & Recharges’ section allows you to pay piped gas bills for various gas utility providers across India. This includes bills for natural gas connections provided by authorised gas distribution companies.
Yes, you should be able to view your piped gas bill details before making a payment through BBPS. The ABCD App will display the bill amount, due date, and other relevant information for you to review.
Yes, the ABCD App's 'Bills & Recharges’ section allows you to pay premiums for various insurance companies. The 'LIC/Insurance Premium' category in the ABCD App under the 'Bills & Recharges’ section is specifically designed for users to conveniently pay their life insurance and other insurance premiums online. It provides a centralised platform for insurance premium payments. You can select your specific insurance provider from the available options.
To pay your LIC/insurance premium through BBPS, follow these steps:
Yes, the ABCD App offers the option to schedule automatic or recurring payments for LIC/insurance premiums. This allows you to set up regular payments, such as monthly or annually, to ensure timely premium payments.
No, there are no charges or fees for LIC/insurance premium payment through the ABCD App's 'Bills & Recharges' section.
The 'Loan' category under the ABCD App's 'Bills & Recharges' section is specifically designed for users to conveniently pay their loan instalments or repayments online. It provides a centralised platform for loan payments. This includes personal loans, home loans, car loans, education loans, and other types of loans provided by authorised lending institutions.
To pay your loan instalment through the ABCD App, follow these steps:
Finally, complete the payment using the available payment options.
Yes, the ABCD App offers the option to schedule automatic or recurring payments for loan instalments. This allows you to set up regular payments, such as monthly or on a specific date, and ensure timely loan repayments.
No, there are no charges or fees for loan repayment through ABCD App's 'Bills & Recharges' section.
The ‘Municipal Tax’ category under the ABCD App’s ‘Bills & Recharges’ section is specifically designed for users to conveniently pay their municipal taxes online. It provides a centralised platform for municipal tax payments.
The ABCD App offers the option to schedule automatic or recurring payments for municipal taxes. This allows you to set up regular payments, such as monthly or annually, to ensure timely tax payments.
To pay your municipal tax through the ABCD App, follow these steps:
Yes, the ABCD App allows you to pay municipal taxes for various municipalities or local governing bodies within the ‘Municipal Services’ category in the ‘Bill Payment’ section. You can select your specific municipality or local governing body from the available options.
Yes, when you make a municipal tax payment through the ABCD App, you should receive a receipt or confirmation of the transaction. The payment platform or mobile application you are using will provide you with a transaction ID or reference number, which can be used for future reference or dispute resolution, if necessary.
No, there are no charges or fees for Municipal tax payments through the ABCD App's 'Bills & Recharges' section.
The 'Municipal Services' category under the ABCD App's 'Bills & Recharges' section is specifically designed for users to conveniently pay their bills related to various municipal services online. It provides a centralised platform for payments related to services such as water supply, sewage, solid waste management, property tax, etc.
The ABCD App allows you to pay bills for various municipal services within the ‘Municipal Services’ category in the ‘Bills & Recharges’ section. This includes bills related to water supply, property tax, and other services provided by the municipality or local governing body.
To pay your municipal services bills through the ABCD App follow these steps:
Yes, the ABCD App offer the option to schedule automatic or recurring payments for municipal services bills. This allows you to set up regular payments, such as monthly or annually, to ensure timely bill payments.
No, there are no charges or fees for municipal services bill payments through the ABCD App's 'Bills & Recharges' section.
A recurring deposit is a type of savings scheme offered by banks and financial institutions where individuals can deposit a fixed amount at regular intervals (monthly, quarterly, etc.) for a specified period. It is a disciplined savings option with a predetermined interest rate.
To make recurring deposit payments through the ABCD App, follow these steps:
Yes, the ABCD App's 'Bills & Recharges’ section allows you to make recurring deposit payments to different banks or financial institutions within the 'Recurring Deposit' category. You can select your specific bank or financial institution from the available options.
No, there are no charges or fees for recurring deposit payments through the ABCD App's 'Bills & Recharges’ section.
The 'Housing Society' category under the ABCD App's 'Bills & Recharges' section covers a wide range of payments related to housing societies, including maintenance charges, society fees, parking charges, electricity charges, water charges, and any other dues or contributions required by the housing society.
To pay your housing society bills through the ABCD App, follow these steps:
Yes, the ABCD App's 'Bills & Recharges’ section allows you to make payments for multiple housing societies within the 'Housing Society' category. You can select the specific housing society or association from the available options for each payment.
If you encounter any issues or have queries regarding your housing society payment through the ABCD App's 'Bills & Recharges’ section, you can contact the customer support of the ABCD App. Additionally, you can reach out to your housing society management or association for assistance with any specific concerns or inquiries related to the payment.
No, there are no charges or fees for housing society payments through the ABCD App's 'Bills & Recharges’ section.
The 'Hospital' category under the ABCD App's 'Bills & Recharges’ section covers a wide range of payments related to healthcare services, including hospital bills, doctor's consultation fees, diagnostic tests, surgeries, treatment expenses, and any other medical fees associated with the hospital.
To pay your hospital bills through the ABCD App, follow these steps:
Yes, the ABCD App's ‘Bills & Recharges’ section allows you to make payments for multiple hospitals or healthcare providers within the 'Hospital' category. You can select the specific hospital or healthcare provider from the available options for each payment.
No, there are no charges or fees for hospital payments through the ABCD App's ‘Bills & Recharges’ section.
Yes, the ABCD App's ‘Bills & Recharges’ section supports donations to a wide range of charitable organisations like NGOs, educational institutions, religious institutions, and other entities that accept online donations.
To donate through the ABCD App, follow these steps:
Yes, the ABCD App's ‘Bills & Recharges’ section supports multiple payment methods for donations, including Debit Cards, Credit Cards, net banking, and UPI.
The minimum and maximum donation amount may vary depending on the organisation or cause you are donating to and the payment platform or mobile application you are using. It is recommended to check the terms and conditions or contact the relevant organisation or payment platform for more information regarding any applicable limits.
No, there are no charges or fees for donation payments through the ABCD App's ‘Bills & Recharges’ section.
The ‘Club and Associations’ category under the ABCD App's ‘Bills & Recharges’ section covers a range of payments related to clubs, associations, and memberships. This can include membership fees, subscription charges, event registration fees, renewal fees, and any other payments associated with a club or association activities.
To make payments for clubs and associations through the ABCD App, follow these steps:
Yes, the ABCD App's ‘Bills & Recharges’ section allows you to make payments for multiple clubs or associations within the 'Club and Associations' category. You can select the specific club or association from the available options for each payment.