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Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Loan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
Calculate NowBoost your business with competitive rates & flexible terms
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business with fast approval & flexible terms
Empower your ambitions with customized Machinery Loans
Maximize Your ROI with Strategic Energy Funding
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
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CALCULATE NOWLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Unlock the value of your investments while keeping your assets intact
Get loans for all your business needs at attractive rates
Empower your business growth with financial solutions to support expansion & ownership
Turn your ideas into reality with flexible funding to support your vision from start to finish
Unlock customized financial solutions designed to meet the unique needs of complex business projects
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Secure your child’s financial future with solutions-oriented children’s funds
Unlock a smart, hassle-free way to invest in various assets
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Explore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
Get up to 5X leverage on leading stocks & increase your trading power
Give your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate NowMake quality health care affordable and accessible
Get extra coverage when you need it most
A comprehensive Health Insurance plan for all your healthcare needs
The Health Saver Card helps reduce expenses while keeping you healthier
Protect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
Access convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Check Vehicle & Car Insurance Status/Validity Online
A digital will is a legally valid document created through a secure online platform
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Investments and their jargon - simplified
Know all about loans and their management
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Calculate Maturity Amount for your Recurring SSY
Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.









Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App
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Send money abroad, apply for a Forex card, or purchase foreign currency online Quick, secure, and hassle-free.
Forex services enable individuals and businesses to carry out international transactions involving foreign currency. These services include wire transfers, Forex cards, and Forex cash all designed to support travel, education, business, and remittance needs abroad. Forex services are essential for currency exchange and international fund transfers. They help avoid high conversion rates, offer safer payment modes, and provide seamless access to global currencies. Whether you're a:
Unlock global possibilities with our Forex solutions for your vacations, education, and medical needs.
Forex wire transfers allow you to electronically send money overseas from your Indian bank account to a foreign account. Forex money transfer is ideal for education fees, family remittance, or medical payments, wire transfers are fast, traceable, and regulated under RBI guidelines. With ABCD, you can transfer funds across borders securely, with complete transparency and compliance.
Forex cards are pre-loaded travel cards that let you carry and spend foreign currency abroad with ease. Safer than carrying cash, these cards can be swiped at merchants, used at ATMs, or topped up online. They support multiple currencies and offer better exchange rates than regular cards. ABCD Forex Cards combine convenience and security for your international travel.
Forex cash refers to physical currency you carry when travelling abroad. It’s useful for small payments like taxis, snacks, or tipping where cards might not work. With ABCD, you can order foreign currency in advance at competitive rates and get it delivered to your doorstep or pick it up at select branches.
1. Log in to your ABCD account and choose ‘Wire Transfer’.
Confirm on the details and initiate transfer.
2. Enter recipient details and upload required documents.
Apply online and select your preferred currencies.
Complete KYC and load your card digitally.
Receive your card and use it abroad securely.
Choose the currency and amount to buy forex currency notes.
Upload KYC documents and make payment.
Get doorstep delivery or pick up at a designated outlet.
Your trust is important to us. All Forex transactions through ABCD comply with RBI and FEMA guidelines, ensuring your money is transferred safely and legally. Our systems use advanced encryption to protect your data, and every transaction is monitored for complete transparency and peace of mind.
Buy, send, or load currency anytime
RBI & FEMA approved forex money transfers
Avoid high forex card charges and airport markup
Load and manage USD, EUR, GBP, AUD, more
Send money, track orders, manage cards, seamlessly
See all forex transfer charges upfront
Give your child the confidence to manage their finances abroad, supporting 15+ popular exchanges, while you rest easy knowing they’re well-prepared for any situation.
Some of the popular currency exchanges we support include:
Manage all your financial needs – from Forex to loans – through a single, secure platform.
Scan the QR Code to download the ABCD Mobile App
ABCD Forex services support all major global currencies including USD, EUR, GBP, AUD, CAD, SGD, AED, and JPY, among others. You can check real-time rates and currency availability through the platform.
Yes, all Forex services on the ABCD platform are 100% compliant with RBI and FEMA guidelines. Transactions are protected by advanced encryption and monitored for complete security.
You can track all your transactions through your ABCD dashboard. Email and SMS notifications are also sent for every step of the process, ensuring complete transparency.
Fees vary depending on the type of service—whether it's a wire transfer, forex send money, forex card, or cash. These are displayed transparently during the transaction process with no hidden forex card charges.
Yes, you can use ABCD Forex services for both personal and eligible business payments, subject to applicable RBI guidelines and documentation requirements.
Most wire transfers are processed within 24–48 working hours, depending on the destination country and bank clearance processes.
Yes, large-value transactions are supported, subject to RBI limits and proper documentation. ABCD ensures compliance while enabling high-value transfers securely.
Forex transfer charges include a nominal processing fee which is charged along with currency conversion charges. All fees are disclosed upfront during the transaction process.
You can transfer up to USD 250,000 per financial year under the Liberalised Remittance Scheme (LRS), as per RBI guidelines.
Yes, transfers to certain sanctioned countries may be restricted. ABCD follows regulatory norms and will notify you if a destination is not supported.
Simply log in to your ABCD account, select your card, choose the currency and amount, and complete the payment process. Funds will be loaded shortly after verification.
Yes, Forex Cards can be used to withdraw cash in local currency at ATMs abroad. Withdrawal limits and fees may apply based on the bank and location.
Minimal issuance, reloading, and ATM withdrawal fees may apply. All charges are shared transparently during the application or top-up process.
Absolutely. You can use your Forex Card to shop online on international websites that accept card payments in supported currencies.
You can check your balance and transaction history through your ABCD account or via email/SMS updates after each transaction.
ABCD offers most major currencies for Forex Cash orders. Currency availability may vary depending on demand and RBI guidelines.
You can pay using net banking, UPI, or debit card directly through the ABCD platform after selecting the currency and completing KYC.
Delivery typically takes 1–2 working days, depending on your location. You can also opt for branch pickup if needed.
Yes, you can sell back your unused Forex Cash at prevailing exchange rates, subject to RBI limits and valid ID proof.
Yes, as per RBI guidelines, individuals can carry up to USD 3,000 (or equivalent) in cash per overseas trip. Higher amounts can be carried in card form.

