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Reasons To Get A Secured Business Loan
From Aditya Birla Finance Limited

Quick Turnaround Time

Secure the loan you need within a week of submitting the documents.

Quick Initial Assessment

We only consider the nature of the requirement, your repayment capability, and financial valuation.


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Solutions For Diverse Needs

From working capital to infrastructure improvement, setting up new units, and scaling production - solve anything.

Parameterised Lending

Customised loan terms based on specific criteria, streamlining the process for timely fund release.

Large Loan Amounts

Need a big loan? Get up to ₹25 Crore as a secured business loan from ABFL.


Who Can Apply For Secured Business Loan?

You can apply for a Secured Business Loan if you fall under one of these categories.

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Get A Secured Business Loan In 5 Easy Steps

STEP
01

Understand your needs.

STEP
02

Check loan eligibility

STEP
03

Calculate monthly instalment

STEP
04

Submit the documents

STEP
05

Apply for a loan

STEP
04

Submit the documents

STEP
05

Apply for a loan

Secured Business Loan Eligibility

Before applying for a Secured Business Loan, ensure you qualify for it by checking your eligibility.

Eligibility criteria

  • Nationality Indian citizen
  • Minimum age for applying 21 years
  • Maximum age at loan maturity 70 years
  • Credit History Good
  • Constitution Type Self-employed Individuals/Proprietorships/Partnerships/
    Private Limited Business should be operating for a minimum period of 3 years.

Documents needed

  • Proof of identity and address |    Aadhaar Card and Business PAN
  • Proof of business |    Business should be at least 1 year old with valid business proof
  • Bank statement |    Current Account statement for 1 year
  • Other financial documents |    Audited financials and Income Tax Returns filed for the last 2 years

Business Loan Calculators

Get a clearer picture of your loan requirements before applying.

What is a Business Loan EMI Calculator?

A Business Loan EMI calculator computes your monthly loan repayment amount, helping you foresee and manage repayments conveniently. It also helps you make wise financial choices by ensuring you can afford the loan in the given loan period.

How does the calculator work?

The calculator estimates monthly payments based on the loan amount, expected interest rate, and the tenure of your selection. All you need to do is provide the required data and the calculator will take care of the rest.

Business Loan Amount
Tenure (1 to 10 Years)
Rate of Interest (8 to 25%)
I can pay EMI of
Tenure (1 to 10 Years)
Rate of Interest (8 to 25%)

Interest

Payout

Your EMI Details

0

Total Interest

0

Total Payout

0

Customer Satisfaction Stories

Hear from our happy customers what they have to say about their experience with us.

Hear What The Experts Have To Say
Hear What The Experts Have To Say
Ashesh Shah

Aditya Birla Capital Limited

1 Jan 1
Hear What The Experts Have To Say

I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.

Hear What The Experts Have To Say
Mr. Vikram Balu Gavali

Aditya Birla Capital Customer

Belapur, India

Hear What The Experts Have To Say
Hear What The Experts Have To Say
Mr. Pramod Kumar Saini

Aditya Birla Capital Customer

1 Jan 1
Hear What The Experts Have To Say

Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.

Hear What The Experts Have To Say
Mr. B. Narsimulu

Aditya Birla Capital Customer

Hyderabad, India

Different financial needs, different loans,
one app - ABCD

For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.

  • Life Insurance
    Choose a loan tailored for your business needs
  • Life Insurance
    Simple online application process
  • Life Insurance
    Quick loan disbursals with minimal documentation

Scan the QR code to download our Mobile App

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FAQs on Secured Business Loan

Our Other Product

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Unsecured Business Loan

Get funds for your business growth in an instant—no need to queue up at a branch or wait for weeks.

Know More