Seek stable returns with less volatility. Explore various equity funds below tailored to your investment horizon and preferences.
Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Loan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
Calculate NowBoost your business with competitive rates & flexible terms
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business with fast approval & flexible terms
Empower your ambitions with customized Machinery Loans
Maximize Your ROI with Strategic Energy Funding
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Unlock the value of your investments while keeping your assets intact
Get loans for all your business needs at attractive rates
Empower your business growth with financial solutions to support expansion & ownership
Turn your ideas into reality with flexible funding to support your vision from start to finish
Unlock customized financial solutions designed to meet the unique needs of complex business projects
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Secure your child’s financial future with solutions-oriented children’s funds
Unlock a smart, hassle-free way to invest in various assets
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Explore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
Get up to 5X leverage on leading stocks & increase your trading power
Give your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate NowMake quality health care affordable and accessible
Get extra coverage when you need it most
A comprehensive Health Insurance plan for all your healthcare needs
The Health Saver Card helps reduce expenses while keeping you healthier
Protect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
Access convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Check Vehicle & Car Insurance Status/Validity Online
A digital will is a legally valid document created through a secure online platform
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Investments and their jargon - simplified
Know all about loans and their management
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Calculate Maturity Amount for your Recurring SSY
Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.









Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App
Download our AppYou can Scan the QR Code to Download our Mobile App
Invest in multiple mutual funds, through a single Mutual Fund, to diversify your portfolio.
FoFs spread your money across different Mutual Fund rather than investing directly in stocks, bonds, gold, etc. for diversifying your portfolio.
Instead of managing many funds, choose FoFs and invest in multiple mutual funds. Save time and effort without compromising on growth.
With a Fund of Funds, you can invest in international markets as many funds invest in foreign mutual funds.
Seek stable returns with less volatility. Explore various equity funds below tailored to your investment horizon and preferences.
No result(s) found!
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Know how much your investment can yield and plan for your goals. Use the Aditya Birla Sun Life Mutual Fund (ABSLMF) calculator for quick calculations.
Invest systematically in regular amounts and build a corpus for your financial goals with steady investments.
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
Invest in mutual funds online with the ABCD app and build your portfolio one click at a time.
Scan the QR code to download our Mobile App
Fund Of Funds are mutual fund schemes which invest in other mutual fund schemes to give you better diversification and exposure to different types of asset classes. There are different types of Fund Of Funds which you can choose from based on your investment strategy.
Invests in one or more mutual funds.
FoFs can invest in different asset classes by choosing different funds.
International and gold investments can be done through FoFs.
Different types of schemes for different investor preference.
Easy liquidity without any lock-in period
Invest across different asset classes.
Invest in international mutual fund schemes.
Invest in different types of ETFs.
Invest in gold ETFs.
New investors who lack the expertise of managing their portfolios.
Investors with smaller capital but looking to invest in multiple mutual fund schemes.
Investors who want portfolio diversification.
If a FoF invests at least 90% of its portfolio in equity funds which, in turn, invest a minimum of 90% of their portfolio in equity, the FoF would be considered as an equity-oriented fund.
• Returns earned within 12 months of investment would attract short-term capital gains tax of 15%
• Returns earned after 12 months of investment would be tax-free up to Rs.1 lakh
• Returns exceeding Rs.1 lakh are taxed at 10%
All other FoFs would be treated as debt funds for taxation purposes.
• Returns earned would be taxed at your income tax slab rates
You don’t control the choice of mutual funds into which the portfolio invests
There is a possibility of the portfolio being duplicated
The expense ratio is on the higher side


A Fund Of Funds (FOF) is a mutual fund that units of other mutual fund schemes. FOFs may invest in domestic mutual funds or extend their portfolio to include international funds. These funds might allocate their investments across distinct schemes in equity, debt, or gold categories, or follow an asset allocation strategy involving a combination of equity, debt, and occasionally gold. If a Fund Of Funds invests in a foreign fund, it transforms into an international fund.
Gold Funds: Utilize the fund-of-fund approach, investing in gold ETFs without needing a demat account.
Asset Allocation Funds: Provide diversification across different schemes from various asset classes. They can be dynamic, adjusting allocations based on market valuations, or fixed, labeled as aggressive, moderate, or conservative. Multi-asset funds strategically allocate to equity, debt, gold, and cash.
International Fund Of Funds: Invest in existing foreign funds, allowing Indian investors access to foreign equity funds. They carry market risk in the targeted country or theme and currency risk due to conversion volatility during fund deployment in foreign markets.Investors find a Fund Of Funds beneficial as it allows them to hold a collection of funds at once, whether in an asset-allocated basket or one requiring dynamic management in terms of asset allocation. This becomes convenient, especially with smaller sums, enabling exposure to multiple funds. Gold funds and international funds also offer advantages, as discussed earlier.
There are various advantages to investing in a Fund Of Funds –
Fund Of Funds targets various best-performing Mutual Funds in the market, each specializing in a particular asset or sector of the fund. This ensures gains through diversification, as both returns and risks are optimized due to underlying portfolio variety.
Fund Of Funds is managed by highly trained individuals with years of experience. Proper analysis and calculated market predictions made by such portfolio managers ensure high yields through intricate investment strategies.
An individual with limited financial resources can easily invest in the top Fund Of Funds available to earn higher profits. Monthly investment schemes can also be availed while choosing a Fund Of Funds to invest in.
Yes! Fund Of Funds is a good investment option for beginners looking for low-risk investment products. However, it is crucial to comprehend their functioning, taxation, and other features before considering an investment in them.
No! Investment in a Fund Of Funds is held in the form of units, similar to regular mutual funds. Therefore, a Demat account is not required for such investment products, as it is in the case of ETFs.
No! Investors looking for exposure to diverse investing techniques and seeking diversification may find Fund Of Funds to be suitable.
Yes, if you choose the dividend option of FoF, you will get a regular dividend on your investment. This dividend will be paid from the return earned by the portfolio and the payout will occur after specified intervals.
If you choose the multi-asset allocator Fund Of Funds, you will get exposure to debt securities as well as such funds invest in equity, debt, and other asset classes too.
The number of schemes depends on the fund manager. He can choose one scheme or multiple schemes depending on the investment objective of the portfolio.
An exit load represents a percentage of the Net Asset Value (NAV) of a fund, imposed by the managing AMC on investors when redeeming units from the mutual fund scheme. The specific exit load percentage varies between different schemes. For detailed information on scheme-specific exit loads, please refer to the Scheme Information Document (SID) and Key Information Memorandum (KIM) of the respective scheme.
The minimum investment depends on the fund that you choose. In the case of lump sum investment, the minimum can start from as low as Rs. 500. In the case of Systematic Investment Plan (SIP) options, the minimum investment can start from Rs.100. Check the minimum investment of the fund that you select for a better understanding.
The distinguishing features between Fund of Funds (FoFs), mutual funds, and ETFs can be summarized as follows:
| Fund of funds | Mutual funds | ETF | |
| What do they invest in? | One or more mutual fund schemes that in turn invest in securities; whose objective aligns with the objective of the FoF | In equity, debt or other securities, as per the objective and investing strategy of the fund. | Securities that are comprised in the underlying index |
| Return objective | To earn returns commensurate with the returns of the selected funds that it invests in | Objectives differs from fund to fund – such as to earn long term capital appreciation, regular income for its investors etc | To mimic returns of the benchmark index |
| Mode of investment | Invested at NAV – either through AMC or through demat | Invested at NAV – either through AMC or through demat | Trade like shares – can be bought and sold at ‘real-time’ prices on the stock exchange through trading account |
| Need for demat | Demat account is not mandatory to invest | Demat account is not mandatory to invest | Demat and trading account is a necessity |
For further details, please refer to the specific documentation and disclosures of each investment type.
Yes, FoFs provide facilities of SIP, STP and SWP to its investors.
Invest in debt securities for low risks and stable returns.
Invest in funds listed and traded on the stock exchange
Know MoreGet a mix of equity, debt and other asset classes for a diversified portfolio
Know MorePassively-managed mutual funds tracking a particular index
Know MoreOur advisors will get in touch with you soon.
₹12,000
Total investment over the yearsYou are required to invest only
₹0
per month till 2027