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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrABCL
Corporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- ABCL List of active CLA Partners
- List of Third parties
- Our Digital Referral Partners
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Advantages of Focused Mutual Funds
Long-term growth
With specialised stocks which have a good growth potential, you can earn long-term returns on investments
Portfolio diversification
The portfolio is diversified across market capitalisations and sectors so that the best companies comprise the portfolio allocation.
Handpicked quality stocks
Quality stocks which have passed a rigorous technical and fundamental analysis are picked for their return potential.
High Conviction Investing
The fund manager focuses on a limited number of their highest conviction stock picks, potentially leading to greater returns if those selections perform strongly.
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Explore Focused Mutual Funds
Most Popular
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Focused Mutual Funds Returns Calculator
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
ONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
ABCD - One app to build a diversified
Invest in mutual funds online with the ABCD app and build your portfolio one click at a time.
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A choice of different types of mutual fund schemes -
Online investments with a fully integrated digital platform
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Facility to switch, redeem and invest more from a single platform
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Understanding Focused Mutual Funds
Table of Contents
What are Focused Funds?
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Focused Funds are a subcategory of equity mutual funds that invest a minimum of 65% of their portfolio in equity stocks and securities of a select number of companies. The fund can have an allocation in a maximum of 30 stocks giving you the benefit of a specialised and concentrated portfolio of quality stocks.
What are the features of Focused Funds?
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Handpicked securities across a maximum of 30 companies
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Very high risk-return trade-off
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Diversification across market sectors and company size
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Suitable for investors who have some investing experience
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Earn tax-free returns up to ₹1 lakh if you stay invested
What is the meaning of Market Capitalisation?
Market capitalisation means the total value of a company’s shares
The total number of listed shares is considered for calculation
The current market value is taken to calculate the market cap
Formula -
Market capitalisation = total number of outstanding shares X current market value per share
What should be the investment horizon for Focused Funds?
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Focused Funds have a concentrated portfolio which makes them risky in the face of market volatility
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They are prone to short-term volatility which might yield negative investment returns
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To avoid short-term volatility, an investment horizon of at least 5 years is recommended
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A long-term horizon also helps earn attractive investment returns
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You also get a tax benefit on staying invested for a longer tenure
What is the tax implication of Focused Funds?
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Returns up to ₹1 lakh are tax-free if you stay invested for 12 or more months
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Returns exceeding ₹1 lakh are taxed at 10%
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For redemption within 12 months, returns are taxed at 15%
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Dividends earned, if any, are taxed at your income tax slab rate
What are the payout options?
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Dividend option
Earn dividends on your investment at regular intervals
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Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
Other Asset Class Funds
ETF Funds
Invest in funds listed and traded on the stock exchange
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Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
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Hybrid Funds
Get a mix of equity, debt and other asset classes for a diversified portfolio
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Index Fund
Passively-managed mutual funds tracking a particular index
Know MoreABC Of Money