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There is no need to pledge any asset to secure the loan. The funds are sanctioned based on your eligibility parameters—that’s all!
Choose a repayment tenure of 84 months to ensure affordable EMIs for easy repayments.
With a fixed interest rate, you can figure out your EMIs and plan your budget for hassle-free repayments
Get the funds transferred to your account within 24 hours of application.
Adding a co-applicant to the Personal Loan for Emergency can increase your eligibility. You can also get a higher loan amount to meet the different financial obligations that you might face.
Find out the interest payable on the Loan for Emergency to plan your repayments effectively.
Find out if you are eligible to apply for a Loan for Emergency
Are you eligible for a Loan for Emergency? Check whether you meet the criteria.
* A higher age limit is applicable at the time of loan maturity.
Charge Type | Amount |
---|---|
Cheque Return charges | ₹500 + GST per instance |
Default Penal charges | 3% of the pending amount per month |
Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
CIBIL report retrieval fees | ₹100 + GST per instance |
Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
Loan reschedule charges | ₹5000 + GST per instance |
Stamp Duty | As per Actual if applicable |
Insurance Premium | As per Actual, if applicable |
Pre-closure Quote | ₹1000 + GST per instance |
Any other charges | As per Actual, if applicable |
Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
Your estimated EMI amount
₹ 0Total Interest
₹ 0Total Payout
₹ 0You are eligible for a loan of
₹ 0*EMI @ 9% Interest Rate
₹ 0*For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
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Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.
An emergency loan is a type of personal loan that offers instant funds for emergencies. It is an unsecured loan with a simple application process and minimal documentation.
The emergency loan can be used for any type of emergency, such as a medical emergency, job loss, financial crunch, etc. There are no restrictions on its usage.
The loan amount depends on your eligibility parameters. However, you can qualify for a loan of ₹50,000.
A minimum credit score of 750 is needed to avail of Aditya Birla Capital’s emergency loans. If you have a lower score, you cannot get the loan.
The loan amount depends on your eligibility parameters. You can use the online eligibility calculator to assess the loan amount basis your eligibility.
The factors affecting the interest rates on emergency loans include the following -
• The lender’s interest rates
• Your credit score
• The macro rates
You can reduce the burden of EMIs by opting for a low loan amount. Alternatively, you can choose a longer repayment tenure to get lower EMIs.
You can use the online EMI calculator to find the interest rate payable on the emergency loan.
Aditya Birla Capital sanctions and disburses the loan quickly provided your application and documentation are in order.
You can apply for multiple emergency loans at the same time. However, each application will result in a hard enquiry into your credit score, which will reduce it. So, multiple applications are not recommended.