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Are you eligible for a Personal Loan? Find out now!
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Personal Loan
- Attractive interest rates
- Hassle-free application process
- Flexible Repayment Options
Reasons to Get Personal Loan
from Aditya Birla
No Collateral Needed
Get a loan without requiring any collateral or security and with minimal documentation.
Predictable Monthly Payments
Enjoy fixed interest rates and predictable monthly payments that help you plan your budget and finances accordingly.
Quick Disbursal
Get the loan amount quickly, usually within 24 hours of approval, making it ideal for emergencies.
Flexible Repayment Tenure
Enjoy flexible repayment tenure options, ranging up to 7 years, allowing you to choose a repayment plan that suits your financial situation and needs.
Increase Eligibility
Combine your income with that of a co-applicant to increase your eligibility and secure a higher loan amount.
Quick and easy loans for all your goals
Medical emergency
Wedding
Debt consolidation
Vacation
Home renovation
Get A Personal Loan In 5 Easy Steps
Personal Loan Eligibility
Before opting for a Personal Loan, ensure you qualify by checking your eligibility here.
Documents Needed
- Proof of identity and address Passport / Aadhaar Card / Voter's ID / Driving License / Job Card issued by NREGA / Registration certificate / PAN card (PAN Card only as identity proof)
- Proof of incomeSalary slip for the last 3 months showing all deductions and Form 16
- Bank statement where income is credited Last 6 months
- Proof of other incomeLast 3 months' salary slips or Salary certificate. Last 6 months' bank statement where salary is credited directly. Latest Form 16
Eligibility Criteria
Pledge property, access funds
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High LTV ratio for loans - Low interest rates, easy repayments
Lower rates, affordable repay
-
Reduced Interest Rates
-
Lower Monthly Payments
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us.
Aditya Birla Finance Customer
Aditya Birla Finance Customer
Aditya Birla Finance Customer
FAQs on Personal Loan
A personal loan is a credit option that allows you to meet financial obligations without providing security or collateral. It comes without an end-use restriction thus it can be used for a variety of purposes making it easy to manage.
A personal loan is versatile and can cover various expenses like home renovations, marriage, vacations, debt consolidation, medical bills, business investments, car repairs, etc.
Yes! The minimum personal amount that you can borrow is about Rs 50,000.
Yes! You can apply for a Personal Loan individually or jointly with a family member, such as your spouse or parents. Applying with a co-borrower, especially with a higher income, increases the potential for a larger Loan amount. However, if the co-applicant has a poor credit history, it could negatively impact the Loan application's success.
Our Other Product
Flexi Loan
Withdraw funds as needed, repay when you can, and pay interest only on the utilised amount.
Know MoreABC Of Personal Loans
Find Us Near You
Our Lending Partners
Aditya Birla Finance Limited
10th Floor, R-Tech Park, Nirlon Complex, Goregaon, Mumbai - 400063, CIN: U65990GJ1991PLC064603, GRO Details: Ms. Shruti Sarraf, 080 - 45860196, grievance.finance@adityabirlacapital.com