Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD PageHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
There is no need to pledge any asset to secure the loan. The funds are sanctioned based on your eligibility parameters—that’s all!
Choose a repayment tenure of 84 months to ensure affordable EMIs for easy repayments.
With a fixed interest rate, you can figure out your EMIs and plan your budget for hassle-free repayments
Get the funds transferred to your account within 24 hours of application.
Adding a co-applicant to the Personal Loan for Salaried can increase your eligibility. You can also get a higher loan amount for meeting different needs.
Find out the interest payable on the Loan for Salaried to plan your repayments effectively.
Find out if you are eligible to apply for a Loan for Salaried
Are you eligible for a Personal Loan for Salaried? Check whether you meet the criteria.
* A higher age limit is applicable at the time of loan maturity.
Charge Type | Amount |
---|---|
Cheque Return charges | ₹500 + GST per instance |
Default Penal charges | 3% of the pending amount per month |
Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
CIBIL report retrieval fees | ₹100 + GST per instance |
Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
Loan reschedule charges | ₹5000 + GST per instance |
Stamp Duty | As per Actual if applicable |
Insurance Premium | As per Actual, if applicable |
Pre-closure Quote | ₹1000 + GST per instance |
Any other charges | As per Actual, if applicable |
Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
Your estimated EMI amount
₹ 0Total Interest
₹ 0Total Payout
₹ 0You are eligible for a loan of
₹ 0*EMI @ 9% Interest Rate
₹ 0*For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
Scan the QR code to download our Mobile App
Hear from our happy customers what they have to say about their experience with us.
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.
Yes, women can avail of the Loan for Salaried provided they fulfil all the eligibility parameters specified for the loan.
No, there are no specific companies whose employees can get the Loan for Salaried. You can get a loan if you are employed in any company.
NRIs are not allowed to get a personal loan for salaried employees. The loan is available only for resident individuals.
The income proof establishes your repayment capacity and proves that you have a steady source of income. As such, it is mandatory for the Loan for Salaried.
Part prepayment means paying off a part of the outstanding loan amount in a lump sum over and above the EMI. This helps reduce the due amount and brings down the interest expense. With Aditya Birla Capital Loan for Salaried, you can make a part prepayment after 6 months.
You can take a Personal Loan for Salaried for a maximum tenure of 84 months.
Some of the benefits of a Personal Loan for Salaried are as follows -
• You can get an instant loan
• The loan can be used for any financial need
• No collateral security is required
• The repayment tenure is flexible, allowing you affordable repayments
• You can get the loan online in some simple steps
The loan amount depends on your eligibility qualifications. Aditya Birla Capital offers an online eligibility calculator that you can use to check the loan amount that you can get as a salaried employee.
With Aditya Birla Capital, the Personal Loan for Salaried is processed and sanctioned within a short period of time.
When applying for the Personal Loan for Salaried Employees, you have to pay a processing fee, a one-time, non-refundable fee for processing your loan application.