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About Us

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 61,600 employees, the businesses of ABCL have a nationwide reach with over 1,690 branches and more than 200,000 agents/channel partners along with several bank partners.

Nationwide Branches

1,690

No. of Employees

61,600+

Agents/Channel Partners

2,00,000+

Aggregate Assets

INR 5.53 Lakh Cr

Consolidated Lending Book

INR 1.65 Lakh Cr

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All You Need To Know About Insurance Policy

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All You Need To Know About Insurance Policy

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Find customised home loan solutions for your unique needs

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Find a better interest rate for your existing home loan

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Get a loan on your existing home loan to meet your needs

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Turn your assets into a financial ally

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Digital Silver

Buy and Sell Digital Silver Instantly
100% Pure Silver, Securely Stored
Flexible Redemption Options

Step 1

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Step 3

Finish

What is Digital Silver?

Digital Silver is a modern and convenient way to invest in silver without the need for physical storage. When you purchase Digital Silver, you own real, high-purity silver, which is securely stored in insured vaults. This allows you to benefit from silver’s value appreciation while avoiding the hassles of physical ownership. With low entry barriers, instant liquidity, and transparency, Digital Silver is an excellent investment option for portfolio diversification.

Features and Benefits of Digital Silver

Affordable Investment

Start with a minimum investment of ₹10

Secure Storage

Your silver is safely stored in insured vaults

Easy Buying & Selling

Trade silver anytime, anywhere

Real-Time Market Pricing

Transparent and competitive rates

Hedge Against Inflation

Silver helps protect wealth over time

Why Should You Buy Digital Silver?

Feature	Digital Silver	Physical Silver
Storage	Secure vaults	Needs safe storage
Liquidity	Buy & sell anytime	May require physical transport
Security	Fully insured	Risk of theft/damage
Investment Size	Start with ₹10	Higher upfront cost

Savings Plan Types	ABSLI NISHCHIT AAYUSH PLAN	ABSLI Assured Savings Plan
Comparison Criteria	UIN: 109N137V06	UIN: 109N134V08
Best For	Individuals looking for regular income and security of family	Individuals looking for a life cover with security and liquidity
Policy Period (Years)	Flexible	Flexible
Maturity Benefits	Lumpsum Benefit	Lumpsum Benefit + Loyalty Additions
Premium Flexibility
Risk Factor
Liquidity	Moderate	High
Tax Benefits^*	On premium	On premium

How to Buy or Sell Digital Silver?

1step

Create an Account

2step

Download the ABCD App

Available on Play Store & App Store

3step

Go to Investments

Select the ‘Digital Silver’ option

4step

Enter Investment Amount

Choose how much silver you want to buy

5step

Make Payment

Complete the purchase securely

6step

Sell Anytime

Convert digital silver to cash or redeem as physical silver

Start investing today
and grow with ABCD

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A one-stop solution for your investment needs
A wide range of investment solutions
Easy to use with hassle-free investing

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FAQs on Digital Silver

Digital Silver allows users to invest in 999.9+ pure Silver online, without the need to store physical Silver. Your investment is backed by physical Silver stored securely in vaults, and you can choose to convert it into physical Silver or sell it digitally at any time.

MMTC-PAMP is one of the leading precious metal refiners and storage providers in India. They manage the physical Silver reserves for your Digital Silver and ensure its safe storage in secured vaults.

You can invest in Digital Silver through the ABCD app by following these steps:

Go to the app and click on "Buy Silver."
Choose the amount you want to invest, either in grams or rupees.
Make your payment via UPI, Net banking, or debit card.

To start investing in Digital Silver, you’ll need a verified mobile number and your name, which are typically available from your registration in the ABCD app.

For users who are not PAN verified, for a transaction above ₹10,000 or when your total holdings exceed ₹10,000, your PAN will be required to help ensure secure transactions and prevent fraudulent activity.

You can choose from a variety of payment methods, including UPI, bank transfers and debit cards.

Yes, you can convert your Digital Silver into 999.9+ pure Silver at any time. You can choose from various denominations, and the Silver will be delivered to your doorstep. Note that delivery and making charges apply; you will be asked to pay these charges separately in case of redemption via coins and bars.

Yes, you can purchase Digital Silver anytime. However, you can only sell the Silver after a 3-day cooling period from the purchase date.

The difference between the buying and selling price is due to the inclusion of making charges, taxes, and market fluctuations, which affect both the cost of buying and the selling price of Silver.

Orders can only be cancelled before they are shipped. Once they are shipped, cancellation is not allowed.

If for any unforeseen circumstance your transaction fails and money is debited, you will receive a refund within 5-7 working days if your order is not confirmed.

Yes, we occasionally offer promotions and discounts on DigiSilver gifting, especially during festive seasons. Keep an eye on the app’s promotions section for any current offers.

Once the gift is sent, it cannot be modified or canceled. We advise you to carefully check the recipient’s details and the gift amount before confirming your purchase.

Yes, you can send Silver as a gift. When redeeming, select the "This is a gift" checkbox, enter the recipient’s delivery address, and complete the order. The Silver coins or bars will be delivered directly to the recipient’s address.

Yes. When you enter a new delivery address during the gift redemption process, it will be saved for future transactions and tagged as a "Gifted Address."

DigiSilver on the ABCD App is securely stored in a vault and fully insured, offering peace of mind to both the sender and recipient.