Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD Page
PLAY STORE
APPSTORE
1800 270 7000
Download
Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Secured Business LoanBoost your business with competitive rates & flexible terms
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business with fast approval & flexible terms
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingSupporting real estate businesses in project completion
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
IPO financingSeize investment opportunities with IPO Financing to help you invest with ease.
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 61,600 employees, the businesses of ABCL have a nationwide reach with over 1,690 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,690
No. of Employees
61,600+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.53 Lakh Cr
Consolidated Lending Book
INR 1.65 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Credit TrackCheck your credit score and get tips on how to improve it
Health TrackHealthy living made easy with ABCD’s Digital Health Evaluation
Portfolio TrackBring your assets and liabilities under one platform
Spend TrackManage your money effectively with Spend Track.
Vehicle TrackCheck Vehicle & Car Insurance Status/Validity Online
Read about MoneyMoney management made easy
Read about TaxUnderstanding direct and indirect taxes
Read about Retirement PlanKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read about InvestingInvestments and their jargon - simplified
Read about Loans and FinancingKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
Experience ConseQuest- A game where your decisions drive your future.
Dental Insurance from ABCD?
Dental insurance offers financial protection against unexpected dental costs. By safeguarding your oral health, you can maintain a healthy and confident smile. With dental insurance, you can access a range of treatments, including routine checkups, cleanings, fillings, and more, at a fraction of the cost.
Why Do You Need Dental Insurance?
Preventive Care
Dental insurance often covers routine check-ups and cleanings, helping to prevent more serious dental problems down the line.
Emergency Coverage
Unexpected dental emergencies can be costly. Dental insurance can help offset these expenses.
Long-Term Savings
By investing in regular dental care, you can avoid more expensive treatments in the future.
Peace of Mind
Knowing you have dental insurance can help you feel more comfortable seeking the dental care you need without worrying about the cost.
Types of Dental Health Insurance
Regular dental check-ups
Professional teeth cleaning
X-rays
Fillings
Extractions
Root canals
Root canals
Crowns
Bridges
Dentures
Benefits of a Dental Insurance Plan
Our Dental Insurance Plan At A Glance.
Prioritise your dental well-being with our pocket insurance and avail:
Most Popular
Dental Insurance Plan
KEY FEATURES 
- In-person dental consultation
- Up to 30% discount on diagnostics
- Up to 15% discount on dental procedures and pharmacy
Cover
Up to 5 Sessions
Premium Starting From
Rs. 415/ Year
Get Insured in 4 Easy Steps
Things To Keep in Mind
Comprehensive Coverage
Ensure it covers routine check-ups, eyeglasses, contact lenses, and surgeries.
Network Providers
Choose a plan with your preferred eye doctors and clinic.
Coverage Limits
Understand annual and lifetime coverage limits.
Exclusions and Waiting Periods
Be aware of limitations and waiting times.
Affordability
Select a plan that fits your budget.
Claims Process
Opt for a hassle-free claims process with quick reimbursements.
Additional Benefits
Look for discounts, telehealth consultations, and other perks.
What's Covered v/s What's not Covered
in Dental Health Insurance
What's Covered
- Dental consultation in person - up to 5 consultations per person
- Up to 15% discount on dental procedures
- Up to 30% discount on diagnostics
- Up to 15% discount on pharmacy
- An initial waiting period of 30 days
What's not Covered
- Pre-existing diseases
- Heart diseases
- HIV/AIDS
- High blood pressure
- Kidney disease
- Liver disease
- Lungs disease
- Cancer
- Blood disorders
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us.
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance
ABCD: One app for all your insurance needs
Secure yourself and your loved ones financially with life insurance. Buy online through the ABCD app and get instant coverage.
-
Wide range of insurance policies -
Online premium payments
-
Plan purchase in few clicks
PLAY STORE
APP STORE
Scan the QR code to download our Mobile App
Understanding Dental Insurance
What is dental insurance?
Dental insurance helps cover the cost of dental care, including routine check-ups, cleanings, fillings, and more complex procedures.
How does dental insurance work?
Similar to health insurance, dental insurance typically has a monthly premium. When you need dental care, you pay a co-payment or co-insurance, and the insurance covers the rest.
What does dental insurance typically cover?
Dental insurance usually covers preventive care, basic treatments, and major procedures.
How much does dental insurance cost?
The cost of dental insurance varies based on factors like your age, location, and the level of coverage you choose.
What is a dental waiting period?
A dental waiting period is a timeframe after you enrol in a plan before certain types of coverage, such as orthodontic treatment, become effective. .
What is a dental deductible?
A deductible is the amount you must pay out-of-pocket before your insurance starts covering costs.
What is a dental waiting period?
A waiting period is a timeframe after you enrol in a plan before certain types of coverage, like orthodontic treatment, become effective.
Can I use my dental insurance at any dentist?
It depends on your plan and whether it allows you to go to any dentist that you would prefer.
How often can I get a dental cleaning with insurance?
It depends on the plan and the insurer.
Is dental insurance worth it?
If you prioritise good oral health and want to avoid high out-of-pocket costs for dental procedures, dental insurance can be a valuable investment.
Need Help with Dental Health? Find a Dentist & Submit a Claim Online
• Download the "Visit" app on the Play Store.
• Register on the app by submitting your details.
• Book online consultations and get the help you need.
FAQs on Dental Insurance
Dental insurance premiums vary based on factors like your age, location, coverage level, and the insurer. Generally, younger individuals may have lower premiums compared to older adults.
Yes, most dental insurance policies can be renewed annually.
Typically, you'll need to provide personal information like your name, address, date of birth, and contact details. You may also need to provide information about your existing dental health and any specific dental needs.
The claims process varies by insurer. You may need to submit a claim form along with receipts and treatment records. Some insurers allow you to file claims online.
Once you submit your claim, the insurer will review it to determine the coverage. If approved, the insurer will reimburse you or the dental provider directly.
Yes, you can usually cancel your dental insurance policy, but there may be specific cancellation procedures and fees involved.
Yes, depending on your insurer, many dental insurance plans have waiting periods before certain types of coverage.
Dental insurance plans typically cover preventive care basic treatments.
You can usually update your information by contacting your insurer directly or through their online portal.
Yes, dental insurance policies may have exclusions for certain treatments or procedures. It's important to review your policy carefully to understand what's covered.
Some insurers may offer additional coverage options, such as dental accident insurance or supplemental dental plans. You can inquire with your insurer about available options.
You can check the status of your claim by contacting your insurer or through their online portal.
Contact your insurer's customer service to retrieve your policy number.
Most dental insurance policies have a grace period, typically 30 days, during which you can make a late payment without penalty.
If you miss a payment, your coverage may be suspended or cancelled. It's essential to contact your insurer to discuss payment options and avoid any disruptions in coverage.
No, dental insurance policies are typically non-transferable.
You can access your policy documents through your insurer's online portal or by contacting their customer service.
Dental insurance policies are not generally portable. Your coverage may change if you switch jobs or change your insurance provider.
You can contact your insurer's customer service through their website, phone number, or email address.
No, dental insurance primarily covers dental care. It does not typically cover medical conditions.
Yes, you can purchase individual dental insurance plans for yourself and your family.
If you have a dental emergency, contact your dentist immediately. You may need to pay upfront and then submit a claim to your insurance provider for reimbursement.
Our Other Plans
Personal Accident Insurance
This policy provides financial protection against accidental injuries. It's a safety net for unforeseen circumstances.
Know More
Hospital Cash Insurance
Hospital Cash Insurance offers daily cash benefits on hospitalisation for treatment due to illness or injury.
Know More
Eye Care Insurance
Eye care insurance provides coverage for various eye-related treatments.
Mental Health and Nutrition Insurance
The mental health and nutrition insurance provides counselling for both nutrition and mental health purposes. A 24/7 psychologist is also available online.