Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
Calculate NowBoost your business with competitive rates & flexible terms
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Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
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Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
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Unlock a smart, hassle-free way to invest in various assets
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Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
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Attractive returns
Liquidity
Diversification
Ownership in a company
Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
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Calculate NowProtect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 61,600 employees, the businesses of ABCL have a nationwide reach with over 1,690 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,690
No. of Employees
61,600+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.53 Lakh Cr
Consolidated Lending Book
INR 1.65 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
Check your credit score and get tips on how to improve it
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Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Experience ConseQuest- A game where your decisions drive your future.
Wisdom in Choices
Life Optimised
Simplifying Success
Fuel your large-scale projects with strategic, long-term funding.
Raise capital based on future project cash flows, not your company’s balance sheet.
- • Ideal for infrastructure and capital-intensive ventures
- • Flexible structures with risk mitigation
- • Backed by expert advisory and syndication support
YEARS OF EXCELLENCE
ACTIVE CUSTOMER BASE
BRANCHES ACROSS INDIA
AUM AS OF JUNE, 2023
What is Project Finance?
Project Finance is a long-term funding solution used to finance infrastructure, industrial, and capital-intensive projects. It enables businesses to raise substantial capital while tying repayment to the project's future cash flows, not the balance sheet.
At Aditya Birla Capital, our project finance solutions are tailored to support mid-sized and large-scale infrastructure and manufacturing ventures. As one of the trusted project finance companies in India, we provide end-to-end support from appraisal and structuring to execution and syndication.
Structured funding for capital-intensive projects
without impacting the core balance sheet
Customised solutions
across the project lifecycle from development to operation
Multi-sector expertise
in infrastructure, energy, transport, logistics, healthcare, and more
Partnered approach
with institutions for larger ticket-size projects
Dedicated project teams
for fast decision-making and seamless execution
Features of Project Finance
Loan Types:
Rupee term loans, sub-debt/mezzanine finance, structured finance, non-fund facilities
Capital-Efficient Structuring:
Risk-mitigated financing designed around project milestones and cash flows
Sectors Covered:
Transportation, Renewables, Transmission, Airports, Manufacturing, Mining, Hospitality, Healthcare, IT SEZs
End-to-End Service:
From advisory and appraisal to syndication and underwriting
Expertise Backed by Reach:
Serviced over 100 corporate groups through zonal offices in Mumbai, Delhi, and Hyderabad
Flexible Ticket Sizes:
From mid-size projects to high-value syndications
Project feasibility report and financial model
Regulatory approvals and permits
Company financials and credit profile
Promoter KYC and company incorporation documents
Cash flow forecasts and repayment plan
Security and collateral details (if applicable)
Looking to build the future? Explore Project Finance solutions from Aditya Birla Capital and secure the capital your business needs to scale, diversify, and succeed.
Who Can Apply
Medium to large enterprises and corporations
Companies seeking project or asset-based funding
Businesses with strong financials and clear repayment capacity
Promoters and holding companies with expansion goals
Check Your Eligibility
Application Process
- 1. Register your business via our online portal or through a Relationship Manager
- 2. Submit financial documents and company profile
- 3. Get verified for eligibility and loan structure
- 4. Loan sanction and agreement
- 5. Disbursal directly to your business account
Basic Eligibility:
- Valid business registration
- Minimum operational history (typically 3 years or more)
- Healthy financial ratios and creditworthiness
Customer Satisfaction Stories
Don’t just take our word for it. Hear from our customers about their successful financial journey with us

The digital platform and whatsapp service of ABHFL gives me a quick access to my basic loan details such as statement of accounts, loan account details, interest certificate, and repayment schedule.
Aditya Birla Finance Customer
Gurgaon, India

Highly appreciate the speed of work at ABHFL, my overall experience in the home loan journey was good.
Aditya Birla Finance Customer
Meerut, India
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EMI @ 9% Interest Rate*ABHFL reserves the rights to call upon additional documents at its discretion. The documents will be collected by ABHFL.