Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD Page
PLAY STORE
APPSTORE
1800 270 7000
Download
Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Loan for SalariedLoan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-EmployedLoan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Secured Business LoanBoost your business with competitive rates & flexible terms
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business with fast approval & flexible terms
Machinery LoanEmpower your ambitions with customized Machinery Loans
Rooftop Solar LoanMaximize Your ROI with Strategic Energy Funding
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingSupporting real estate businesses in project completion
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
All FundsExplore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns- Liquidity
- Diversification
- Ownership in a company
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Health & Wellness PlansMake quality health care affordable and accessible
Super Top-up PlansGet extra coverage when you need it most
Active One Max PlansA comprehensive Health Insurance plan for all your healthcare needs
Health Saver CardThe Health Saver Card helps reduce expenses while keeping you healthier
Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- ABCL List of active CLA Partners
- List of Third parties
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABCL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Credit TrackCheck your credit score and get tips on how to improve it
Health TrackHealthy living made easy with ABCD’s Digital Health Evaluation
Portfolio TrackBring your assets and liabilities under one platform
Spend TrackManage your money effectively with Spend Track.
Vehicle TrackCheck Vehicle & Car Insurance Status/Validity Online
Digital WillA digital will is a legally valid document created through a secure online platform
Read About Personal FinanceMoney management made easy
Read About TaxationUnderstanding direct and indirect taxes
Read About Citizen ServicesKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read About Credit and BankingInvestments and their jargon - simplified
Read about InvestingInvestments and their jargon - simplified
Read About Personal FinanceKnow all about loans and their management
Read About PaymentsKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
SSY Calculator Calculate Maturity Amount for your Recurring SSY
Personal Loan Eligibility Calculator Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.
- Wisdom in Choices
- Life Optimised
- Simplifying Success
What Is Health Saver Card (HSC)?
The Health Saver Card is more than just a membership – it’s a new way of looking at family healthcare. Imagine never having to think twice before booking a doctor’s consultation, getting regular health checks at discounted rates, or even accessing fitness and wellness services under one roof.
Unlike traditional health insurance, which often feels complicated and comes into play only during emergencies, the Health Saver Card is designed to focus on your everyday well-being. It brings together unlimited consultations, diagnostic savings, fitness memberships, and wellness benefits into one simple package. With this card, quality healthcare becomes both accessible and affordable, helping every Indian family take care of their health without worrying about the cost.
24/7 Online Doctor Consultation with General Physicians, Specialists, Dietitians and Counsellors
Get 35% exclusive discount on diagnostic tests for you and your family
Enjoy 20% savings on medicines with every purchase
Stay fit with complimentary Cult membership access*
Avail special privileges with PharmEasy Plus Membership
Unlock extra benefits through Lenskart Gold Membership
Benefits of Health Saver Card
Transform your healthcare experience with our revolutionary wellness membership that delivers extraordinary value through exclusive partnerships and bulk savings. Every plan provides benefits worth 5x to 35x your investment cost, making premium healthcare accessible for every Indian family.
Exceptional Value Proposition - Benefits Worth ₹35,000 to ₹2,75,000
Get healthcare benefits worth significantly more than what you pay - our entry-level membership delivers ₹35,000 worth of benefits for just ₹999, while premium members access up to ₹2,75,000 worth of benefits. Every rupee invested returns 5x to 35x value through our extensive partner network and bulk purchasing power.
Online Doctor Consultation Worth ₹50,000+ Annually
Access certified doctors online 24/7 across all specialties including GP, specialists, counsellors, and dietitians without any per-consultation charges. Save ₹50,000+ annually on consultation fees (typically ₹500-800 per session) that are now completely included in every membership tier starting from ₹999.
35% Diagnostic Discounts + Premium Partnership Benefits
Save 35% on all diagnostic tests, health screenings, and blood work at leading labs across 500+ cities in India. Enjoy exclusive partnerships including 3 months free PharmEasy Plus membership with 20% ongoing medicine discounts, Lenskart Gold membership, and up to 25% off Cult fitness memberships.
Comprehensive Health Checkups
Stay proactive with detailed annual health screenings ranging from 25-parameter basic checkups to comprehensive 61-parameter screenings worth ₹5,000 each. Higher tier memberships include multiple annual checkups (up to 12) for complete family health monitoring and early detection of potential health issues.
Complete Dental Care Ecosystem
Access unlimited dental consultations at network clinics plus multiple dental treatments worth ₹1,500 each annually based on your membership level. Enjoy additional benefits like dental polish sessions for front teeth maintenance and unlimited digital X-rays for comprehensive oral health care.
Technology-Powered Wellness & Premium Services
Access cutting-edge health technology including AI-powered personalized nutrition planning and premium smartwatches worth ₹8,000 each for continuous health monitoring. Premium memberships also include dedicated concierge services for healthcare navigation and multi-year protection to lock in current rates while medical costs continue rising.
Plans & Pricing of Health Saver Card - All Plans
| Plan | Flex | Pro | Superior | Secure | Total | Infinity |
|---|---|---|---|---|---|---|
| Price | ₹999 | ₹2999 | ₹3999 | ₹4999 | ₹20000 | ₹49999 |
| Validity | 1 Year | 1 Year | 1 Year | 1 Year | 2 Years | 3 Years |
| Coverage | 2 Adults | 2 Adults | 2 Adults + 1 Child | 2 Adults + 2 Children | 2 Adults + 2 Children | 4 Adults + 2 Children |
| Benefits Worth | ₹35, 000 | ₹50, 000 | ₹60000 | ₹100000 | ₹175000 | ₹275000 |
| Value Ratio | 35x Value | 15x Value | 15x Value | 19x Value | 18x Value | 15x Value |
Plans & Pricing of Health Saver Card
-
Basic Coverage: 2 adults
-
Unlimited Online doctor consultation
-
25-Parameter Health Checkup annually for basic health monitoring
-
35% Diagnostic Discounts across partner labs nationwide
-
20% Medicine Discounts on online pharmacy orders
-
₹500 Pharmacy Vouchers annually (2 vouchers of ₹250 each)
-
Workout Videos access for home fitness
-
Coverage for 2 Adults
-
Unlimited Online Doctor Consultations (GPs, Specialists, Counsellors, Dietitians)
-
Unlimited In-Clinic Dental Consultations + 2 Dental Treatments (₹1,500 each) annually
-
2 Dental Polish Sessions for front teeth care
-
Unlimited Digital X-Rays at partner centers
-
2 Free OPD Specialist Consultations (₹1,000 each)
-
Comprehensive 61-Parameter Annual Health Check-Up
-
35% Discount on Diagnostics Nationwide
-
20% Discount on Medicines + ₹500 Annual Pharmacy Vouchers (2 × ₹250
-
2 Eye Testing Sessions (at centre or home) + Lenskart Gold Membership for family
-
AI Diet Planner for personalised nutrition
-
PharmEasy Plus Membership (3 months)
-
Access to Workout Videos for home fitness
-
Benefits extended to 2 adults + 1 child
-
Enhanced Service Frequency: 3 dental polish sessions, 3 OPD consultations
-
2 Comprehensive Health Checkups (61 parameters each) annually
-
₹750 Pharmacy Vouchers annually (3 vouchers of ₹250 each)
-
4 Eye Testing Sessions for better vision care
-
1 Condition Management Program for chronic disease support
-
Family Coverage: All unlimited online doctor consultations for 3 members
-
Family Coverage: 2 adults + 2 children
-
4 Dental Treatments and 4 dental polish sessions annually
-
4 Free OPD Consultations with specialists
-
4 Comprehensive Health Checkups (61 parameters each)
-
₹1,000 Pharmacy Vouchers annually (4 vouchers of ₹250 each)
-
4 Eye Testing Sessions for complete family vision care
-
2 Condition Management Programs for ongoing health support
-
Enhanced Preventive Care: Extensive screening for early detection
-
Family Coverage: 2 adults + 2 children
-
2-Year Validity for extended protection and better value
-
2 Smart Watches for family health tracking and fitness monitoring
-
8 Dental Treatments and 8 dental polish sessions over 2 years
-
12 Free OPD Consultations with specialists
-
8 Comprehensive Health Checkups (61 parameters each)
-
₹3,000 Pharmacy Vouchers over 2 years (12 vouchers of ₹250 each)
-
8 Eye Testing Sessions for ongoing vision care
-
3 Condition Management Programs (6-month duration each)
-
Dedicated Concierge Service for personalized healthcare navigation
-
8 Eye Testing Sessions for comprehensive family vision care
-
Extended Family Coverage: 4 adults + 2 children (6 members total)
-
3-Year Validity with maximum coverage for extended families
-
2 Premium Smart Watches with advanced health monitoring
-
10 Dental Treatments and 12 dental polish sessions over 3 years
-
24 Free OPD Consultations with specialists
-
12 Comprehensive Health Checkups (61 parameters each)
-
₹4,500 Pharmacy Vouchers over 3 years (18 vouchers of ₹250 each)
-
10 Eye Testing Sessions for comprehensive vision care
-
3 Advanced Condition Management Programs for chronic disease care
-
Premium Concierge Service with dedicated health advisor
-
Cult Membership Discount up to 25% for premium fitness access
-
Luxury Wellness Services and priority booking across all benefits
Our Value Calculation
Our Value Calculation
Choose your plan based on your family size, health priorities, and budget - every rupee invested returns exceptional healthcare value! Each plan's benefit value is calculated based on current market rates for:
Online doctor consultations at ₹500-800 per session
Online doctor consultations at ₹500-800 per session
Specialist consultations at ₹1,000-1,500 per visit
Specialist consultations at ₹1,000-1,500 per visit
Diagnostic tests at standard lab rates
Diagnostic tests at standard lab rates
Dental treatments and procedures at market prices
Dental treatments and procedures at market prices
Health checkup packages at leading diagnostic centers
Health checkup packages at leading diagnostic centers
Premium memberships and device costs
Premium memberships and device costs
Why Should You Choose ABCD's Health Saver Card?
Rising healthcare costs make it difficult for families to manage quality care. The Health Saver Card helps reduce expenses while keeping you healthier through preventive and wellness-focused benefits.
-
Save more on consultations, diagnostics, and health services.
-
Focus on preventive care to avoid costly treatments later.
-
Access flexible plans suited to different budgets and needs.
-
Get everyday wellness support beyond emergency cover.
ABCD's Health Saver Card Plans
| Regular Medical Expenses | Health Saver Card Benefits |
|---|---|
| ₹800-₹1,000 per consultation | Unlimited online doctor consultations included |
| ₹3,000-₹15,000 for diagnostics | Up to 35% discounts on all tests |
| ₹5,000-₹25,000 annual health checks | Comprehensive screenings included |
| ₹12,000-₹36,000 fitness memberships | Premium memberships at discounted rates with health clubs like Cult Fitness |
| No preventive care guidance | Personalised nutrition plan and wellness coaching |
What’s Not Included in Health Saver Card?
Hospitalisation Coverage
Emergency Medical Insurance
Surgical Procedure Costs
Ambulance & Emergency Transport
Pre-Existing Serious Conditions
How to Buy Health Saver Card?
Visit the ABCD App or Website
Sign up or log in to your ABCD account in just a few taps.
Compare & Choose Your Plan
Pick from 6 customizable options based on your family’s health needs.
Head to the “Insure” Section
Select the Health Saver Card tile to explore plans.
Make Payment and Start Using
Complete your payment securely and enjoy instant access to your Health Saver Card benefits.
Discover Convenience Like Never Before
Unlock financial tools, investment insights, and expert guidance - all in one convenient app
APP STORE
PLAY STORE
Scan the QR Code to download the ABCD Mobile App
ABC Of Insurance
1Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
^Benefits are conditional to Plan/SI opted, please refer Policy Wordings for more details
UIN: ADIHLIP24102V052324 - Activ Health Platinum Essential is a Health Insurance Plan
UIN: ADIHLIP24102V052324 - Activ Health Platinum Enhanced is a Health Insurance Plan
UIN: ADIHLIP22008V012223 - Activ Fit Plus is a Health Insurance Plan
UIN: ADIHLIP22008V012223 - Activ Fit Preferred is a Health Insurance Plan
UIN: ADIHLIP23130V042223 - Activ Assure Diamond is a Health Insurance Plan
UIN: ADIHLIP21061V022021 - Activ Assure Diamond + Super Health Top-up is a Health Insurance Plan
UIN: ADIHLIP21062V022021 - Activ Care Classic is a Health Insurance Plan