Health Saver Card – Complete Healthcare Benefits for Family

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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.

Nationwide Branches

1,712

No. of Employees

63,750+

Agents/Channel Partners

2,00,000+

Aggregate Assets

INR 5.50 Lakh Cr

Consolidated Lending Book

INR 1.78 Lakh Cr

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What Is Health Saver Card (HSC)?

The Health Saver Card is more than just a membership – it’s a new way of looking at family healthcare. Imagine never having to think twice before booking a doctor’s consultation, getting regular health checks at discounted rates, or even accessing fitness and wellness services under one roof.

Unlike traditional health insurance, which often feels complicated and comes into play only during emergencies, the Health Saver Card is designed to focus on your everyday well-being. It brings together unlimited consultations, diagnostic savings, fitness memberships, and wellness benefits into one simple package. With this card, quality healthcare becomes both accessible and affordable, helping every Indian family take care of their health without worrying about the cost.

24/7 Online Doctor Consultation with General Physicians, Specialists, Dietitians and Counsellors
Get 35% exclusive discount on diagnostic tests for you and your family
Enjoy 20% savings on medicines with every purchase
Stay fit with complimentary Cult membership access*
Avail special privileges with PharmEasy Plus Membership
Unlock extra benefits through Lenskart Gold Membership

Benefits of Health Saver Card

Transform your healthcare experience with our revolutionary wellness membership that delivers extraordinary value through exclusive partnerships and bulk savings. Every plan provides benefits worth 5x to 35x your investment cost, making premium healthcare accessible for every Indian family.

Plans & Pricing of Health Saver Card

Each health and wellness plan delivers exceptional value through exclusive partnerships and bulk savings. Understand how they are designed to provide benefits which ensure maximum healthcare value for every rupee spent.

Plan	Price	Validity	Coverage	Benefits Worth	Value Ratio
Flex	₹999	1 Year	2 Adults	₹35, 000	35x Value
Pro	₹2,999	1 Year	2 Adults	₹50, 000	15x Value
Superior	₹3,999	1 Year	2 Adults + 1 Child	₹60,000	15x Value
Secure	₹4,999	1 Year	2 Adults + 2 Children	₹1,00,000	19x Value
Total	₹20,000	2 Years	2 Adults + 2 Children	₹1,75,000	18x Value
Infinity	₹49,999	3 Years	4 Adults + 2 Children	₹2,75,000	15x Value

Key Highlights:

Basic Coverage: 2 adults
Unlimited Online doctor consultation
25-Parameter Health Checkup annually for basic health monitoring
35% Diagnostic Discounts across partner labs nationwide
20% Medicine Discounts on online pharmacy orders
₹500 Pharmacy Vouchers annually (2 vouchers of ₹250 each)
Workout Videos access for home fitness

Key Highlights:

Coverage for 2 Adults
Unlimited Online Doctor Consultations (GPs, Specialists, Counsellors, Dietitians)
Unlimited In-Clinic Dental Consultations + 2 Dental Treatments (₹1,500 each) annually
2 Dental Polish Sessions for front teeth care
Unlimited Digital X-Rays at partner centers
2 Free OPD Specialist Consultations (₹1,000 each)
Comprehensive 61-Parameter Annual Health Check-Up
35% Discount on Diagnostics Nationwide
20% Discount on Medicines + ₹500 Annual Pharmacy Vouchers (2 × ₹250
2 Eye Testing Sessions (at centre or home) + Lenskart Gold Membership for family
AI Diet Planner for personalised nutrition
PharmEasy Plus Membership (3 months)
Access to Workout Videos for home fitness

Key Highlights:

Benefits extended to 2 adults + 1 child
Enhanced Service Frequency: 3 dental polish sessions, 3 OPD consultations
2 Comprehensive Health Checkups (61 parameters each) annually
₹750 Pharmacy Vouchers annually (3 vouchers of ₹250 each)
4 Eye Testing Sessions for better vision care
1 Condition Management Program for chronic disease support
Family Coverage: All unlimited online doctor consultations for 3 members

Key Highlights:

Family Coverage: 2 adults + 2 children
4 Dental Treatments and 4 dental polish sessions annually
4 Free OPD Consultations with specialists
4 Comprehensive Health Checkups (61 parameters each)
₹1,000 Pharmacy Vouchers annually (4 vouchers of ₹250 each)
4 Eye Testing Sessions for complete family vision care
2 Condition Management Programs for ongoing health support
Enhanced Preventive Care: Extensive screening for early detection

Key Highlights:

Family Coverage: 2 adults + 2 children
2-Year Validity for extended protection and better value
2 Smart Watches for family health tracking and fitness monitoring
8 Dental Treatments and 8 dental polish sessions over 2 years
12 Free OPD Consultations with specialists
8 Comprehensive Health Checkups (61 parameters each)
₹3,000 Pharmacy Vouchers over 2 years (12 vouchers of ₹250 each)
8 Eye Testing Sessions for ongoing vision care
3 Condition Management Programs (6-month duration each)
Dedicated Concierge Service for personalized healthcare navigation
8 Eye Testing Sessions for comprehensive family vision care

Key Highlights:

Extended Family Coverage: 4 adults + 2 children (6 members total)
3-Year Validity with maximum coverage for extended families
2 Premium Smart Watches with advanced health monitoring
10 Dental Treatments and 12 dental polish sessions over 3 years
24 Free OPD Consultations with specialists
12 Comprehensive Health Checkups (61 parameters each)
₹4,500 Pharmacy Vouchers over 3 years (18 vouchers of ₹250 each)
10 Eye Testing Sessions for comprehensive vision care
3 Advanced Condition Management Programs for chronic disease care
Premium Concierge Service with dedicated health advisor
Cult Membership Discount up to 25% for premium fitness access
Luxury Wellness Services and priority booking across all benefits

Why Our Value Calculation Matters

Choose your plan based on your family size, health priorities, and budget - every rupee invested returns exceptional healthcare value! Each plan's benefit value is calculated based on current market rates for:

Online doctor consultations at ₹500-800 per session

Specialist consultations at ₹1,000-1,500 per visit

Diagnostic tests at standard lab rates

Dental treatments and procedures at market prices

Health checkup packages at leading diagnostic centers

Premium memberships and device costs

Why Should You Choose ABCD's Health Saver Card?

Rising healthcare costs make it difficult for families to manage quality care. The Health Saver Card helps reduce expenses while keeping you healthier through preventive and wellness-focused benefits.

Save more on consultations, diagnostics, and health services.
Focus on preventive care to avoid costly treatments later.
Access flexible plans suited to different budgets and needs.
Get everyday wellness support beyond emergency cover.

ABCD's Health Saver Card Plans

Regular Medical Expenses	Health Saver Card Benefits
₹800-₹1,000 per consultation	Unlimited online doctor consultations included
₹3,000-₹15,000 for diagnostics	Up to 35% discounts on all tests
₹5,000-₹25,000 annual health checks	Comprehensive screenings included
₹12,000-₹36,000 fitness memberships	Premium memberships at discounted rates with health clubs like Cult Fitness
No preventive care guidance	Personalised nutrition plan and wellness coaching

What’s Included in Health Saver Card?

Experience comprehensive healthcare coverage with these inclusive benefits that support your everyday wellness needs:

24/7 Online doctor consultation Access

Connect with qualified doctors anytime, anywhere for instant medical advice without the hassle of clinic visits.

Discounted Specialist Consultations

Save more on in-person visits with specialists across a wide network of partner hospitals and clinics.

Comprehensive Dental Care Plan

Enjoy preventive and corrective dental services at network dental clinics for better oral health.

Advanced Vision care plan or Eye Care plan

Access vision screenings, consultations, and treatments through our trusted eye care partners.

Personalised Nutrition Plans

Get customised diet and nutrition guidance from certified experts with our health and wellness plan.

Activ Health App Integration

Track your health, book appointments, and manage your wellness journey through one easy-to-use app.

Nationwide Network Access

Leverage healthcare services across 500+ cities in India with our vast partner network.

What’s Not Included in Health Saver Card?

Set realistic expectations with these exclusions that are not covered under your health card online benefits:

Hospitalisation Coverage

The card does not include hospital admission or cashless hospitalisation facilities.

Emergency Medical Insurance

Insurance claims or reimbursements for emergency medical situations are not part of the plan.

Surgical Procedure Costs

Expenses related to surgeries, operation theatre use, or invasive treatments are excluded.

Ambulance & Emergency Transport

Emergency transportation or ambulance services are not included in the benefits.

Pre-Existing Serious Conditions

Treatments for certain pre-existing serious medical conditions may require a waiting period.

How to Buy Health Saver Card?

1step

Visit the ABCD App or Website

2step

Compare & Choose Your Plan

Pick from 6 customizable options based on your family’s health needs.

3step

Head to the “Insure” Section

Select the Health Saver Card tile to explore plans.

4step

Make Payment and Start Using

Complete your payment securely and enjoy instant access to your Health Saver Card benefits.

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FAQs on Health Insurance Card

No, the Health Saver Card is a wellness membership programme focused on preventive healthcare rather than traditional insurance coverage. It provides access to healthcare services, discounts, and wellness benefits but doesn't offer claim-based reimbursements or hospitalisation coverage like conventional health insurance policies.

Your health saver card benefits are valid across our extensive network of Hospitals across 500+ cities in India, including partner hospitals, diagnostic centres, fitness facilities, and through our 24/7 online doctor consultation platform. The Activ Health app helps you locate nearby network providers for convenient access to all services.

Simply log into the Activ Health app with your registered credentials to access all health card online benefits. Book online doctor consultations directly through the app, show your health saver card at network providers for discounts, and track all your health activities and savings in one convenient location.

Yes, most health saver card plans offer family coverage options that include spouse and dependent children under a single membership. Family plans provide the same comprehensive benefits for all covered members, making healthcare affordable and accessible for your entire household.

Unlike traditional medical insurance that focuses on post-illness treatment and reimbursements, our health saver card emphasises preventive care and wellness maintenance. It provides immediate access to healthcare services, fitness guidance, and preventive screenings without waiting periods, claim procedures, or coverage limitations.

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Disclaimer

*Starting Plan price mentioned on the website are for self customer with age 30 and Sum Insured 5 LAKH
1Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
^Benefits are conditional to Plan/SI opted, please refer Policy Wordings for more details

UIN: ADIHLIP24102V052324 - Activ Health Platinum Essential is a Health Insurance Plan

UIN: ADIHLIP24102V052324 - Activ Health Platinum Enhanced is a Health Insurance Plan

UIN: ADIHLIP22008V012223 - Activ Fit Plus is a Health Insurance Plan

UIN: ADIHLIP22008V012223 - Activ Fit Preferred is a Health Insurance Plan

UIN: ADIHLIP23130V042223 - Activ Assure Diamond is a Health Insurance Plan

UIN: ADIHLIP21061V022021 - Activ Assure Diamond + Super Health Top-up is a Health Insurance Plan

UIN: ADIHLIP21062V022021 - Activ Care Classic is a Health Insurance Plan

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What Is Health Saver Card (HSC)?

What Is Health Saver Card (HSC)?

Benefits of Health Saver Card

Plans & Pricing of Health Saver Card

Plans & Pricing of Health Saver Card

Plans & Pricing of Health Saver Card

Basic Coverage: 2 adults

Unlimited Online doctor consultation

25-Parameter Health Checkup annually for basic health monitoring

35% Diagnostic Discounts across partner labs nationwide

20% Medicine Discounts on online pharmacy orders

₹500 Pharmacy Vouchers annually (2 vouchers of ₹250 each)

Workout Videos access for home fitness

Coverage for 2 Adults

Unlimited Online Doctor Consultations (GPs, Specialists, Counsellors, Dietitians)

Unlimited In-Clinic Dental Consultations + 2 Dental Treatments (₹1,500 each) annually

2 Dental Polish Sessions for front teeth care

Unlimited Digital X-Rays at partner centers

2 Free OPD Specialist Consultations (₹1,000 each)

Comprehensive 61-Parameter Annual Health Check-Up

35% Discount on Diagnostics Nationwide

20% Discount on Medicines + ₹500 Annual Pharmacy Vouchers (2 × ₹250

2 Eye Testing Sessions (at centre or home) + Lenskart Gold Membership for family

AI Diet Planner for personalised nutrition

PharmEasy Plus Membership (3 months)

Access to Workout Videos for home fitness

Benefits extended to 2 adults + 1 child

Enhanced Service Frequency: 3 dental polish sessions, 3 OPD consultations

2 Comprehensive Health Checkups (61 parameters each) annually

₹750 Pharmacy Vouchers annually (3 vouchers of ₹250 each)

4 Eye Testing Sessions for better vision care

1 Condition Management Program for chronic disease support

Family Coverage: All unlimited online doctor consultations for 3 members

Family Coverage: 2 adults + 2 children

4 Dental Treatments and 4 dental polish sessions annually

4 Free OPD Consultations with specialists

4 Comprehensive Health Checkups (61 parameters each)

₹1,000 Pharmacy Vouchers annually (4 vouchers of ₹250 each)

4 Eye Testing Sessions for complete family vision care

2 Condition Management Programs for ongoing health support

Enhanced Preventive Care: Extensive screening for early detection

Family Coverage: 2 adults + 2 children

2-Year Validity for extended protection and better value

2 Smart Watches for family health tracking and fitness monitoring

8 Dental Treatments and 8 dental polish sessions over 2 years

12 Free OPD Consultations with specialists

8 Comprehensive Health Checkups (61 parameters each)

₹3,000 Pharmacy Vouchers over 2 years (12 vouchers of ₹250 each)

8 Eye Testing Sessions for ongoing vision care

3 Condition Management Programs (6-month duration each)

Dedicated Concierge Service for personalized healthcare navigation

8 Eye Testing Sessions for comprehensive family vision care

Extended Family Coverage: 4 adults + 2 children (6 members total)

3-Year Validity with maximum coverage for extended families

2 Premium Smart Watches with advanced health monitoring

10 Dental Treatments and 12 dental polish sessions over 3 years

24 Free OPD Consultations with specialists

12 Comprehensive Health Checkups (61 parameters each)

₹4,500 Pharmacy Vouchers over 3 years (18 vouchers of ₹250 each)

10 Eye Testing Sessions for comprehensive vision care

3 Advanced Condition Management Programs for chronic disease care

Premium Concierge Service with dedicated health advisor

Cult Membership Discount up to 25% for premium fitness access

Luxury Wellness Services and priority booking across all benefits

Why Our Value Calculation Matters

Why Our Value Calculation Matters

Online doctor consultations at ₹500-800 per session

Online doctor consultations at ₹500-800 per session

Specialist consultations at ₹1,000-1,500 per visit

Specialist consultations at ₹1,000-1,500 per visit

Diagnostic tests at standard lab rates

Diagnostic tests at standard lab rates

Dental treatments and procedures at market prices

Dental treatments and procedures at market prices

Health checkup packages at leading diagnostic centers

Health checkup packages at leading diagnostic centers

Premium memberships and device costs

Premium memberships and device costs

Why Should You Choose ABCD's Health Saver Card? Rising healthcare costs make it difficult for families to manage quality care. The Health Saver Card helps reduce expenses while keeping you healthier through preventive and wellness-focused benefits.

Why Should You Choose ABCD's Health Saver Card?

Why Should You Choose ABCD's Health Saver Card?

Rising healthcare costs make it difficult for families to manage quality care. The Health Saver Card helps reduce expenses while keeping you healthier through preventive and wellness-focused benefits.

What’s Included in Health Saver Card?

Experience comprehensive healthcare coverage with these inclusive benefits that support your everyday wellness needs: