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Spend Track - Monitor Income & Expenses
- Maximize Your Long-Term Gains
- Regular Flow of Income
- Beat Inflation with ease
What Is Spend Track?
steps to track your accounts:
- Download the ABCD app and sign up with your number
- Open Spend Track under My Track section
- Link your bank accounts with ABCD and track your spending habits
We have partnered with RBI-regulated Finvu to share your accounts securely
How does Account Aggregator work?
Finvu is an RBI-authorised account aggregator that allows easy data sharing
Finvu cannot read or store your data. It just shares it securely
Share your selected accounts and consolidate them under one platform
You can revoke sharing consent anytime with the Finvu app
Why get Spend Track from the ABCD app?
Automatic categorisation and trends
Categorise your expenses into different heads and display monthly trends
Add cash expenses manually
Quick and easy way to manually add or edit existing expenses
Set budgets and get insights
Get detailed and helpful insights into your spending habits
How To Use Spend Track
Just follow some quick and simple steps to link your bank accounts and use Spend Track online on your Smartphone.
Download the ABCD app and sign up with your number.
Open Spend Track under My Track section
Link your bank accounts with ABCD
View and track your expenses and spending habits
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View and track your expenses and spending habits
Flexible borrowing with Flexi Loans
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Fast online application -
Multiple easy withdrawals
Trade stocks online, get returns
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Trade in stocks in just a click
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Select varied subscription plans
FAQs On Spend Track
One Money is an account aggregator which is an RBI-approved entity for sharing financial data within the account aggregator network.
Linking of bank accounts is a prerogative to use Spend Track. You cannot check your expenses and income inflows without linking the accounts.
Spend Track shares a report of your inflows, outflows, category-wise spending, budget utilisation and more.
You can exit Spend Track anytime by revoking your consent to link your bank accounts.
You can link multiple bank accounts with Spend Track. There’s no limit to the number of accounts that can be linked.
Every individual’s income and expenses are different. As such, everyone has their preferred budget amount. Thus, SpendTrack does not set any predefined budget. You can set a customisable budget depending on your income and expenses.
Yes, you can record offline transactions manually on SpendTrack.
Currently, you can budget for a month or year on SpendTrack.
No, currently there is no download option for your budgets from SpendTrack.
No, sharing budgets outside the app is not possible.
SpendTrack tool is completely free of cost. You don’t have to pay any fee to use it.
Yes, SpendTrack allows you to check your expenses on any specified date. You can also check your monthly and annual spending.
Since your bank accounts are linked to SpendTrack, you can easily check your bank balance on the platform.
SpendTrack is a holistic tool which shows your inflows and outflows. So, you get detailed information about any money credited into your bank account.
Yes, your debit and credit cards can be linked with SpendTrack.
ABC Of Spend track
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*Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
**Sec 10(10D) benefit is available subject to fulfilment of conditions specified therein
#Provided all due premiums are paid
^ As per annual audited figures submitted to IRDAI for the period FY 22 – 23 for individual death claims paid.
¹LI Age 21, Male, Non Smoker, Option 1: Life Cover, PPT: Regular Pay, SA: ₹ 1 Cr., PT: 10 years, Premium paying term: 10 years, Annual Premium: ₹ 5900/- ( which is ₹ 491.66/month) Premium exclusive of GST. On death, 1 Cr SA is paid and the policy terminates.
²Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income and Deferment Period 0 years.
Annualized Premium is ₹1,15,380. Annual Income of Rs. 43,844 (43,844*40=17,53,776) + Maturity Benefit (Rs.16,15,320)= Rs. 33,69,096
³ABSLI Empower Pension Plan, age 40 year healthy male, Policy term is 10 years, Accumulation period is 10 years, basic premium is Rs.100000/-, Plan Option: Assured, Payment frequency: Annual, Return@8% fund value is Rs.13.57 lakhs and @4% is Rs.10,84,803/-
ABSLI Child’s Future Assured Plan. Plan option: Education & Marriage Milestone. Male | Age: 35 years | Policy term: 25 years | Premium paying term: 10 years | Education milestone benefit period: 3 yrs & Education assured benefit start term: 15 yrs | Marriage assured benefit start term: 25 years | Annualized premium: ₹1,00,000 (excluding tax) | Total Benefits Payout: Rs 21,58,664 [Education Milestone Payout: Rs 10,79,332 (policy year 15,16,17) and Marriage Milestone Payout: Rs 10,79,332 (policy year 25)] | Age of Child: 0 years, Child as a nominee | Sum assured multiple for marriage: 100%
⁵ABSLI Wealth Assure Plus plan for 30 years of a healthy male. Plan type: Classic. Investment option: Smart option. Risk Profile: Moderate. Payment frequency: Yearly. Basic annual premium: ₹24,000. Policy Term: 15 years. Premium paying term: 10 years
ABSLI Nishchit Aayush Plan (UIN No 109N137V02) is a non-linked non-participating individual savings life insurance plan.
ABSLI Digishield Plan (UIN: 109N108V11) is a non-linked non-participating individual pure risk premium life insurance plan
ABSLI Empower Pension Plan (UIN: 109L078V03) is an individual unit linked pension plan
ABSLI Child Future Assured Plan (UIN: 109N124V01) is a non-linked non-participating individual life insurance savings plan
ABSLI Wealth Aspire Plan (UIN:109L100V05) is a non-participating unit linked life insurance plan
ABSLI Salaried Term Insurance Plan is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Life Cover with ROP) this product shall be a non-linked non-participating individual savings life insurance plan.
ADV/10/23-24/2471
Honesty is the best policy
Applicants should ensure that insurance details in the application form is filled by oneself with “ Utmost good faith”.
Be honest & truthful about your medical history, health conditions, or any other complications.
Also, let the insurer know about any habits like use of alcohol, tobacco or any narcotics/ psychotropic substances in the present or past, to ease the process of Policy issuance and claim assessment process.