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A Marriage Loan is a type of personal loan designed to help individuals manage wedding expenses without financial stress. Whether you're planning an extravagant wedding or a simple ceremony, this loan provides quick funds with flexible repayment options. With minimal documentation and hassle-free approval, you can secure financing for venue bookings, catering, jewelry, travel, and other wedding-related costs. Since it's an unsecured loan, there's no need to pledge collateral. Get attractive interest rates on personal loan for marriage, ensuring that your special day is financially manageable.
There is no need to pledge any asset to secure the loan. The funds are sanctioned based on your eligibility parameters—that’s all!
Choose a repayment tenure of 84 months to ensure affordable EMIs for easy repayments.
With a fixed interest rate, you can figure out your EMIs and plan your budget for hassle-free repayments
Get the funds transferred to your account within 24 hours of application.
You can increase your eligibility by adding a co-applicant to the wedding loan. For a grand celebration, you can get a higher loan amount.
Find out the interest payable on the wedding loan to plan your repayments effectively.
Find out if you are eligible for applying for a wedding loan
Use an eligibility calculator to estimate your chances of approval.
Check interest rates, tenure, and terms before applying.
Upload necessary KYC and income proof online.
Once approved, funds will be disbursed quickly to your account.
Are you eligible for a wedding loan? Check whether you meet the criteria.
* A higher age limit is applicable at the time of loan maturity.
Charge Type | Amount |
---|---|
Cheque Return charges | ₹500 + GST per instance |
Default Penal charges | 3% of the pending amount per month |
Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
CIBIL report retrieval fees | ₹100 + GST per instance |
Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
Loan reschedule charges | ₹5000 + GST per instance |
Stamp Duty | As per Actual if applicable |
Insurance Premium | As per Actual, if applicable |
Pre-closure Quote | ₹1000 + GST per instance |
Any other charges | As per Actual, if applicable |
Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
Your estimated EMI amount
₹ 0Total Interest
₹ 0Total Payout
₹ 0You are eligible for a loan of
₹ 0*EMI @ 9% Interest Rate
₹ 0*For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
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Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.
The wedding loan in India is a multipurpose loan that can cover wedding-related expenses as well as any other financial needs.
The maximum loan amount would depend on your eligibility parameters. You can use the online eligibility calculator to find out the maximum amount that you can borrow with a Personal Wedding Loan.
Yes, you can visit the nearest branch of Aditya Birla Capital and apply for the Wedding Loan offline.
Yes, you can apply for a Personal Wedding Loan with your fiance as a co-applicant. In fact, adding a co-applicant would increase your eligibility, and you might be able to get a higher loan amount.
You can cancel or postpone your wedding after taking the loan. It would not affect the loan and its repayment. You can also use the loan for any other financial need that you might have.
Aditya Birla Capital offers online EMI calculators that help you calculate the EMI of a Personal Marriage Loan and ensure that it is affordable.
Yes, a woman can also take a loan for her wedding, provided she fulfils the eligibility parameters specified by the lender.
The factors affecting the interest rates on wedding loans in India are as follows -
• The lender’s interest rate policy
• The macro rates
• Your credit score
A marriage or wedding loan is a type of personal loan available to fund wedding-related expenses. It is an unsecured loan that can be obtained easily and used for any financial needs that you might have.
You can apply for a marriage loan in India online or offline. You can visit the website or mobile application of Aditya Birla Capital for the online mode. You can visit the company’s nearest branch office for the offline mode and apply physically.