Apply for Travel Loan Online: Personal Loan for Travel

What is a Travel Loan?

A travel loan is a specialized personal loan for vacations designed to help individuals finance their dream vacations without financial stress. Whether you're planning a luxurious international trip, a domestic getaway, or a spiritual journey, a travel loan offers quick and easy access to funds

With minimal documentation, instant approvals, and flexible repayment tenure, this personal loan ensures that you don’t have to compromise on your travel experience. It covers expenses like flight tickets, hotel stays, shopping, and local transportation.

Aditya Birla Capital offers Travel Loans at attractive interest rates starting from 10.99% p.a., making them an affordable option for travel enthusiasts. You can also get an online seamless application process and hassle-free disbursals, so you can focus on making memories rather than worrying about expenses. No collateral is needed for a Travel Loan from Aditya Birla Capital, which makes the loan easy to avail of. Moreover, you get a flexible repayment tenure which allows you to pay off the loan affordably at a pocket-friendly EMI.

Personal Loan EMI Calculator

Want to know your personal loan EMI before applying for the loan? Use our personal loan EMI calculator and find your EMI instantly!

What is a Personal Loan EMI Calculator?

A personal loan EMI calculator is an online tool that helps you find the prospective EMIs for your loan. You can find the total interest payable over the repayment tenure and the total amount you pay for the loan, including the interest component. This can help you budget for the loan EMIs easily.

How does the calculator work?

To use the personal loan EMI calculator, you have to enter the loan amount, repayment tenure, and the applicable interest rate. Based on these details, the calculator calculates the EMIs instantly. You can also change the inputs to find an EMI that best fits your budget.

Calculate EMI
Calculate Your Loan Amount

PERSONAL LOAN AMOUNT

Tenure (1 to 7 Years)

Rate of Interest (9 to 13%)

I CAN PAY EMI OF

Tenure (1 to 7 Years)

Rate of Interest (9 to 13%)

Your EMI

₹ 10,624

Total Interest

₹ 1,37,440

Total Payout

₹ 6,37,440

APPLY NOW

Your Loan Amount

₹ 7,05,981

Total Interest

₹ 1,94,019

Total Payout

₹ 9,00,000

APPLY NOW

Our Personal Finance Products

Find a wide range of solutions for all your financing needs.

Personal Loan

A personal loan is an unsecured loan that helps you raise funds for your financial needs.

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Long Term Personal Loan

Spread repayments over an extended tenure to keep EMIs affordable and predictable. A practical choice for funding larger expenses without straining your monthly budget.

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Short Term Personal Loan

A quick-repayment option for smaller, immediate needs, with tenures designed to help you clear the loan faster. Shorter tenures mean a lower total interest outgo over the life of the loan.

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Flexi Loan

Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.

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Features and Benefits of Travel Loan

Instant Loan Approval

Need a holiday loan? Travel Loans are processed quickly, allowing eligible applicants to receive loan approval in a short time. This helps you make timely travel bookings without any delays.

Flexible Repayment Options

Choose a repayment tenure that suits your budget and financial goals. Flexible EMI options make it easier to repay your tour loan while managing your other expenses.

No Collateral Required

A Travel Loan is typically unsecured, so you can borrow without pledging any asset as security. This simplifies the borrowing process for eligible applicants.

Covers All Travel Expenses

Use the loan to finance a wide range of travel-related costs, including flight tickets, accommodation, visa fees, travel insurance, local transportation, and other eligible travel expenses.

Competitive Interest Rates

Travel Loans are available at competitive interest rates based on your eligibility and credit profile. Affordable interest rates help keep your overall borrowing costs manageable.

Easy Online Application

Apply for a Travel Loan anytime through a simple online application process. With minimal documentation and digital verification, you can complete the application conveniently from anywhere.

Travel Loan Eligibility and Documents

Eligibility Criteria for Travel Loan

Age : The minimum age is 21 or 23 years, depending on the loan type, and the maximum is 60 years. In some cases, the entry age is extended to up to 62 years.
Employment Type: You must be a salaried employee at a recognized organization.
Monthly Income: A stable monthly income is essential for loan eligibility.
Credit Score: A CIBIL score of 700 or more helps in quicker approval and better terms.
Work Experience: Six months in the current employment.

Documents Required for Travel Loan

Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID.
Address Proof Utility bills, Aadhaar card, passport, or rental agreement.
Income Proof The latest 3 months' salary slips.
Bank Statements Last 6 months' statements showing salary credits.
Photograph One recent passport-size photograph.

Types of Personal Loans in India

Personal Loan For Medical Emergency

Get Personal Loans for Medical Emergency and manage your urgent medical bills. Get quick approvals and faster loan sanctions.

Personal Loan for Marriage

A Personal Loan for Marriage can help you fund the various costs associated with a wedding so that you can celebrate without financial worries.

Personal Loan for Teachers

Tailored especially for teachers, the Personal Loan for Teachers can be used to fund multiple financial needs with quick approvals.

Personal Loan for Emergency

Get a Personal Loan for Emergency and get quick funds for meeting unforeseen situations. Get the loan without collateral and at attractive interest rates.

Personal Loan for Home Renovation

Transform your house into your dream home with a Personal Loan for Home Renovation. Enjoy a digital onboarding journey with attractive interest rates.

Personal Loan for Students

The Personal Loan for Students offers collateral-free funding to meet education costs, living expenses or any other financial needs that students might have.

Personal Loan for Women

Personal Loans for Women are designed for females looking for collateral-free funding solutions for personal or business-related needs.

Personal Loan for Salaried Individuals

Salaried individuals can get a Personal Loan and meet any financial need at attractive interest rates, no collateral, and flexible repayment options.

Personal Loan for Government Employees

Personal Loans for Government Employees give collateral-free loans at attractive interest rates and quick sanctions for every financial need.

How to Apply for a Travel Loan

1step

Visit Our Website or App

Go to Aditya Birla Capital’s official website.

2step

Check Eligibility

Use the online calculator to check your loan eligibility.

3step

Fill Out the Online Form

Enter your personal, employment, and financial details.

4step

Upload Required Documents

Submit scanned copies of the necessary documents.

5step

Verification & Approval

We will verify your application and notify you of approval.

6step

Disbursal

Upon approval, the loan amount is credited to your account within 24–48 hours.

Revision of Reference Rates for determining Interest Rates on loans given

A high credit score signals reliability to lenders and can help you get lower personal loan interest rates.

High existing debt can lead to higher interest, as lenders see more risk in lending to heavily indebted borrowers.

Stable income and employment history make you eligible for personal loans with low interest rates, as lenders perceive lower risk.

Different banks and NBFCs have varying interest rate structures, so comparing offers helps identify the personal loan minimum interest rate available to you.

Larger loans or longer repayment tenures may attract slightly higher personal loan rates due to increased risk.

Tools

Financial Reports

ABC of Calculator

Customer Satisfaction Stories

Mr. Hiralkumar Ashokbhai Patel

Aditya Birla Finance Customer

Mr. Pramod Kumar Saini

Aditya Birla Finance Customer

Ashesh Shah

Aditya Birla Capital Limited

Mr. Baijnath Choudhary

Aditya Birla Capital

Mrs. Snehal Rajpure

Aditya Birla Finance Customer

FAQs on Travel Loan

A vacation loan allows you to travel to any destination of your choice. The loan does not impose any restrictions.

The loan amount would depend on your eligibility parameters. You can use the eligibility calculator available online to find the maximum loan amount that you can get for taking a vacation.

Yes, prepayment of the Vacation Loan is allowed. However, you can prepay only after the first six months of availing of the loan and only once in the first year. Foreclosure is also allowed under Vacation Loan after 12 months from the date of disbursal of the loan. There is a prepayment and foreclosure charge that you should know about.

The maximum tenure of a Personal Vacation Loan is 84 months.

Aditya Birla Capital processes the loan and approves it within a short period of time. You can get the funds quickly if your application and documentation are in order.

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Disclaimer

Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.

For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.

The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.