Buy TV on EMI: Personal Loan for TV Online

What is a Personal Loan for TV?

A personal loan for a TV is a specialised loan designed to help individuals buy a television on easy EMIs. This loan provides quick financing with minimal paperwork, allowing borrowers to choose their desired TV model without upfront financial stress. Whether it’s a smart TV, an OLED, or a large-screen model, a TV loan enables customers to enjoy premium entertainment while repaying the amount in comfortable instalments. With flexible repayment tenure and competitive interest rates, this loan ensures a smooth purchasing experience.

Personal Loan EMI Calculator

Want to know your personal loan EMI before applying for the loan? Use our personal loan EMI calculator and find your EMI instantly!

What is a Personal Loan EMI Calculator?

A personal loan EMI calculator is an online tool that helps you find the prospective EMIs for your loan. You can find the total interest payable over the repayment tenure and the total amount you pay for the loan, including the interest component. This can help you budget for the loan EMIs easily.

How does the calculator work?

To use the personal loan EMI calculator, you have to enter the loan amount, repayment tenure, and the applicable interest rate. Based on these details, the calculator calculates the EMIs instantly. You can also change the inputs to find an EMI that best fits your budget.

Calculate EMI
Calculate Your Loan Amount

PERSONAL LOAN AMOUNT

Tenure (1 to 7 Years)

Rate of Interest (9 to 13%)

I CAN PAY EMI OF

Tenure (1 to 7 Years)

Rate of Interest (9 to 13%)

Your EMI

₹ 10,624

Total Interest

₹ 1,37,440

Total Payout

₹ 6,37,440

APPLY NOW

Your Loan Amount

₹ 7,05,981

Total Interest

₹ 1,94,019

Total Payout

₹ 9,00,000

APPLY NOW

Our Personal Finance Products

Find a wide range of solutions for all your financing needs.

Personal Loan

A personal loan is an unsecured loan that helps you raise funds for your financial needs.

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Long Term Personal Loan

Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital

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Short Term Personal Loan

A quick-repayment option for smaller, immediate needs, with tenures designed to help you clear the loan faster. Shorter tenures mean a lower total interest outgo over the life of the loan.

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Flexi Loan

Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.

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Features of a
Personal Loan for TV

Instant Approval

Benefit from a quick and hassle-free approval process with minimal documentation. This helps you purchase your preferred TV without unnecessary delays.

Flexible Repayment Options

Choose a repayment tenure that fits your budget and financial goals. Flexible EMI options make monthly repayments easier to manage.

No Collateral Required

Get a Personal Loan for TV without pledging any asset as security. As an unsecured loan, it offers convenient access to funds.

Low Processing Fees

Enjoy affordable processing charges that help reduce the overall cost of borrowing. This makes financing your TV more cost-effective.

Prepayment & Foreclosure Options

Many lenders allow you to prepay or foreclose your loan before the end of the tenure. Applicable charges and terms may apply.

Minimal Documentation

Apply with a few essential documents for a smooth and hassle-free loan application process. Minimal paperwork speeds up approval and disbursal.

Attractive Interest Rates

Benefit from competitive interest rates that help keep your borrowing costs affordable. Lower interest rates can make your EMIs more manageable over the loan tenure.

Eligibility and Documents for Personal Loans for TV purchase

Documents Required for Personal Loan for TV Purchas

Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID.
Address Proof Utility bills, Aadhaar card, passport, or rental agreement.
Income Proof The latest 3 months' salary slips.
Bank Statements Last 6 months' statements showing salary credits.
Photograph One recent passport-size photograph.

Eligibility Criteria for Personal Loans for TV

Age : The minimum age is 21 or 23 years, depending on the loan type, and the maximum is 60 years. In some cases, the entry age is extended to up to 62 years.
Employment Type: You must be a salaried employee at a recognized organization.
Monthly Income: A stable monthly income is essential for loan eligibility.
Credit Score: A CIBIL score of 700 or more helps in quicker approval and better terms.
Work Experience: Six months in the current employment.

Types of Personal Loan in India

Personal Loan For Medical Emergency

Get Personal Loans for Medical Emergency and manage your urgent medical bills. Get quick approvals and faster loan sanctions.

Personal Loan for Marriage

A Personal Loan for Marriage can help you fund the various costs associated with a wedding so that you can celebrate without financial worries.

Personal Loan for Teachers

Tailored especially for teachers, the Personal Loan for Teachers can be used to fund multiple financial needs with quick approvals.

Personal Loan for Emergency

Get a Personal Loan for Emergency and get quick funds for meeting unforeseen situations. Get the loan without collateral and at attractive interest rates.

Personal Loan for Home Renovation

Transform your house into your dream home with a Personal Loan for Home Renovation. Enjoy a digital onboarding journey with attractive interest rates.

Personal Loan for Students

The Personal Loan for Students offers collateral-free funding to meet education costs, living expenses or any other financial needs that students might have.

Personal Loan for Women

Personal Loans for Women are designed for females looking for collateral-free funding solutions for personal or business-related needs.

Personal Loan for Salaried Individuals

Salaried individuals can get a Personal Loan and meet any financial need at attractive interest rates, no collateral, and flexible repayment options.

Personal Loan for Government Employees

Personal Loans for Government Employees give collateral-free loans at attractive interest rates and quick sanctions for every financial need.

How to Apply for a Personal Loan for TV

1step

Visit Our Website or App

Go to Aditya Birla Capital’s official website.

2step

Check Eligibility

Use the online calculator to check your loan eligibility.

3step

Fill Out the Online Form

Enter your personal, employment, and financial details.

4step

Upload Required Documents

Submit scanned copies of the necessary documents.

5step

Verification & Approval

We will verify your application and notify you of approval.

6step

Disbursal

Upon approval, the loan amount is credited to your account within 24–48 hours.

Revision of Reference Rates for determining Interest Rates on loans

Loans up to 12 months

Interest is calculated on the Short Term Reference Rate (STRR).

STRR w.e.f. from March 1, 2024 is 19.45% p.a.

Loans more than 12 months

Interest is calculated on the Long Term Reference Rate (LTRR).

LTRR w.e.f. from March 1, 2024 is 20.45% p.a.

Revision of Reference Rates for determining Interest Rates on loans given

A high credit score signals reliability to lenders and can help you get lower personal loan interest rates.

High existing debt can lead to higher interest, as lenders see more risk in lending to heavily indebted borrowers.

Stable income and employment history make you eligible for personal loans with low interest rates, as lenders perceive lower risk.

Different banks and NBFCs have varying interest rate structures, so comparing offers helps identify the personal loan minimum interest rate available to you.

Larger loans or longer repayment tenures may attract slightly higher personal loan rates due to increased risk.

Tools

Financial Reports

ABC of Calculator

Customer Satisfaction Stories

Mr. Hiralkumar Ashokbhai Patel

Aditya Birla Finance Customer

Mr. Pramod Kumar Saini

Aditya Birla Finance Customer

Ashesh Shah

Aditya Birla Capital Limited

Mr. Baijnath Choudhary

Aditya Birla Capital

Mrs. Snehal Rajpure

Aditya Birla Finance Customer

FAQs on Personal Loan for TV

You can apply for a Personal Loan to buy a TV if you meet the eligibility parameters specified for the loan and submit the relevant documents.

A Personal Loan and a credit card can allow you credit to buy a TV on loan. However, a Personal Loan can be a better alternative because of the following reasons -

• It can offer a higher loan amount than credit cards
• The interest rate is lower
• You can get a longer repayment tenure for affordable EMIs

The loan amount depends on your eligibility qualifications. Use the loan eligibility calculator to find out how much you can borrow with a Personal Loan for a TV.

You can use the Personal Loan for any other expense related to your TV purchase. The loan is multipurpose and does not restrict how you use it.

Before applying for a Personal Loan for a TV, consider the following things -

• The loan amount that you need - borrow only what you need
• The interest rate - the lower, the better
• The repayment tenure - ensure that it offers the most affordable EMI
• Other charges associated with the loan - the lower the better

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Disclaimer

Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.

For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.

The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.