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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
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Wisdom in Choices
What is Mental Health & Nutrition Cover?
Mental Health & Nutrition Cover is a specialised form of health insurance that combines the benefits of mental health insurance and nutrition insurance into one comprehensive plan. It provides financial protection for treatments, counselling, and services related to mental illness, emotional well-being, and dietary health. Unlike standard policies, this cover addresses both psychological needs such as therapy, psychiatric care, and crisis support and physical wellness through dietitian consultations and nutrition counselling. By integrating health insurance and mental health services with nutritional care, it promotes a balanced lifestyle, improves long-term well-being, and reduces the risk of chronic illnesses. This coverage is designed to support preventive care, early intervention, and recovery, making it a vital tool for achieving holistic health.
Covers both mental health treatments and nutrition counselling under one plan.
Why Do You Need Mental Health & Nutrition Insurance?
India's Mental Health Crisis
According to various reports, over 14% of young Indians suffer from mental disorders, but stigma and lack of access hinder treatment.
The Nutrition Gap
Malnutrition and micro-nutrient deficiencies affect millions, impacting cognitive function and overall health.
Financial Burden
Mental health and nutritional treatments can be costly, especially for low-income individuals.
Early Intervention
Insurance encourages early treatment, improving outcomes and preventing serious complications.
Comprehensive Care
Covers a range of services, from therapy to nutritional counselling.
Types of Mental Health & Nutrition Services
Therapy
Individual, couples, family, and group therapy
Psychiatry
Medication management, diagnosis, and treatment of mental health conditions
Psychological Testing
Assessment of cognitive abilities, personality traits, and emotional functioning
Crisis Intervention
Emergency support for mental health crises
Nutritional Counselling
Personalised diet plans, weight management, eating disorder treatment
Medical Nutrition Therapy
Dietary treatment for specific medical conditions
Sports Nutrition
Nutritional guidance for athletes and fitness enthusiasts
Paediatric Nutrition
Dietary advice for infants, children, and adolescents
Benefits of a Mental Health & Nutrition Plan
Our Mental Health & Nutrition Plans At A Glance.
Prioritise your mental well-being with our pocket insurance and avail
Most Popular
Mental Health & Nutrition Plans
KEY FEATURES 
- Affordable Mental Health & Nutrition Cover
- Nutrition Counselling
- Mental Health Counselling
- 24/7 Psychologist Access
Cover
3 Sessions for Each
Premium Starting From
Rs. 555/ Year
Things To Keep in Mind
Provider Qualifications
Ensure licenced and experienced professionals.
Comprehensive Coverage
Check for a wide range of services.
Out-of-Pocket Costs
Understand co-payments, deductibles, and out-of-network coverage.
Cultural Sensitivity
Seek culturally competent providers.
Privacy and Confidentiality
Ensure protection of personal information.
Emergency Services
Check for emergency mental health services.
Long-Term Care
Consider coverage for ongoing support.
Mental Health & Nutrition Insurance: Coverage, Exclusions, Eligibility & Required Documents
Check your Eligibility For Mental Health & Nutrition Insurance Plans
Before applying, ensure you meet the basic eligibility criteria for a mental health and nutrition insurance policy.
- Indian Residency
Applicants must be residents of India with valid government-issued identification.
- Age Criteria
Generally available for individuals aged 18–65; children may be included under family policies.
- Current Health Status
No ongoing major psychiatric hospitalisation or severe untreated nutritional disorder at the time of application.
- Proof Requirements
Valid identity, address proof, and other documents as requested by the insurer.
Documents Required for Mental Health and Nutrition Insurance
When applying for Hospicash coverage under your mental insurance cover, keep these documents ready.
- Identity Proof
Accepted IDs include Aadhaar, PAN, Passport, or Voter ID.
- Address Proof
Utility bills, Aadhaar, or rental agreements are acceptable.
- Age Proof
Birth certificate, school leaving certificate, or any official government record.
- Passport-Size Photograph
A recent coloured photograph for application records.
- Medical Records (If Requested)
Details of past treatments, hospitalisations, or related health history.
- Completed Proposal Form
Duly signed and filled application form as per the insurer's requirements.
What's Covered
- Up to ₹25,000 coverage for Psychiatric IPD
- Mental health counselling - up to 3 sessions per person
- Nutrition counselling - up to 3 sessions per person
- Dedicated psychologist available 24/7 on the app
What's not Covered
- Pre-existing diseases
- Heart diseases
- HIV/AIDS
- High blood pressure
- Kidney disease
- Liver disease
- Lungs disease
- Cancer
- Blood disorders
Get Insured in 5 Easy Steps for Mental Health & Nutrition Insurance
Compare & Choose
Review available plans to find one that fits your health needs, budget, and coverage preferences.
Submit Personal Details
Provide basic information such as name, age, contact details, and health background.
Verify & Upload Documents
Submit KYC and any required medical certificates for approval.
Activate Your Policy
Once the payment is processed, your policy becomes active and ready for use.
Make Your Payment
Pay your premium securely through online or offline channels.
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us.
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance
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Understanding Mental Health & Nutrition Cover
What is Mental Health & Nutrition Cover?
Mental Health & Nutrition Cover is a type of health insurance that provides financial protection for mental health and nutritional services.
Why is Mental Health & Nutrition Coverage Important?
Good health is more than just the absence of illness; it's the balance of mind and body. This coverage bridges that gap for total well-being.
Supports holistic well-being
Addresses both emotional health and physical health through therapy, counselling, and nutrition insurance.
Enables early intervention
Makes it easier to access mental health and nutrition services before problems escalate.
Reduces stigma and financial stress
Affordable coverage encourages people to prioritise mental health and nutrition without fear of high costs.
Can Poor Nutrition Lead to Mental Health Problems?
Nutrition plays a direct role in mental wellness. Deficiencies can trigger or worsen mental illness, making preventive nutrition insurance essential.
Nutrient deficiencies affect the brain
Low levels of vitamins, minerals, and omega-3 fatty acids can impact mood regulation and cognitive function.
Increases risk of mental illness
Poor nutrition may contribute to depression, anxiety, and other mental illnesses.
Worsens existing conditions
Inadequate diets can intensify symptoms, making nutrition insurance a vital preventive measure.
What Kind of Nutritional Services are Covered?
Nutrition insurance provides a variety of services designed to support mental health and overall wellness.
Personalised dietary counselling
Tailored plans from qualified dietitians to improve overall health.
Weight management guidance
Support for healthy weight loss or gain as part of nutrition insurance.
Therapeutic nutrition for recovery
Special dietary plans for individuals recovering from mental illness to improve mood and cognitive health.
How Does Mental Health & Nutrition Cover Benefit Me?
By combining health insurance and mental health coverage with dietary care, this plan delivers well-rounded protection for your well-being.
Removes cost barriers
Covers both mental health insurance services and dietary consultations.
Encourages sustainable lifestyle changes
Promotes better habits for long-term wellness.
Supports mind and body together
Combines treatment for mental illness with nutrition plans for overall health improvement.
What are the Common Exclusions in Mental Health & Nutrition Coverage?
Common exclusions might include pre-existing conditions and diseases.
How Can I Choose the Right Mental Health & Nutrition Cover?
Consider factors like:
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Coverage Limits
Ensure sufficient coverage for your needs.
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Waiting Periods
Understand the waiting periods for certain benefits.
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Costs
Balance coverage with affordability.
What is the connection between mental health and nutrition?
Your diet directly affects your brain health, emotional stability, and recovery from mental illness.
Nutrients support brain health
Omega-3s, B vitamins, and magnesium are essential for emotional stability.
Poor diet impacts mood and cognition
Unhealthy eating patterns can cause mood swings, fatigue, and memory issues.
Balanced diet aids recovery
Healthy eating improves resilience and speeds recovery from mental illness, making it an important part of mental insurance cover.
What Tips Can Help Me Maximise the Benefits of Mental Health & Nutrition Cover?
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Regular Check-ups
Schedule regular mental health and nutritional consultations.
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Early Intervention
Seek help early to prevent conditions from worsening.
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Understand Your Policy
Familiarise yourself with the terms, conditions, and coverage limits.
How Can I Find the Right Mental Health & Nutrition Provider?
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Consult Your Insurer
Ask for recommendations from your insurer's network.
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Seek Referrals
Ask your primary care physician or current therapist for referrals.
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Online Reviews
Check online reviews to find reputable providers.
Need Help with Nutrition and Mental Health? Find a Psychiatrist and Nutritionist by Submitting a Claim Online
• Download the "Visit" app on the Play Store.
• Register on the app by submitting your details.
• Book online consultations and get the help you need.
FAQs on Mental Health & Nutrition Cover
Premium costs vary based on factors like age, coverage amount, and specific benefits. Consult an insurance provider or use an online comparison tool for accurate quotes.
Yes, most policies can be renewed. Check with your provider for specific renewal procedures.
Typically, you'll need proof of identity (Aadhaar, PAN, driver's licence), proof of address, and potentially medical history.
Go to the Play Store and download the "Visit" app. Once you have downloaded the app, you can book an appointment with a consultant.
Yes, but there may be procedures and fees involved. Check your policy terms.
Some plans may have waiting periods before certain benefits take effect. Review your policy for details.
You can contact your insurer directly or use their online portal to update your information.
Yes, policies may exclude pre-existing conditions, self-inflicted injuries, or substance abuse-related issues. Check your policy for specific exclusions.
Some insurers offer options to add dental, vision, or critical illness coverage that you can add to your policy.
You can contact your insurer or use their online portal to check the status.
You must contact your insurer's customer service to retrieve it.
Most policies have a grace period for premium payments. Check your policy for specific details.
Your policy may lapse. Contact your insurer to understand the consequences and options.
No, you cannot. Mental health insurance policies are typically not transferable.
You should contact your insurer or use their online portal to access your documents.
The portability of your insurance coverage may vary depending on the insurer and policy terms.
You can contact your insurer through phone, email, or online chat.
Many insurance websites offer online calculators to estimate coverage needs based on factors like age, health, and desired benefits.
Yes, mental health insurance typically covers mental illnesses like depression, anxiety, and bipolar disorder.
Some plans may have waiting periods. Check your policy for details.
Yes, psychiatric treatment, including medication and therapy, is usually covered.
Download the VISIT app. Register, fill out your information, and book your online consultation.
Yes, most mental health insurance plans cover therapy sessions with licensed psychologists and counsellors. The coverage may include both individual and group sessions, depending on the plan’s terms.
If your plan includes the nutrition benefit, consultations with qualified dietitians or nutritionists are usually covered. This may apply for both in-person and online consultations, as long as the provider is registered.
Yes, many modern insurance plans now cover online therapy and telehealth consultations, recognising their convenience and accessibility. You’ll need to ensure the provider meets the insurer’s licensing requirements.
Certain plans include coverage for substance abuse treatment and rehabilitation, but this can vary widely between insurers. Always check the specific terms for inpatient or outpatient rehabilitation coverage.
Yes, comprehensive mental health insurance plans generally cover both outpatient therapy sessions and inpatient hospitalisation for mental health conditions, subject to policy limits.
In many cases, yes. Family floater plans allow you to include your spouse, children, and sometimes parents under the same coverage, making it easier to manage mental health care for the whole family.
Yes, most plans have an annual cap on the number of therapy sessions or a maximum claim limit for mental health treatments. This varies by insurer and plan type.
Coverage for pre-existing mental health conditions depends on the insurer’s policy. Some may require a waiting period, while others may exclude certain conditions altogether.
Some plans offer coverage for alternative therapies such as mindfulness programmes, yoga classes, or meditation sessions—especially when prescribed by a qualified mental health professional.
If your plan includes international coverage or travel benefits, you may be able to access mental health services abroad. Check if the insurer offers direct settlement or reimbursement for overseas consultations.
While mental health and nutrition insurance offers broad protection, most plans have certain exclusions. Common exclusions include treatment for non-disclosed pre-existing mental illness, cosmetic or non-medically necessary nutrition procedures, and experimental therapies not approved by the insurer. Always review your mental insurance cover policy document carefully to understand the complete list of exclusions.
To choose the right mental health and nutrition insurance, start by assessing your personal needs—whether you require more extensive mental illness coverage, comprehensive nutrition insurance benefits, or both. Compare plans for their coverage limits, network providers, claim settlement process, and flexibility to include family members. Ensure the mental insurance cover you select is IRDAI-approved, offers both inpatient and outpatient benefits, and has transparent terms for therapy sessions and nutritional consultations.
To get the most from your health insurance and mental health policy with nutrition insurance, make use of preventive benefits such as annual check-ups, regular counselling, and dietary assessments. Be aware of annual session limits under your mental insurance cover and plan your appointments accordingly.
When using mental health and nutrition insurance, you can start by checking your insurer’s empanelled network for psychiatrists, psychologists, and registered dietitians. Look for providers who specialise in both mental illness treatment and nutritional counselling, ensuring they meet the insurer’s credentialing requirements.
If your mental insurance cover includes both health insurance and mental health benefits along with nutrition insurance, you can easily access specialists by submitting a claim online. Once approved, you’ll be guided to a network psychiatrist or dietitian, depending on your needs. This process ensures you receive professional support for mental illness treatment and nutritional care without worrying about upfront expenses.
Our Other Plans
Personal Accident Insurance
This policy provides financial protection against accidental injuries. It's a safety net for unforeseen circumstances.
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Hospital Cash Insurance
Hospital Cash Insurance offers daily cash benefits on hospitalisation for treatment due to illness or injury.
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Dental Care Insurance
This policy covers dental treatments helping maintain oral health without financial stress.
Eye Care Insurance
Eye care insurance provides coverage for various eye-related treatments.
ABC Of Insurance
This information is provided for general awareness and does not replace professional medical or legal advice. All coverage benefits, exclusions, and terms are subject to the specific policy wording issued by ABCD Aditya Birla Capital and approved by the Insurance Regulatory and Development Authority of India (IRDAI). Policy issuance is based on eligibility, underwriting guidelines, and applicable laws. Customers are encouraged to read all terms, conditions, and exclusions before purchase. Claims will be processed as per the insurer’s protocols and regulatory compliance requirements.