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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- ABCL List of active CLA Partners
- List of Third parties
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABCL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
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Experience ConseQuest- A game where your decisions drive your future.
- Wisdom in Choices
- Life Optimised
- Simplifying Success
What is Mental Health & Nutrition Cover?
Mental Health & Nutrition Cover is a specialised form of health insurance that combines the benefits of mental health insurance and nutrition insurance into one comprehensive plan. It provides financial protection for treatments, counselling, and services related to mental illness, emotional well-being, and dietary health. Unlike standard policies, this cover addresses both psychological needs such as therapy, psychiatric care, and crisis support and physical wellness through dietitian consultations and nutrition counselling. By integrating health insurance and mental health services with nutritional care, it promotes a balanced lifestyle, improves long-term well-being, and reduces the risk of chronic illnesses. This coverage is designed to support preventive care, early intervention, and recovery, making it a vital tool for achieving holistic health.
Covers both mental health treatments and nutrition counselling under one plan.
Why Do You Need Mental Health & Nutrition Insurance?
India's Mental Health Crisis
According to various reports, over 14% of young Indians suffer from mental disorders, but stigma and lack of access hinder treatment.
The Nutrition Gap
Malnutrition and micro-nutrient deficiencies affect millions, impacting cognitive function and overall health.
Financial Burden
Mental health and nutritional treatments can be costly, especially for low-income individuals.
Early Intervention
Insurance encourages early treatment, improving outcomes and preventing serious complications.
Comprehensive Care
Covers a range of services, from therapy to nutritional counselling.
Types of Mental Health & Nutrition Services
Therapy
Individual, couples, family, and group therapy
Psychiatry
Medication management, diagnosis, and treatment of mental health conditions
Psychological Testing
Assessment of cognitive abilities, personality traits, and emotional functioning
Crisis Intervention
Emergency support for mental health crises
Nutritional Counselling
Personalised diet plans, weight management, eating disorder treatment
Medical Nutrition Therapy
Dietary treatment for specific medical conditions
Sports Nutrition
Nutritional guidance for athletes and fitness enthusiasts
Paediatric Nutrition
Dietary advice for infants, children, and adolescents
Benefits of a Mental Health & Nutrition Plan
Improved Overall Well-being
A balanced diet and effective mental health strategies contribute to a higher quality of life.
Enhanced Cognitive Function
Proper nutrition and mental health support can boost memory, focus, and problem-solving skills.
Reduced Stress and Anxiety
Mental health techniques and a balanced diet can help manage stress and anxiety levels.
Boosted Mood
Nutrient-rich foods and mental health therapies can elevate mood and reduce symptoms of depression.
Increased Energy Levels
A healthy diet and mental well-being can enhance energy levels and reduce fatigue.
Improved Sleep Quality
Mental health practices and a balanced diet can promote better sleep patterns.
Stronger Immune System
Proper nutrition and stress management can strengthen the immune system.
Enhanced Self-Esteem
Mental health support and a positive body image can boost self-confidence.
Increased Resilience
Mental health strategies can help individuals cope with challenges and build resilience.
Reduced Risk of Chronic Diseases
A healthy diet and lifestyle can lower the risk of chronic conditions, such as heart disease, diabetes, and certain cancers.
Our Mental Health & Nutrition Plans At A Glance.
Most Popular
Mental Health & Nutrition Plans
KEY FEATURES 
- Affordable Mental Health & Nutrition Cover
- Nutrition Counselling
- Mental Health Counselling
- 24/7 Psychologist Access
Cover
3 Sessions for Each
Premium Starting From
Rs. 555/ Year
Things To Keep in Mind
Provider Qualifications
Ensure licenced and experienced professionals.
Comprehensive Coverage
Check for a wide range of services.
Out-of-Pocket Costs
Understand co-payments, deductibles, and out-of-network coverage.
Cultural Sensitivity
Seek culturally competent providers.
Privacy and Confidentiality
Ensure protection of personal information.
Emergency Services
Check for emergency mental health services.
Long-Term Care
Consider coverage for ongoing support.
Mental Health & Nutrition Insurance: Coverage, Exclusions, Eligibility & Required Documents
Check your Eligibility For Mental Health & Nutrition Insurance Plans
Before applying, ensure you meet the basic eligibility criteria for a mental health and nutrition insurance policy.
- Indian Residency
Applicants must be residents of India with valid government-issued identification.
- Age Criteria
Generally available for individuals aged 18–65; children may be included under family policies.
- Current Health Status
No ongoing major psychiatric hospitalisation or severe untreated nutritional disorder at the time of application.
- Proof Requirements
Valid identity, address proof, and other documents as requested by the insurer.
Documents Required for Mental Health and Nutrition Insurance
When applying for Hospicash coverage under your mental insurance cover, keep these documents ready.
- Identity Proof
Accepted IDs include Aadhaar, PAN, Passport, or Voter ID.
- Address Proof
Utility bills, Aadhaar, or rental agreements are acceptable.
- Age Proof
Birth certificate, school leaving certificate, or any official government record.
- Passport-Size Photograph
A recent coloured photograph for application records.
- Medical Records (If Requested)
Details of past treatments, hospitalisations, or related health history.
- Completed Proposal Form
Duly signed and filled application form as per the insurer's requirements.
What's Covered
- Up to ₹25,000 coverage for Psychiatric IPD
- Mental health counselling - up to 3 sessions per person
- Nutrition counselling - up to 3 sessions per person
- Dedicated psychologist available 24/7 on the app
What's not Covered
- Pre-existing diseases
- Heart diseases
- HIV/AIDS
- High blood pressure
- Kidney disease
- Liver disease
- Lungs disease
- Cancer
- Blood disorders
Get Insured in 5 Easy Steps for Mental Health & Nutrition Insurance
Compare & Choose
Review available plans to find one that fits your health needs, budget, and coverage preferences.
Submit Personal Details
Provide basic information such as name, age, contact details, and health background.
Verify & Upload Documents
Submit KYC and any required medical certificates for approval.
Activate Your Policy
Once the payment is processed, your policy becomes active and ready for use.
Make Your Payment
Pay your premium securely through online or offline channels.
Customer Satisfaction Stories
Arun Sharma
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Mrs. Mangal Prathamesh Mithari
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Shruti Davda
Aditya Birla Health Insurance
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Understanding Mental Health & Nutrition Cover
What is Mental Health & Nutrition Cover?
Mental Health & Nutrition Cover is a type of health insurance that provides financial protection for mental health and nutritional services.
Why is Mental Health & Nutrition Coverage Important?
Good health is more than just the absence of illness; it's the balance of mind and body. This coverage bridges that gap for total well-being.
Supports holistic well-being
Addresses both emotional health and physical health through therapy, counselling, and nutrition insurance.
Enables early intervention
Makes it easier to access mental health and nutrition services before problems escalate.
Reduces stigma and financial stress
Affordable coverage encourages people to prioritise mental health and nutrition without fear of high costs.
Can Poor Nutrition Lead to Mental Health Problems?
Nutrition plays a direct role in mental wellness. Deficiencies can trigger or worsen mental illness, making preventive nutrition insurance essential.
Nutrient deficiencies affect the brain
Low levels of vitamins, minerals, and omega-3 fatty acids can impact mood regulation and cognitive function.
Increases risk of mental illness
Poor nutrition may contribute to depression, anxiety, and other mental illnesses.
Worsens existing conditions
Inadequate diets can intensify symptoms, making nutrition insurance a vital preventive measure.
What Kind of Nutritional Services are Covered?
Nutrition insurance provides a variety of services designed to support mental health and overall wellness.
Personalised dietary counselling
Tailored plans from qualified dietitians to improve overall health.
Weight management guidance
Support for healthy weight loss or gain as part of nutrition insurance.
Therapeutic nutrition for recovery
Special dietary plans for individuals recovering from mental illness to improve mood and cognitive health.
How Does Mental Health & Nutrition Cover Benefit Me?
By combining health insurance and mental health coverage with dietary care, this plan delivers well-rounded protection for your well-being.
Removes cost barriers
Covers both mental health insurance services and dietary consultations.
Encourages sustainable lifestyle changes
Promotes better habits for long-term wellness.
Supports mind and body together
Combines treatment for mental illness with nutrition plans for overall health improvement.
What are the Common Exclusions in Mental Health & Nutrition Coverage?
Common exclusions might include pre-existing conditions and diseases.
How Can I Choose the Right Mental Health & Nutrition Cover?
Consider factors like:
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Coverage Limits
Ensure sufficient coverage for your needs.
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Waiting Periods
Understand the waiting periods for certain benefits.
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Costs
Balance coverage with affordability.
What is the connection between mental health and nutrition?
Your diet directly affects your brain health, emotional stability, and recovery from mental illness.
Nutrients support brain health
Omega-3s, B vitamins, and magnesium are essential for emotional stability.
Poor diet impacts mood and cognition
Unhealthy eating patterns can cause mood swings, fatigue, and memory issues.
Balanced diet aids recovery
Healthy eating improves resilience and speeds recovery from mental illness, making it an important part of mental insurance cover.
What Tips Can Help Me Maximise the Benefits of Mental Health & Nutrition Cover?
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Regular Check-ups
Schedule regular mental health and nutritional consultations.
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Early Intervention
Seek help early to prevent conditions from worsening.
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Understand Your Policy
Familiarise yourself with the terms, conditions, and coverage limits.
How Can I Find the Right Mental Health & Nutrition Provider?
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Consult Your Insurer
Ask for recommendations from your insurer's network.
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Seek Referrals
Ask your primary care physician or current therapist for referrals.
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Online Reviews
Check online reviews to find reputable providers.
Need Help with Nutrition and Mental Health? Find a Psychiatrist and Nutritionist by Submitting a Claim Online
• Download the "Visit" app on the Play Store.
• Register on the app by submitting your details.
• Book online consultations and get the help you need.
Our Other Plans
Personal Accident Insurance
This policy provides financial protection against accidental injuries. It's a safety net for unforeseen circumstances.
Know More
Hospital Cash Insurance
Hospital Cash Insurance offers daily cash benefits on hospitalisation for treatment due to illness or injury.
Know More
Dental Care Insurance
This policy covers dental treatments helping maintain oral health without financial stress.
Eye Care Insurance
Eye care insurance provides coverage for various eye-related treatments.
ABC Of Insurance
This information is provided for general awareness and does not replace professional medical or legal advice. All coverage benefits, exclusions, and terms are subject to the specific policy wording issued by ABCD Aditya Birla Capital and approved by the Insurance Regulatory and Development Authority of India (IRDAI). Policy issuance is based on eligibility, underwriting guidelines, and applicable laws. Customers are encouraged to read all terms, conditions, and exclusions before purchase. Claims will be processed as per the insurer’s protocols and regulatory compliance requirements.