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Reasons to Buy your Unsecured Business Loan
from Aditya Birla Capital Limited

No Branch Visits

Apply from home and our team will collect the required documents from your home or office for a seamless experience.

Collateral-free Loans

Get the loan without the need for collateral. Share key details and receive instant approval for business growth.


Instant Loan Disbursal

Get instant disbursal, thanks to our efficient online processing


Convenient Online Application

Apply online in just three simple steps. No need to wait for months or go anywhere.


Flexible Tenure

Tailor your repayment plan to suit your financial goals with our flexible tenure options, ranging from 12 to 36 months.

Who Can Apply For Unsecured Business Loan?

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Self Employed Professional

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Self Employed Non-Professional

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Get An Unsecured Business Loan In 4 Easy Steps

STEP
01

Identify your needs

STEP
02

Check your loan eligibility

STEP
03

Upload required documents

STEP
04

Get loan disbursed instantly

STEP
04

Get loan disbursed instantly

Business Loans  Interest Rates

Get the best rates to take your business to the next level!

ROI 21% - 29%
Processing Fees 2.75% - 3%

Unsecured Business Loan  Eligibility

Before applying for a Udyog Plus Unsecured Business Loan, ensure you qualify by checking your eligibility here.

Eligibility criteria

  • Constitution Type Self Employed Individuals, Proprietors
  • Age 21 – 65 yrs (at the time of loan maturity)
  • Business Vintage 1 year and above
  • Business Turnover More than Rs.5 lakhs for the last 6 months
  • Credit Score 650 and above

Documents needed

  • Proof of identity and address |    Aadhaar Card and PAN
  • Proof of business |     Valid business proofs
  • Bank or GST statement |    Bank Account statements of last 6 months or GST statements of last 2 years

Business Loan Calculators

Get a clearer picture of your loan requirements before applying.

What is a Business Loan EMI Calculator?

A Business Loan EMI calculator computes your monthly loan repayment amount, helping you foresee and manage repayments conveniently. It also helps you make wise financial choices by ensuring you can afford the loan in the given loan period.

How does the calculator work?

The calculator estimates monthly payments based on the loan amount, expected interest rate, and the tenure of your selection. All you need to do is provide the required data and the calculator will take care of the rest.

Business Loan Amount
Tenure (1 to 10 Years)
Rate of Interest (8 to 25%)
I can pay EMI of
Tenure (1 to 10 Years)
Rate of Interest (8 to 25%)

Interest

Payout

Your EMI Details

0

Total Interest

0

Total Payout

0

Customer Satisfaction Stories

Don’t just take our word for it. Hear from our customers about their successful financial journey with us

Hear What The Experts Have To Say

I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.

Hear What The Experts Have To Say
Mr. Vikram Balu Gavali

Aditya Birla Capital Customer

Belapur, India

Hear What The Experts Have To Say
Hear What The Experts Have To Say
Ashesh Shah

Aditya Birla Capital Limited

1 Jan 1
Hear What The Experts Have To Say

Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.

Hear What The Experts Have To Say
Mr. B. Narsimulu

Aditya Birla Capital Customer

Hyderabad, India

Hear What The Experts Have To Say
Hear What The Experts Have To Say
Mr. Pramod Kumar Saini

Aditya Birla Capital Customer

1 Jan 1

Different financial needs, different loans,
one app - ABCD

For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.

  • Life Insurance
    Choose a loan tailored for your business needs
  • Life Insurance
    Simple online application process
  • Life Insurance
    Quick loan disbursals with minimal documentation

Scan the QR code to download our Mobile App

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FAQs on Unsecured Business Loan

Other Products

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Secured Business Loan

Take your entrepreneurial journey to the next level with a low-interest, long repayment period secured business loan.

Know More