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Unsecured Business Loan
Short-term Loans- Approvals with 100% digital process
- Loan up to ₹10 lakhs without collateral
Reasons to Buy your Unsecured Business Loan
from Aditya Birla Finance Limited
No Branch Visits
Apply from home and our team will collect the required documents from your home or office for a seamless experience.
Collateral-free Loans
Get the loan without the need for collateral. Share key details and receive instant approval for business growth.
Instant Loan Disbursal
Get instant disbursal, thanks to our efficient online processing
Convenient Online Application
Apply online in just three simple steps. No need to wait for months or go anywhere.
Flexible Tenure
Tailor your repayment plan to suit your financial goals with our flexible tenure options, ranging from 12 to 36 months.
Who Can Apply For Unsecured Business Loan?
Self Employed Professional
Self Employed Non-Professional
Get An Unsecured Business Loan In 4 Easy Steps
Identify your needs
Check your loan eligibility
Upload required documents
Get loan disbursed instantly
04
Get loan disbursed instantly
Business Loans Interest Rates
Get the best rates to take your business to the next level!
| ROI | 21% - 29% |
| Processing Fees | 2.75% - 3% |
Unsecured Business Loan Eligibility
Before applying for a Udyog Plus Unsecured Business Loan, ensure you qualify by checking your eligibility here.
Eligibility criteria
- Constitution Type Self Employed Individuals, Proprietors
- Age 21 – 65 yrs (at the time of loan maturity)
- Business Vintage 1 year and above
- Business Turnover More than Rs.5 lakhs for the last 6 months
- Credit Score 650 and above
Documents needed
- Proof of identity and address | Aadhaar Card and PAN
- Proof of business | Valid business proofs
- Bank or GST statement | Bank Account statements of last 6 months or GST statements of last 2 years
Business Loan Calculators
Get a clearer picture of your loan requirements before applying.
What is a Business Loan EMI Calculator?
A Business Loan EMI calculator computes your monthly loan repayment amount, helping you foresee and manage repayments conveniently. It also helps you make wise financial choices by ensuring you can afford the loan in the given loan period.
How does the calculator work?
The calculator estimates monthly payments based on the loan amount, expected interest rate, and the tenure of your selection. All you need to do is provide the required data and the calculator will take care of the rest.
Interest
Payout
Your EMI Details
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Don’t just take our word for it. Hear from our customers about their successful financial journey with us
I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.
Aditya Birla Finance Customer
Belapur, India
Aditya Birla Finance Limited
Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.
Aditya Birla Finance Customer
Hyderabad, India
Aditya Birla Finance Customer
Different financial needs, different loans, one app - ABCD
For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
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Choose a loan tailored for your business needs -
Simple online application process
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Quick loan disbursals with minimal documentation
PLAY STORE
APP STORE
Scan the QR code to download our Mobile App
Easily check credit score with Credit Track
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Decide wisely with credit stimulator
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Get personalised loan offers
Efficient money management with Spend Track
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Keep track of your expenses
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Track inflows and outflows
FAQs on Unsecured Business Loan
ABC Of Business Loans
Other Products
Secured Business Loan
Take your entrepreneurial journey to the next level with a low-interest, long repayment period secured business loan.
Know More