Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
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Calculate NowBoost your business with competitive rates & flexible terms
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business with fast approval & flexible terms
Empower your ambitions with customized Machinery Loans
Maximize Your ROI with Strategic Energy Funding
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
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CALCULATE NOWLeverage your investments with Loan Against Shares, while retaining ownership of your assets
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Unlock customized financial solutions designed to meet the unique needs of complex business projects
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Secure your child’s financial future with solutions-oriented children’s funds
Unlock a smart, hassle-free way to invest in various assets
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Explore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
Get up to 5X leverage on leading stocks & increase your trading power
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Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate NowMake quality health care affordable and accessible
Get extra coverage when you need it most
A comprehensive Health Insurance plan for all your healthcare needs
The Health Saver Card helps reduce expenses while keeping you healthier
Protect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
Access convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Check Vehicle & Car Insurance Status/Validity Online
A digital will is a legally valid document created through a secure online platform
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Investments and their jargon - simplified
Know all about loans and their management
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Calculate Maturity Amount for your Recurring SSY
Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.









Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App
Download our AppYou can Scan the QR Code to Download our Mobile App
It is intended to be used only on physical or real mobile devices which have built-in security permissions. So, for security reasons and as per our Policy, our App does not work in such case, and we recommend users to use only physical mobile device to access the application.
Solution :
Install the on physical mobile device.
Root detection is an indicator of unsafe devices and as per our Policy, our App does not work on rooted devices.
Solution :
You can use our app only on non-rooted devices. Either you can use it on another phone or get the current phone corrected. You can get the current phone corrected by visiting a sales & service station.
BusyBox Binary is an indicator of unsafe devices and as per our Policy, our App does not work on compromised devices
Solution :
You can use our app only on non-compromised devices. Either you can use it on another phone or get the current phone corrected. You can get the current phone corrected by visiting a sales & service station
SuBinary Detection is an indicator of unsafe devices and as per our Policy, our App does not work on rooted devices.
Solution :
You can use our app only on uncompromised devices. Either you can use it on another phone or get the current phone corrected. You can get the current phone corrected by visiting a sales & service station
"Your device has code injection tool installed. may face unauthorized or deliberate alterations/modifications resulting in unauthorized access to
device increasing risk of financial theft. So, for security reasons and as per our Policy, our App
does not work in such a case."
Solution :
Uninstall the Code Injection Tool installed on the device or use another safe mobile device
Runtime hooking detection is an indication that the is being tampered / modified at the launch of the application. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
Either do not try to launch the with any runtime Hooking application or use the on a safe device
A proxy network in a mobile device is an indication of malicious activity and so for security reasons, user is prevented from using . This will help to save your important information from getting leaked. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
Disconnect proxy network and continue using the App
Installation of malicious / invalid certificate does not follow safe standards. So, for security reasons & our Policy, we alert users in such cases
Solution :
For safe and secure experience please make the changes below in your setting. Remove user certificate installed on the device. Go to Settings -> Encryption & credentials -> User credentials -> Select and Remove user credentials.
SSL pinning is an important technique for safe and secure financial transactions. So, for security reasons & our Policy, we alert users in such cases.
Solution :
Turn off the proxy. Also delete any user certificate installed on the system. Go to Settings -> Encryption & credentials -> User credentials -> Select and Remove user credential
Application Tampering or Invalidation Checksum can cause unauthorized or improper alterations in the app. This will break security standards and increase the risk of financial fraud in your account. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
Uninstall the app and install again from Play Store
Blacklisted applications are often flagged because they are known to contain malware or other security threats. If you install and use these applications, you could be putting your personal information and data at risk. This will break security standards and increase the risk of financial fraud in your account. So, for security reasons and as per our Policy.
Solution :
Uninstall the blacklisted application installed on the device and continue using the application
Secondary Profile imposes risks like data leakage, malware risks, privacy concerns, and authentication and authorization for Mobile Apps. For security reasons we recommend the users to use the primary profile to access the
Solution :
For safe and secure experience please make the below changes in your setting. Go to Settings -> Users and Accounts -> Multiple Users -> Switch to Administrator / Owner Profile Or use the app from the Primary Profile on the device.
Using a sandbox environment to run a mobile app can pose risks such as data leakage, as the app may not be fully isolated, potentially allowing for unauthorized access to data or interference with other apps
Solution :
Uninstall the third-party app used for Sandbox Environment Or use the app from the Primary Environment on the device
This means the app may be modified or altered and it is a security threat. This may result in financial fraud. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
We highly recommend the users to uninstall the app and reinstall it again from Play Store
The app is not compatible with the version of android that is currently installed on your device. This will break security standards and increase the risk of financial fraud in your account. So, for security reasons and as per our Policy, our App does not work in such a case
Solution :
Check for software update available in Settings on the android device and update the Software or use another device with the updated or latest android version
Untrusted VPN can leak sensitive information which may result in financial loss. Always use from a trusted and secured network to protect your privacy. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
Turn off VPN network and continue using the App
This pop-up message appears when you are connected to public Wi-Fi which may be unsecured and security patches are not fully updated. Using mobile applications in an unsafe network may lead to loss of confidential information and monetary theft. So, for security reasons & our Policy, we alert users in such cases.
Solution :
Disconnect from unsecured public Wi-Fi / network and connect to trusted network
The application might not behave in an intended manner as the end user tries to use the app with fake location. For security reasons, we recommend the users to disable mock location
Solution :
For safe and secure experience please make the changes below in your setting. Go to Settings -> Developer Options -> Scroll down to Select Mock Location App -> Enable Nothing
USB debugging is an open port which increases the risk of unauthorized access to your device when your device is connected with PC. With this, unauthorized user may get access to critical information such as confidential details, which can lead to monetary theft or irreversible loss. So for security reasons and as per our Policy, our App do not work in such case
Solution :
For security purposes, turn off USB Debugging under Developer option or turn off the Developer option and disconnect from USB
USB debugging is an open port that does not follow safe standards. So, for security reasons & our Policy, we alert users in such cases.
Solution :
For safe and secure experience please make the changes below in your setting. Turn off Wireless ADB debugging. Go to Settings -> Developer Options -> Scroll down to search Debugging -> Wireless USB debugging.
You have used while sharing your phone screen (e.g., Google meet, AnyDesk, etc.). This increases the risk of gaining unauthorized access by third party to your confidential information like passwords, OTP, and other secrets while the screen is shared. This may result in financial fraud.
Solution :
For security reasons, we recommend you stop screen sharing and continue to use the App.
Screen overlay increases the chances of cyber-criminal activities which may result in cyber theft from the respective account holders by using the same phone
Solution :
Disable overlay permission in your respective phone and restart the again
You have used while actively on the voice / internet call. This increases the risk of gaining unauthorized access by third party to your confidential information like passwords, OTP, and other secrets while on the call. This may result in financial fraud.
Solution :
For security reasons, we recommend you to disconnect the call and continue to use the App
If the application is not installed from trusted sources like Google Play Store, your confidential and critical information is at risk. So, for security reasons and as per our Policy, our App does not work in such case. We suggest using the Application installed only from the Play Store
Solution :
Uninstall the existing application and install again from Play Store
Developer option will allow unintended consequences like application inconsistency, poor app experience and sensitive data theft leading to increasing risk of frauds. For security purposes, we warn the users to disable developer option for secure transactions.
Solution :
Turn off Developer option in Settings
When device lock is not enabled, the device and application become vulnerable to theft & tampering, uploading & sharing in unsafe ways.
Solution :
For safe and secure experience please make the changes below in your setting. Go to Settings -> Password & Security -> Enable Password / Pattern / PIN
Providing unintended permission increases the risk to your data privacy. For security reasons we recommend the users provide permissions which are absolutely required
Solution :
Disable accessibility permission for the Go to Settings -> System -> Accessibility -> Remove from the list.
The application might not behave in an intended manner as there will be conflicting information between your location and time zone information. We encourage you to enable Automatic Time Zone.
Solution :
Turn on Automatic Time Zone setting in your phone
The app version which is installed on the device is not updated to the latest version from Play Store. This will break security standards and increase the risk of financial fraud in your account. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
Update the Application from the Play Store
Providing unintended permission increases the risk to your data privacy. For security reasons we recommend the users provide permissions which are absolutely required.
Solution :
Disable accessibility permission for the Go to Settings -> Device Admin apps -> Remove from the list
It is intended to be used only on physical or real mobile devices which have built-in security permissions. We recommend users to use only physical mobile devices to access the application. For security reasons and as per our Policy, our App does not work in such a case.
Solution :
Install the on physical mobile device
Your device is jailbroken means security controls are compromised on your current device. So, for security reasons and as per our Policy, our App does not work in such a case
Solution :
Use the on another safe device
Your device has Frida framework installed, it is an indicator of unsafe devices and as per our Policy, our App does not work on Frida detected devices
Solution :
Either use the App Name on another safe iOS device or uninstall the Frida installed on the device
A proxy network in a mobile device is an indication of malicious activity and so for security reason user is prevented from using . This will help to save your important information from getting leaked. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
Disconnect proxy network and continue using the App
SSL Pinning Bypass detection is an indication that the is being using invalid server certificate or application is tampered / modified at the launch. So, for security reasons and as per our Policy, our App does not work in such a case
Solution :
Either do not try to launch the with any runtime Hooking application or use the on a safe device
Reverse Engineering can cause unauthorized or improper alterations in app. This will break security standards and increase the risk of financial fraud in your account. So, for security reasons and as per our Policy, our App does not work in such a case
Solution :
Uninstall the app and install again from AppStore
The app is not compatible with the version of iOS that is currently installed on your device. This will break security standards and increase the risk of financial fraud in your account. So, for security reasons and as per our Policy, our App does not work in such a case
Solution :
Check for software update available in Settings on the iPhone device and update the Software or use another iPhone with the updated or latest iOS version.
This means the app may be modified or altered and it’s a security threat. This may result in financial fraud. So, for security reasons and as per our Policy, our App does not work in such a case.
Solution :
We highly recommend the users to uninstall the app and reinstall it again from AppStore
Untrusted VPN can leak sensitive information which may result in financial loss. Always use from a trusted and secured network to protect your privacy. So, for security reasons and as per our Policy, our App does not work in such a case
Solution :
Turn off VPN network and continue using the App
You have used while sharing your phone screen (e.g., Google meet, AnyDesk, etc.). This increases the risk of gaining unauthorized access by third party to your confidential information like passwords, OTP, and other secrets while the screen is shared. This may result in financial fraud.
Solution :
For security reasons, we recommend you to stop screen sharing and continue to use the App
This pop-up message appears when you are connected to public Wi-Fi which may be unsecured and security patches are not fully updated. Using mobile applications in an unsafe network may lead to loss of confidential information and monetary theft. So, for security reasons and as per our Policy, we alert users in such cases.
Solution :
Disconnect from unsecured public Wi-Fi / network and connect to trusted network
If the application is not installed from trusted sources like App Store, your confidential and critical information is at risk. So, for security reasons and as per our Policy, our App does not work in such cases. We suggest using the Application installed only from the App Store
Solution :
Uninstall the existing application and install again from App Store
When device lock is not enabled, the device and application become vulnerable to theft & tampering, uploading & sharing in unsafe ways.
Solution :
For safe and secure experience please make the changes below in your setting. Go to Settings -> TouchID & Passcode -> Turn Passcode On
The app version which is installed on the device is not updated to the latest version from App Store. This will break security standards and increase the risk of financial fraud in your account. So, for security reasons and as per our Policy, our App does not work in such a case
Solution :
Update the Application from the App Store