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What is a Personal Loan for TV?
Features of Instant Loans
Instant Approval
Get loan approval within minutes to make your TV purchase hassle-free.
Flexible Repayment Options
Choose a repayment tenure that best suits your budget.
No Collateral Required
Get a TV loan without pledging any security or collateral.
Low Processing Fees
Enjoy minimal processing charges, making your loan more affordable.
Prepayment & Foreclosure Options
Pay off your loan early without heavy penalties.
Minimal Documentation
Quick and easy processing with basic documents.
Attractive Interest Rates
Competitive rates ensure affordable EMIs for your loan.
Interest Rates Available for Personal Loan for TV
Loans up to 12 months
| Loan Type | Interest |
|---|---|
| The Short Term Reference Rate (STRR) | 19.45% p.a. w.e.f.from March 1, 2024 |
Loans more than 12 months
| Loan Type | Interest |
|---|---|
| The Long Term Reference Rate (LTRR) | 20.45% p.a. w.e.f. from March 1, 2024 |
Get A Personal Loan for TV In 5 Easy Steps
Determine your financial needs
Check loan eligibility
Calculate monthly installment
Submit the relevant documents
Apply for a loan
Eligibility Criteria for Personal Loans of ₹2 Lakh
Documents Required for Personal Loan for TV Purchas
- Identity Proof : Aadhaar Card, PAN Card, or Passport.
- Address Proof : Utility Bill, Voter ID, or Driving License.
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Income Proof: Salaried - Last 3 months' salary slips and bank statements.
Self-employed-Income Tax Returns (ITR) and profit & loss statements.
Eligibility Criteria for Personal Loans of ₹2 Lakh
- Age : 21 to 60 years
- Employment Type : Salaried or self-employed individuals
- Minimum Income : ₹15,000 per month
- Credit Score : 700 or above preferred
- Employment Tenure : Minimum 6 months for salaried and 1 year for self-employed.
How to Apply for a Personal Loan for TV
Check Eligibility
Visit the lender’s website or branch and verify eligibility criteria.
Fill Out the Application
Provide personal and financial details in the loan application form.
Upload Documents
Submit identity proof, income proof, and other required documents.
Loan Approval
The lender will review your application and approve it within a few hours.
Loan Disbursal
Once approved, the loan amount will be credited to your account.
Purchase Your TV
Use the funds to buy your preferred television system.
Fees and Charges for Personal Loan for TV
| Charge Type | Amount |
|---|---|
| Cheque Return charges | ₹500 + GST per instance |
| Default Penal charges | 3% of the pending amount per month |
| Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
| CIBIL report retrieval fees | ₹100 + GST per instance |
| Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
| Loan reschedule charges | ₹5000 + GST per instance |
| Stamp Duty | As per Actual if applicable |
| Insurance Premium | As per Actual, if applicable |
| Pre-closure Quote | ₹1000 + GST per instance |
| Any other charges | As per Actual, if applicable |
| Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
| Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
ABC Of Calculators
Your estimated EMI amount
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₹ 0*EMI @ 9% Interest Rate
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BALANCE TRANSFER LOAN
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Reduced Interest Rates. -
Lower Monthly Payments.
TOP UP LOAN
- Easy application process
- Borrow up to 80% of property value
Different financial needs, different loans,
For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
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Range of loan options for different needs
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Quick sanctions and disbursals
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Instant Personal Loan INSTANT PERSONAL LOAN SHORT TERM PERSONAL LOAN LONG TERM PERSONAL LOAN
Customer Satisfaction Stories
Aditya Birla Finance Customer
Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.
Aditya Birla Housing Finance Customer
Hyderabad, India
Aditya Birla Finance Customer
I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.
Aditya Birla Housing Finance Customer
Belapur, India
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.
ABC Of Personal Loan