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Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
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Invest in the top companies of the stock market and enjoy lower volatility and good returns with large-cap mutual funds.
Large-cap funds invest in the top 100 stocks of the equity market giving you a portfolio of quality assets.
Since the top 100 companies are established, the volatility risk is reduced.
Large-Cap Mutual Funds are actively managed schemes wherein the fund managers try to mitigate risks and enhance returns.
These established companies often demonstrate a track record of steady growth and can provide relatively consistent returns over the long term.
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*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
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Large-Cap Mutual Funds are those that invest at least 80% of their portfolio in equity stocks and securities of large-cap companies, i.e., the top 100 companies of the stock market .
Invests in some of the best companies in each sector
Has lower volatility risks compared to other market capitalisations
Get stable returns over a long-term horizon
Invest through SIPs or lump sum
Earn tax-free returns up to Rs.1 lakh if you stay invested
Market capitalisation means the total value of a company’s shares
The total number of listed shares is considered for calculation
The current market value is taken to calculate the market cap
Formula -
Market capitalisation = total number of outstanding shares X current market value per share
A long-term investment horizon is suitable
You can invest for 5 years or above for attractive returns
You also get a tax benefit on staying invested for a longer tenure
Returns up to Rs.1 lakh are tax-free if you stay invested for 12 or more months
Returns exceeding Rs.1 lakh are taxed at 10%
For redemption within 12 months, returns are taxed at 15%
Dividends earned, if any, are taxed at your income tax slab rate
Earn dividends on your investment at regular intervals
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
Large-Cap Mutual Funds fall within the equity mutual fund category, with their investments primarily focused on companies with large market capitalisation.
The safety of investing in a large-cap fund is ensured by stringent regulations in the Mutual Fund industry. However, it's important to note that the current market conditions influence returns from such investments.
The minimum investment amount for large-cap funds varies depending on the chosen scheme. Through Systematic Investment Plans (SIP), you can invest as little as Rs 100 in large-cap funds. For lump sum investments, there is no specific minimum amount, and you can choose any investment value. Additionally, there is no maximum limit on the investment amount.
There is no specified lock-in period for open-ended large-cap funds. You have the flexibility to redeem your funds at any time during market hours. However, it's important to take into account any applicable exit loads before making withdrawals.
Yes, profits derived from large-cap funds are subject to taxation. If you sell the funds within one year, you are liable for short-term capital gains taxes, amounting to 15% of the profit. Conversely, if you sell the funds after holding them for more than one year, long-term capital gains taxes apply. The long-term gains on profits exceeding Rs. 1 Lakh annually are taxed at a rate of 10% of the gain.
• Investors Who Want to Own India's Top Companies
• Investors Looking for Relatively Less Volatile Returns
• Investors Who Want a Solid Core Portfolio
Investing in Large-Cap Mutual Funds provides a range of benefits for investors, including:
Reduced Risks
These funds primarily invest in well-established, large-capitalization companies that are less susceptible to market fluctuations. As a result, investors in large-cap funds are exposed to lower levels of risk.
Superior Returns Compared to Bank Deposits
Despite being lower in risk compared to mid or small-cap funds, Large-Cap Mutual Funds still offer higher returns than traditional fixed investment vehicles.
Diversification
Investing in large-cap funds allows for portfolio diversification, contributing to overall stability in diverse market conditions.
Before considering an investment in large-cap funds, it's crucial to take the following factors into account:
Risk and Return
Market conditions impact all equity mutual funds. As the scheme benchmark fluctuates, the Net Asset Value (NAV) also experiences ups and downs. However, unlike small-cap and mid-cap schemes, the NAV of a large-cap fund tends to be more stable. Investing in large-cap schemes provides stability to your investment portfolio. Although returns from these schemes are typically lower than those from mid-cap or small-cap funds, they offer a lower risk exposure, making them suitable for investors seeking stable returns.
Not Suitable for Short-Term Investors
During market downturns, large-cap funds may also undergo underperformance. However, due to investments in financially robust companies, this underperformance tends to average out over time. Generally, it is advised that investors with a long-term horizon, exceeding seven years, can expect returns of approximately 10-12%. Consequently, these mutual funds are more suitable for individuals with a long-term investment perspective.
Consideration of Financial Goals
Large-Cap Mutual Funds involve a reasonable level of risk while offering stable returns. Therefore, many investors turn to these schemes when planning for retirement. Additionally, investors looking to gain exposure to equity markets without taking excessive risks often opt for Large-Cap Mutual Funds. Before making any investments, it is essential to align your financial goals with the characteristics of these funds.
Large-cap funds are actively managed by experienced fund managers who try to get the maximum returns from the portfolio while minimising the inherent volatility risks.
It is recommended to stay invested for the long term for two reasons. One, with a longer investment tenure, short-term volatility risks are ironed out. You can avoid losses and allow your portfolio time to grow. Two, with the benefit of compounding of returns, a long-term investment horizon allows you to earn attractive returns on investment.
Large Cap funds primarily invest in India's top 100 companies based on market capitalization, including major brands such as Reliance, Britannia, ITC, HUL, and others. These funds are required by regulation to allocate a minimum of 80% of their assets to these leading companies.
Investing in Large Cap funds ensures that your investment is directed towards companies with a strong track record of sustained performance in the medium to long term. This characteristic makes large-cap funds less susceptible to volatility compared to mid-cap and small-cap funds.
Certainly, profits derived from holding Large-cap equity mutual funds for over 12 months are subject to a 10% tax rate. Nevertheless, gains up to ₹1 lakh remain entirely tax-exempt. If the investment duration is less than 1 year, the applicable tax rate increases to 15%.
One of the notable advantages of mutual funds is that you don't require a substantial amount of money to initiate your investment journey. You can commence with Systematic Investment Plans (SIPs) starting as low as ₹500 per month. Once initiated, these SIPs are automatically deducted from your bank account.
Mutual funds with a focus on Large Cap investments involve equities, making them potentially volatile in the short term. Nevertheless, the risk tends to significantly decrease over an extended period.
Invest in funds listed and traded on the stock exchange
Know MoreMutual funds that invest in other mutual funds both in India and globally
Know MoreGet a mix of equity, debt and other asset classes for a diversified portfolio
Know MorePassively-managed mutual funds tracking a particular index
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