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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrABCL
Corporate Governance Policies
- Policy for appointment of Statutory Auditors
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Financial and Debt-Related Policies
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Advantages of Sectoral/Thematic Mutual Funds
Growth potential
Good sectors can grow considerably, offering returns higher than those offered by the market as a whole. This helps maximise your returns
Diversified portfolio
Sectoral/thematic funds invest in different companies in the same sector or theme. This gives a diversified portfolio, allowing you to invest in different companies simultaneously.
Professional fund management
Sectoral/thematic mutual funds are actively managed schemes wherein the fund managers try to mitigate risks and enhance returns.
Capitalise on Emerging Trends
These funds allow investors to specifically target and potentially benefit from emerging trends or high-growth sectors within the economy.
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Explore Sectoral/Thematic Mutual Funds
Most Popular
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Sectoral/Thematic Mutual Funds Returns Calculator
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
ONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
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Understanding Sectoral/Thematic Mutual Funds
Table of Contents
What are sectoral/thematic funds?
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Sectoral or thematic mutual funds invest at least 80% of their portfolio in stocks and securities of companies belonging to a particular sector or theme. For instance, an infrastructure fund might invest in the stocks of energy, power, construction, cement, etc. companies.
What are the features of sectoral/thematic funds?
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Limited diversification as the portfolio is invested in a particular kind of sector or theme
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An actively-managed equity mutual funds
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High risk-return trade-off
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Suitable for investors with a long-term investment horizon and a high risk appetite
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Invest through SIPs or lump sum
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Earn tax-free returns up to ₹1 lakh if you stay invested
What are some of the popular sectors of themes?
Logistics and transportation
Banking and Finance
Manufacturing
Technology
Public Sector Undertakings (PSU)
Energy
Consumption
What should be the investment horizon for sectoral/thematic funds?
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A particular sector/theme might not yield immediate or instant returns
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Moreover, there’s always a risk of short-term volatility
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As such, a long-term investment horizon is suitable
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You can invest for 5 years or more for attractive returns
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You also get a tax benefit on staying invested for a longer tenure
What is the tax implication of sectoral/thematic funds?
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Returns up to ₹1 lakh are tax-free if you stay invested for 12 or more months
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Returns exceeding ₹1 lakh are taxed at 10%
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For redemption within 12 months, returns are taxed at 15%
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Dividends earned, if any, are taxed at your income tax slab rate
What are the payout options?
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Dividend option
Earn dividends on your investment at regular intervals
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Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
Other Asset Class Funds
ETF Funds
Invest in funds listed and traded on the stock exchange
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Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
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Hybrid Funds
Get a mix of equity, debt and other asset classes for a diversified portfolio
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Index Fund
Passively-managed mutual funds tracking a particular index
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