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Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
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1,740
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68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
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INR 2 Lakh CrHealth Insurance
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Life Insurance
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Personal Insurance
SME Finance
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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
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Explore Large and Mid-Cap stocks to gain from their growth and build your portfolio with a long-term investment strategy.
Being equity-oriented, Large and Mid-Cap Mutual Funds offer a good growth potential for long-term investors.
As the fund invests in securities across two market caps, you benefit from a diversified portfolio investing in both Large and Mid-Cap stocks.
Large and Mid-Cap Mutual Funds are actively managed schemes wherein experienced portfolio managers manage the portfolio.
Investing in both large and mid-cap stocks allows participation in the growth phases of both stable, established leaders and potentially higher-growth, emerging companies.
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*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
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Large and Mid-Cap Mutual Funds are equity schemes which combine securities across large and Mid-Cap market capitalisation. It offers a wider portfolio diversification so that investment risks are reduced.
Actively managed equity mutual funds
Good combination of mid-cap returns and large cap security
Suitable for investors with a long-term investment horizon
Invest through SIPs or lump sum
Earn tax-free returns up to ₹1 lakh if you stay invested
Market capitalisation means the total value of a company’s shares
The total number of listed shares is considered for calculation
The current market value is taken to calculate the market cap
Formula -
Market capitalisation = total number of outstanding shares X current market value per share
Large and Mid-Cap funds have a high risk profile
They are prone to short-term volatility and negative investment returns
To avoid short-term volatility, a long-term investment horizon is recommended
A long-term horizon also helps earn attractive investment returns as large and Mid-Cap companies grow
You also get a tax benefit on staying invested for a longer tenure
Returns up to ₹1 lakh are tax-free if you stay invested for 12 or more months
Returns exceeding ₹1 lakh are taxed at 10%
For redemption within 12 months, returns are taxed at 15%
Dividends earned, if any, are taxed at your income tax slab rate
Earn dividends on your investment at regular intervals
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
Which type of fund is suitable for you depends on your investment goals, risk tolerance, and investment horizon. Each type has its benefits.
While large-cap funds
help you avoid risk to a larger extent by investing in established company stocks, mid-cap funds carry relatively higher risk with more volatility and higher return potential. If you opt for Large & Mid-Cap Funds, you adopt a middle-ground strategy where you have the low-risk factor of the large-cap component plus the growth potential of the mid-cap component.
Large & Mid-Cap Funds are risky because of the balance between the volatility of mid-cap stocks and the relative stability of large-cap stocks. These funds can be lucrative if you invest wisely based on your investment horizon, risk appetite, and specific financial goals.
The minimum investment limit for Large & Mid-Cap Funds can vary based on the specific fund and the fund house. Generally, you can start a SIP in a large & mid-cap fund for as low as ₹100 and a lumpsum investment for as low as ₹1000.
At any point, investing for any financial goal depends on time horizon and risk tolerance. For education funding, consider the following.
• The ideal investment horizon for Large & Mid-Cap Funds is considered 5+ years. If your course starts in 5 years, consider diversifying your portfolio with other investments.
• If you have a low-risk tolerance, adding bonds should make your portfolio more conservative.
• Get a proper estimate of the amount you need for your education. If it’s time-sensitive, focus on capital preservation more than on aggressive growth.
• Ensure you have a fully safe, highly liquid emergency fund available. Relying completely on investments with the slightest risk would not be a wise option.
No, the allocation of Large & Mid-Cap Funds that go into large-caps and mid-caps is up to the fund manager
, subject to a minimum of 35% for each category as per SEBI guidelines. The fund manager is free to pick a variety of funds within the specific category. Hence, the fund's past performance would be a good sign to look out for before investing, although not indicative or reliable.
If you are particular about your allocations, you can choose to invest separately in large-cap and mid-cap funds so that you have the freedom to create your portfolio.
The key advantage of Large & Mid-Cap Funds is their in-built diversification across large-caps and mid-caps, giving you the balanced benefit of growth exposure and stability.
The biggest risk associated with Large & Mid-Cap Funds is due to market volatility carried by mid-caps. Midcap securities are prone to considerable price fluctuations, which might hamper the returns of the fund.
Yes, you can invest in Large & Mid-Cap Funds through SIP (Systematic Investment Plan) wherein you invest a fixed amount at regular intervals.
The exit load or the charge you would be liable to pay upon premature redemption of your large & mid-cap fund depends on your fund house. Please check the exit load percentage and the holding period for your fund before investing.
Yes, professional, expert fund managers monitor your Large & Mid-Cap Funds and make investment decisions aligned with your financial benefit. They try to minimise investment risks and maximise portfolio returns.
Large and mid-cap funds invest in a combination of companies with large market capitalisation and those with mid-level market capitalisation.
Investors seeking long-term capital growth - Large & mid-cap funds are ideal for an investment horizon of 5+ years. Hence, you should invest in them for your long-term financial goals and not for immediate goals. Long-term goals could include higher education, early retirement, etc.
Investors looking to invest in mid-cap but don't want to take a lot of risk - Mid-cap stocks provide a high return potential with high risk. For investors who want the benefits while hedging the risks, the large cap component of large & mid-cap funds fulfils the purpose.
Large & mid-cap Funds have delivered an average 19.93% p.a. returns in the past 5 years. Their 3 and 10-year annualised returns are 23.14% and 18.56% p.a. respectively.
You must consider your investment goals, investment horizon, the risks involved and your tolerance towards them, and the expense ratio of the large & mid-cap fund you pick.
No, there is no lock-in period for large & mid-cap funds.
Invest in funds listed and traded on the stock exchange
Know MoreMutual funds that invest in other mutual funds both in India and globally
Know MoreGet a mix of equity, debt and other asset classes for a diversified portfolio
Know MorePassively-managed mutual funds tracking a particular index
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