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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrABCL
Corporate Governance Policies
- Policy for appointment of Statutory Auditors
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- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
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Financial and Debt-Related Policies
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Advantages of Short Duration Funds
Low volatility risks
Being debt-oriented, short duration funds have low volatility risks and offer stable returns on your investment.
Short-term investment
Short duration funds are suitable for investors with an investment horizon of 1 to 3 years who want stable growth.
Stable returns
Short duration funds offer stable returns on your investment ranging from 5% to 8%.
High Liquidity
Typically offer good liquidity, allowing investors relatively easy access to their funds within a short to medium timeframe.
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Explore Short Duration Funds
Most Popular
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Short Duration Funds Returns Calculator
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
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Understanding Short Duration Funds
Table of Contents
What are short duration funds?
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A type of open-ended debt mutual fund , short duration funds are those that invest in debt and money market securities in such a manner that the Macaulay portfolio duration lies between 1 and 3 years, making it suitable for short to medium-term investors.
What are the features of short duration mutual funds?
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Offers stable returns on investment
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Low volatility risk since the fund primarily invests in debt and money market securities
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There’s no capping on the maximum investment amount
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Returns from these funds range in the 5% to 8% limit
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You can get better returns compared to fixed deposits while minimising investment risks
Things to keep in mind when investing in short duration funds
These funds face some extent of credit risk as their values eroded in recent times when the NBFC crisis happened
Check the expense ratio of such schemes. A high ratio eats into the fund’s returns and should be avoided
Compare short duration funds on their returns. A fund with the highest return is better
These funds face interest rate risks since they invest in long-term debt securities, too, which might fall in value if interest rates are cut.
What should be the investment horizon for short duration funds?
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Short duration funds invest in both short and long-term securities. However, exposure to long-term securities is low
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They are suitable for investors with a low to medium investment horizon
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If you want to invest for more than a year but up to 2-3 years, these funds would be a good choice
What is the tax implication of short duration funds?
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Returns earned are taxed at your income tax slab rates
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Dividends earned, if any, are taxed at your income tax slab rates
What are the payout options?
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Dividend option
Earn dividends on your investment at regular intervals
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Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
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Other asset class funds
Equity Fund
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
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Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
Hybrid Funds
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Index Fund
Passively-managed mutual funds tracking a particular index
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Invest in funds listed and traded on the stock exchange
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