Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Loan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
Calculate NowBoost your business with competitive rates & flexible terms
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business with fast approval & flexible terms
Empower your ambitions with customized Machinery Loans
Maximize Your ROI with Strategic Energy Funding
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Unlock the value of your investments while keeping your assets intact
Get loans for all your business needs at attractive rates
Empower your business growth with financial solutions to support expansion & ownership
Turn your ideas into reality with flexible funding to support your vision from start to finish
Unlock customized financial solutions designed to meet the unique needs of complex business projects
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Secure your child’s financial future with solutions-oriented children’s funds
Unlock a smart, hassle-free way to invest in various assets
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Explore, Compare, and Invest in Top Mutual Funds
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
Get up to 5X leverage on leading stocks & increase your trading power
Give your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate NowMake quality health care affordable and accessible
Get extra coverage when you need it most
A comprehensive Health Insurance plan for all your healthcare needs
The Health Saver Card helps reduce expenses while keeping you healthier
Protect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
Access convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Check Vehicle & Car Insurance Status/Validity Online
A digital will is a legally valid document created through a secure online platform
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Investments and their jargon - simplified
Know all about loans and their management
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Calculate Maturity Amount for your Recurring SSY
Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.









Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App
Download our AppYou can Scan the QR Code to Download our Mobile App
Looking for a short-term investment avenue. Choose liquid mutual funds and get instant redemptions with stable returns.
Being debt-oriented, liquid funds have low volatility risks and offer stable returns on your investment.
With instant redemptions, liquid funds can be a good avenue to save for emergencies.
With instant redemptions, liquid funds can be a good avenue to save for emergencies.
Get the ability to readily access their money, often with the option for same-day or next-day payouts upon redemption.
Most Popular

*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
No result(s) found!
Check out the expected returns on your liquid fund investments. Use the Aditya Birla Sun Life Mutual Fund (ABSLMF) calculator for quick calculations.
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPInvest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Invest in mutual funds online with the ABCD app and build your portfolio one click at a time.
Scan the QR code to download our Mobile App
Liquid mutual funds are open-ended debt funds which invest their portfolio in money market instruments or securities with a maturity of up to 91 days. Liquid funds are short-term investment avenues which offer quick redemptions.
Park your surplus funds for a short tenure and earn good returns
Low interest rate risk since the maturity of the underlying portfolio is short-term
There’s no capping on the maximum investment amount
Returns from liquid funds range in the 6% to 8% limit
No exit load is charged if redeemed after 7 days of investment
• Liquid funds are not completely risk-free. There’s some element of credit risk
• Redemptions within the first 6 days would attract an exit load
• Check the expense ratio of liquid schemes. Though the ratio is low, choose a fund which has the lowest ratio for maximum investment
• Compare liquid funds on their returns too. A fund with the highest return is better
Liquid funds invest in securities with a short maturity period
Hence, they are suitable for short-term investments
If you want to park your surplus funds for a week or more, you can choose liquid mutual funds
You can invest your emergency corpus in liquid funds and stay invested for as long as you want
Returns earned are taxed at your income tax slab rates
Dividends earned, if any, are taxed at your income tax slab rate
Earn dividends on your investment at regular intervals
Accumulate the returns over the investment tenure and get a lump sum amount on redemption

The returns from liquid funds are comparable to those from short-term fixed deposits. Liquid funds also offer benefits such as no lock-in period and no exit load after 7 days. So, liquid funds are better if you want liquidity and better returns. However, the returns from liquid funds are not guaranteed, while fixed deposits offer assured returns.
Online investment in liquid funds is safe if you choose a reputed platform, like ABCD, to invest.
No. Liquid funds are better known as short-term investment options, especially if you want to park your surplus funds for a short time before they come to use or are invested elsewhere for the long term. For long-term investments, you can choose long-term debt funds and benefit from higher returns.
Yes, liquid funds are a good option for parking emergency funds because of their high liquidity and relatively higher return potential than savings accounts and fixed deposits
Liquid funds invest majorly in short-term debt instruments, while debt funds invest in various debt securities across time horizons.
While liquid funds are popularly known as more or less stable investments, they may provide negative returns if the debt instruments they invest in underperform.
Liquid funds are safe as they are strongly regulated by the SEBI and managed by expert fund managers.
As for the risk factor, it is said to be almost zero (but NOT zero) about capital safety if you stay invested for a good amount of time. Hence, these are some of the least risky mutual funds in the market.
No, as liquid funds are market-linked investments, they do not offer guaranteed returns or principal amount safety.
Liquid funds generally offer better returns than savings accounts if you stay invested for a good period. Savings accounts have a fixed rate of return, while liquid fund returns can appreciate with market performance.
There is no lock-in period or minimum investment tenure for a liquid fund. You can stay invested for as short as a day.
• Investors with a short investment horizon - Liquid funds invest in securities with shorter maturity terms, so they can be good for investors with an investment horizon of up to 3 months.
• Investors who invest in bank deposits: Investors used to bank deposits may consider liquid funds instead for a chance at higher returns and higher liquidity.
• Investors who want to keep contingency funds: With the assurance that your corpus is safe and ready-to-withdraw when necessary, liquid funds can be a good option to park your contingency funds.
• Investors who need to park funds temporarily: Because of the short-term nature of liquid funds, they can be an appropriate option for parking money temporarily while earning some returns out of it as well.
• Medium to route investments in equity funds: Short term investments in liquid funds can easily be routed periodically to equity investments through Systematic Fund Transfer (STP).
Yes, liquid fund gains are taxed as capital gains (long-term and short-term). In case of short-term or funds held for less than 36 months, your income tax slab becomes applicable. In case of more than 36 months of holding, the tax rate is 20%.
Yes, investors can invest in liquid funds through SIP
Yes, there is an exit load on liquid funds but only if you redeem them within 7 days of investing.
Risks - It is important to note that although liquid funds are low-risk, they are not risk-free. They do carry credit risk.
Returns - Liquid funds have been known to provide approximately 7% p.a. returns on an average. Evaluating fund performance will also give you a clearer idea of what to expect.
Expense Ratio - The annual fee charged by your fund house for their fund management services is called the expense ratio. Lower the ratio, higher the returns.
Investment Plan - Liquid funds have an ideal investment horizon of up to 3 months. So, think accordingly and invest as per your financial goals.
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
Know MoreMutual funds that invest in other mutual funds both in India and globally
Get a mix of equity, debt and other asset classes for a diversified portfolio
Know MorePassively-managed mutual funds tracking a particular index
Know MoreInvest in funds listed and traded on the stock exchange