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Visit Our ABCD PageAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrHealth Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
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Invest in the best and highest-rated corporate bonds for attractive and stable returns on your investment. Invest in Corporate Bond Funds.
These funds have the potential to generate attractive returns on your investment which helps in growing your corpus with added stability.
High-rated bonds are traded in volume making the fund easily liquid. So, if you need quick funds, you can redeem your investments without losing out on potential returns
Since the fund invests in high-rated bonds, the credit risk is minimal. Bonds carrying a high credit rating have proven track record of repayment and do not tend to default.
Allow investors to choose funds investing in corporate bonds with varying maturity periods: short-term (under 5 years), medium-term (5-12 years), and long-term (over 12 years).
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*Projections/estimations is backtested using historical data.
Most Popular

*Projections/estimations is backtested using historical data.
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Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPInvest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
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A type of open-ended debt mutual fund, a Corporate Bond Fund invests at least 80% of its portfolio in corporate bonds rated AAA or above by reputed credit rating agencies. These funds offer stable and attractive returns with limited credit risks.
Offers stable returns on investment with minimal credit risk
Flexibility to own differing duration securities minimises credit risk
There’s no capping on the maximum investment amount
You can get better returns compared to fixed deposits
The funds aim to grow the portfolio through interest earned and also through the rise in the price of the underlying securities
Check the expense ratio of such schemes. A high ratio eats into the fund’s returns and should be avoided
Compare Corporate Bond Funds on their returns. A fund with the highest return is better
Check the portfolio for the credit rating of the underlying securities
Risk of default on the debt instrument
Risk of rising interest rates, which reduces the value of debt instruments
Risk of inflation reducing the returns from the debt fund
Risk of not being able to trade in debt instruments
Returns earned are taxed at your income tax slab rates
Dividends earned, if any, are taxed at your income tax slab rate
Earn dividends on your investment at regular intervals
Accumulate the returns over the investment tenure and get a lump sum amount on redemption

Corporate Bond Funds are debt funds that invest a minimum of 80% of their portfolio in companies with the highest credit ratings.
The bond price of a Corporate Bond Fund is the present value of the bond’s future cash flows.
Corporate Bond Funds invest in bonds of companies with the highest of credit ratings up to at least 80% of their holdings.
Corporate Bond Funds are taxed like any other debt fund. Upon redemption of a fund with holding period of less than 36 months (short term capital gain), you would be taxed at the prevailing tax slab rates. In the case of long term capital gains, i.e. redemption of funds with holding period of 36+ months, the tax rate applicable is 20%.
Yes, you can redeem your Corporate Bond Fund investment at any time.
Corporate Bond Funds have delivered an average of around 7% returns.
While interest rate risk is quite real for Corporate Bond Funds, credit risk is quite low because they invest heavily in highly rated companies with a reputation for returning lendings.
YTM or yield-to-maturity, in terms of debt mutual funds, is expressed as an annual return. It is basically the return predicted from a bond if held until maturity.
Yes, you can invest in Corporate Bond Funds through SIP
Corporate bonds are a type of debt instrument that earn fixed income for investors. Investors buy bonds from a corporate entity for a predetermined period, during which the issuer promises to provide interest upon the investment. Corporate Bond Funds are mutual funds that invest majorly in corporate bonds.
Yes, Corporate Bond Funds have an expense ratio and an exit load, with the rates depending upon the fund house.
The par value of a Corporate Bond Fund is the face value of the fund. It is the fixed amount the issuer promises to pay you at a future date during the time of borrowing from you, and is different from the market value.
The generally suggested investment duration for Corporate Bond Funds is 1 to 4 years for optimum possible returns.
The advantages of corporate bonds include lower risk due to investments in top-rated corporates, better return potential than government debt investments, less volatility in price, relative safety compared to equity, and regular cash payments.
The major things to consider before investing in Corporate Bond Funds are creditworthiness of issuers, historic risk-return ratios, interest rate risks, and liquidity scenario among other factors.
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
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Get a mix of equity, debt and other asset classes for a diversified portfolio
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Know MoreInvest in funds listed and traded on the stock exchange