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Link Aadhaar to Bank Account Conveniently

Posted On:9th Feb 2022
Updated On:8th Jan 2025
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Key Highlights:

  • Know how to link aadhaar number with bank account online to comply with KYC regulations.
  • Various programmes enable government subsidies for schemes to be credited directly to aadhaar linked bank accounts .
  • Linking your aadhaar card with bank account promotes e-banking and minimises reliance on paperwork, thus supporting the Digital India campaign.
  • Any delay can cause the deactivation or freezing of an account until the linkage is done within the time brackets.

Also Read: Aadhaar Card Centre - How to Find Aadhaar Enrollment Centre Near Me

Ensuring Your Banking Details Are Up-to-Date With Aadhar Link to Bank Account

One crucial step in availing of various benefits and subsidies offered by the Indian government is to link aadhaar number with bank account online . It also helps to make banking operations easy and accessible and ensures compliance with regulatory requirements. In this guide, we will elaborate on the steps of how to link Aadhaar with bank account online and address common questions.

Method 1: How to Link Aadhaar Card to Bank Account Online Through Internet Banking?

  • Log In to Internet Banking: Access your bank's internet banking portal with your credentials.
  • Navigate to Aadhaar Linking: Find the aadhaar linking option, usually under the 'Services' or 'Profile' section.
  • Enter Aadhaar Number: Input your 12-digit aadhaar number and submit.
  • Verify with OTP: An OTP will be sent to your registered mobile number for verification.
  • Receive Confirmation: After successful verification, you will receive a message confirming the aadhaar link.

Method 2: How to Link Bank Account With Aadhar Through Mobile Banking App?

  • Open Mobile Banking App: Initiate the process of how to link bank account with aadhaar by starting up the mobile banking application from your bank.
  • Select the Aadhaar Seeding Option: Head over to either the 'Services or Request' section within the system interface.
  • Input Aadhaar Number: Insert the 12-digit number into space to ensure that the linking process begins.
  • Verify with OTP: You will receive OTP on your registered mobile phone.
  • Receive Confirmation: A notification message of aadhaar link to bank account shall be displayed immediately after final verification has been accomplished.

Method 3: How to Link Aadhaar Card to Bank Account Through SMS?

  • Compose SMS: Write an SMS according to a certain format given out by your bank (e.g., “AADHAAR <Aadhaar Number> <Account Number>”).
  • Send SMS: Forward it via a given phone number provided by your bank.
  • Confirmation: There will be another SMS of aadhaar link to bank account sent back, notifying you that processing has been successful.

Method 4: How to Link Aadhaar Card to Bank Account Through ATM?

  • Visit ATM: Go to the closest ATM for aadhaar link bank account.
  • Insert Card and Enter PIN: Insert your debit card into the slot and then enter the secret code.
  • Select Aadhaar Registration: Look out for an option of registration.
  • Enter Aadhaar Number: Your aadhaar number should be typed in there, followed by confirmation before you press ‘enter’.
  • Receive Confirmation: You will receive a notification stating that the aadhar link to bank account is done.

Method 5: How to Link Aadhaar With Bank Offline?

  • Visit the Bank: Go to your nearest bank branch.
  • Fill Aadhaar Linking Form: Request and complete an application form to link your 12-digit identification number i.e. aadhaar link to bank account with other personal details.
  • Submit Form and Documents: Hand over the filled document alongwith a photocopy of your aadhaar card . Keep the original copy for verification purposes.
  • Bank Processes Request: The officer in charge will verify it before passing it to the next stage. Your application will be accepted and your aadhaar card will be linked to your bank account in a couple of days.

Method 6: How to Link Aadhaar Card to Bank Account Through Missed Call Facility?

  • Enter Aadhaar Details: Give a missed call to the number provided by your bank. You will receive a call-back, select the options from the IVR, type in the 12-digit number of your aadhaar, and confirm that it is true.
  • Submit Request: Verify the request. There might be a one-time password sent to your registered mobile number for confirmation.
  • Confirmation: Once it is confirmed, you will receive an email or text message stating that the aadhaar link to bank account is done.

Method 7: How to Link Aadhaar With Bank Through IVR (Interactive Voice Response)?

  • Call Bank’s IVR Number: Dial the IVR number provided by your bank for aadhaar linking.
  • Select Aadhaar Linking Option: Follow the voice instructions and select the option to link Aadhaar with the bank account.
  • Enter Aadhaar Number: When prompted, enter your 12-digit Aadhaar number.
  • Verify with OTP: You will receive an OTP on your registered mobile number; enter it when prompted.
  • Receive Confirmation: The system will confirm the linking process, and you will receive a confirmation message.

These methods offer flexibility and convenience, ensuring you can link your Aadhaar with your bank account in a way that suits you best Also Read: How to Link Your Aadhaar and Bank Account to NPCI .

Link Aadhaar Card With Bank Account Online

Linking your aadhaar card to bank account has several advantages, including easy access to government benefits and better KYC compliance. Whether it’s through online banking, mobile banking, SMS, ATM, or going to the bank physically, the process of aadhaar link bank account is designed in a user-friendly way and becomes efficient with time. By following this guide, you will be able to link aadhaar card with bank account online, thereby gaining the privileges that accompany it.Visit Aditya Birla Capital for more information for aadhar link to bank account.

FAQS - FREQUENTLY ASKED QUESTIONS

Why am I required to link my bank account with my Aadhaar card ?

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Are there any provisions requiring that Aadhaar be linked to bank accounts ?

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Can I register my single Aadhaar number with multiple banks ?

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How will it affect me if I don’t connect my bank account with my Aadhaar ?

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How can I check whether or not my Aadhaar is linked to any of my accounts in banks ?

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Is it secure enough to link up my bank account with an Aadhaar card ?

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What should I do when I try linking Aadhaar many times but I'm still not connected with my account in the bank ?

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Can NRIs attach their unique identification number (AADHAAR) to their savings accounts ?

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Is it possible to remove linked Aadhaar card with bank account online ?

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Do I need to pay anything to link my Aadhaar with my savings account ?

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Disclaimer

The information contained herein is generic in nature and is meant for educational purposes only. Nothing here is to be construed as an investment or financial or taxation advice nor to be considered as an invitation or solicitation or advertisement for any financial product. Readers are advised to exercise discretion and should seek independent professional advice prior to making any investment decision in relation to any financial product. Aditya Birla Capital Group is not liable for any decision arising out of the use of this information.



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