Two-Wheeler Ownership & Insurance Transfer Process Online

• Transfer of a vehicle from one person to another demands a lot more diligence to ensure that all documents are in place.
• You should initiate the process of two-wheeler insurance name transfer online within the stipulated timeline to avoid legal complications in future.
• Transfer in ownership could be in the course of a normal sale or on the owner’s demise.

Buying a two-wheeler is always special. From running daily errands to commuting to work, your experience is more comfortable and you save considerable travel time. The best part is that you can buy one at an affordable price by purchasing it second-hand.However, buying/selling a second-hand two-wheeler requires a lot of due diligence. You have to ensure all relevant documents are in place so that the ownership can be transferred seamlessly.
Apart from ownership, the transfer of insurance is equally important. Both transfers are crucial and involve a set of predefined steps. Let’s unravel these in this blog.

Let's find out the process for the transfer of ownership and insurance for a two-wheeler:

Transfer of Ownership

If you have sold your two-wheeler to another person, follow these steps to execute the process of two-wheeler insurance name transfer online:

• Step 1: Go to https://vahan.parivahan.gov.in/vahanservice/vahan/ .
• Step 2: Enter the registration number of your vehicle and click on ‘Proceed’.
• Step 3: Select the ‘Basic Services’ option.
• Step 4: Enter the last five digits of the chassis number and click on ‘Validate Regn_no/Chasi_no’.
• Step 5: You will receive an OTP. Mention it in the given space.
• Step 6: Choose the ‘Transfer of Ownership’ option.
• Step 7: Enter ‘Service Details’ and update the ‘Insurance Details’.
• Step 8: Pay the relevant fees and upload the necessary documents.

Once you have completed the process from your side, your application will be moved to theRTO (Regional Transport Office) for further processing. Note: Fill out the relevant forms depending on the nature of the transfer i.e. third party, succession, or public auction. Alternatively, you can also go to the concerned RTO to initiate the transfer offline.

Just like the transfer of ownership, it is crucial to transfer the insurance too. Here are the standard steps:

• Step 1 : Intimate the insurer about the transfer.
• Step 2 : Submit the required documents to the insurance provider.
• Step 3 : The insurer will initiate the process against relevant fees.

Please note that the bike may require an inspection in certain cases.

Here are the documents required during the transfer of ownership and insurance of a two-wheeler:

Apply for the transfer of ownership in the concerned RTO where the vehicle is already registered. You also need to submit relevant documents, which include:

• Registration certificate (original).
• Form 29 in duplicate (attested one copy).
• Form 30 in duplicate.
• Valid insurance certificate (attested copy).
• Attested copy of address proof of purchaser.
• Valid PUC (Pollution Under Control) certificate (attested copy).
• PAN card, Form 60, Form 61, as applicable (attested copy).
• Prescribed fee.

Where the transfer of ownership is on account of the demise of the registered owner, the first legal heirs/persons succeeding in the possession of the vehicle should make the application.Here is an indicative list of documents in this case:

• Registration certificate (original).
• Form 30 and Form 31 in duplicate with the endorsement and NOC from the financier, if the vehicle is held on the hire purchase agreement.
• Death certificate of the registered owner (original copy)
• Succession/survival member certificate issued by the competent authority.
• Affidavit by the applicant to this effect and from the other legal heirs relinquishing their right in favour of the applicant.
• Valid insurance certificate (attested copies).
• Address proof (attested copies).
• Valid PUC certificate (attested copy).
• PAN card, Form 60, Form 61, as applicable (attested copy).
• Verification of vehicle on Form 20.

Here is the standard set of documents to be submitted:

• RC book with new owner’s name mentioned or proof of sale.
• Policy papers (original).
• Address proof of the new owner.
• Passport-sized photograph of the new owner.

Here are the general guidelines you must follow when initiating the process for two-wheeler insurance name transfer online:

Here are a few things that you should keep in mind when the transfer is in the case of a normal sale:

• The transferor shall report the transfer in Form 29 to the registering authorities in whose jurisdiction both, the transferor and the transferee reside or have their places of business.
• Where the vehicle is registered within the same state, the transferee shall make the application in Form 30 along with the relevant documents, within 14 days of transfer.
• Where the vehicle is registered outside the state, the transferee shall make the application in Form 30 along with the relevant documents, within 45 days of transfer.
• Pay fees and tax as applicable.

Below are some of the key things that you should be informed about where the ownership transfer is on account of the owner’s demise:

• Apply in Form 31 within three months to the registering authority for the transfer of ownership of the vehicle in your name.
• Pay fees and tax as applicable

Here are the pointers you should keep in mind during the transfer of insurance:

• Insurance transfer should take place within 14 days of the ownership transfer.
• Delaying the transfer process can leave the new owner without proper insurance coverage.

Fees and Charges in Case of Transfer Of Ownership

Here are the fees and charges as per the official Parivahan Sewa website . However, it is recommended that you check with your RTO for complete details on the specific fees and charges applicable in your case.

Note: An additional fee of ₹200 may be levied as smart card charges. Also, if there is a delay in submitting the relevant NOC, ₹300 for the delay of each month or part thereof, may be charged.

Now that we have discussed the process and documents required to execute the transfer of ownership and transfer, you should initiate the process of two-wheeler insurance name transfer online within the stipulated timelines.It is always a good practice to keep all documents ready to avoid any legal complications. Likewise, it is important to have a valid motor insurance policy to abide by the regulatory requirements. Buy/renew a suitable motor insurance policy and protect your two-wheeler from uncertainties. Also Read: Third Party Bike Insurance: Features, Benefits & Coverage