Give ₹10K/Month For 10 Years & Get ₹33.69 Lakhs
Give ₹10K/Month For 10 Years & Get ₹33.69 Lakhs
Give ₹10K/Month For 10 Years & Get ₹33.69 Lakhs
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How to Pay on Call with UPI123?

Follow a few simple steps for easy payments over the call.

1 step

Call on +91 80 45163563

2 step

Select Mode of Transaction

3 step

Enter UPI PIN to pay

Pay without the internet withUPI 123

  • Life Insurance
    Transfer money to anyone
  • Life Insurance
    Utility bill payments
  • Life Insurance
    FASTag recharge
  • Life Insurance
    Mobile recharge
  • Life Insurance
    Insurance payment
  • Life Insurance
    EMI recollection
  • Life Insurance
    Cash on delivery collection
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How to start paying with ABCD App?

You can power your payments via the ABCD app with just a few simple steps.

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Download theABCD App

Start by downloading the digital-first ABCD app and unlock a world of convenience

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Create UPI ID

Create UPI Id to facilitate easy and secure fund transfers.

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Link Your Bank Account

Link bank a/c in 1 click for uninterrupted payment services.

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Ready to Go

That’s all! Empower your payments in a click with the ABCD app.

Aditya Birla’s Trust, you can rely on with confidence!

Aditya Birla
Trust

Bank on Aditya Birla’s trusted platform as your payment partner for hassle-free transactions.

Aditya Birla
Security

Experience secured payment gateways and pay without worries!

Aditya Birla
Safety

Protect your data from frauds and cybercrimes with a completely safe payment experience

FAQs

UPI 123Pay is a Suite of solutions developed for Non Smart phone / feature phone users to use the UPI without internet connectivity.

No, you do not require a smartphone for a UPI Payment using UPI 123PAY.

Internet is not required for making payments through Feature Phone.

While registration of your account with UPI 123PAY, you have to setup a 4-6 digit UPI PIN.

Customer have to enter UPI PIN every time he makes the transactions. Note: If the customer already has a UPI PIN, they can use same UPI PIN.

UUPI PIN is a 4-6 digit pass code you create/set during first time registration with the Mobile App/IVR/any other channel. You have to enter this UPI-PIN to authorize all bank transactions. (Note: Banks issued MPIN is different from the UPI UPI-PIN) Note: Please do not share your UPI-PIN with anyone.

If customer enter wrong UPI PIN, transaction will fail and you have to start the process again. In case customer enter wrong UPI PIN multiple times, bank will temporarily block sending money using UPI form his Bank Account

Follow the below mentioned steps:

  • Customer has to call on the IVR number

  • Select the language by clicking on the number that refers to the language

  • Choose to register your bank account

  • Customer has to enter debit card details

  • Customer has to enter UPI PIN

Yes, you can change or reset your UPI PIN for UPI 123PAY. Below are the steps to change or reset your UPI PIN for UPI 123PAY:

  • Customer has to call on the IVR number

  • Go to settings (Manage your account)

  • Click on the number that refers to update UPI PIN

  • Then you are required to enter your current UPI PIN and then enter your new UPI PIN twice

  • Your UPI PIN has been changed successfully

IVR is one of the methods to make UPI transactions through feature phones.

You will dial a number from your feature phone/smartphone and hear voice menu for various services. Select service you want to use, validate the beneficiary and enter UPI PIN for a successful transaction.

Yes, customer can select languages from a list of languages provided to them while using UPI 123PAY. The below mentioned languages are supported on UPI 123 PAY:

  • English

  • Hindi

  • Kannada

  • Tamil

  • Bengali

  • Malayalam

  • Telegu

More languages will be added soon