How to Check Bank Account Number Online?

• A bank account number is needed to execute banking transactions. It is the primary identifier for your bank account.
• This account number is unique and follows a specific pattern. It uses different codes to indicate the bank branch and account type opened.
• There are several ways to check your account number, which include - net banking, mobile banking, welcome kit, cheque book, bank statements, and passbook, among others.

It is essential to know your bank account number to execute various financial transactions. In case you do not remember your account number, worry not. You can always check the account details effortlessly from multiple sources.In this blog, we talk about each of these sources that can help you find your bank account number for hassle-free banking transactions.

Before we dive into how you can check bank account number, let us understand what a bank account number is.A primary identifier for the bank account, a bank account number is a unique number. Every bank follows a specific pattern and uses different codes to indicate the bank branch and the type of account i.e. savings, current, deposit, loans, etc. Also Read: How to Open a Savings Account Online Offline: Step by Step Process

An account number ensures the funds are rightly transferred to/from the relevant account. Thus, it is important to quote the right bank account number in all financial transactions. In case you are not sure about your account number, you can easily find it through a mix of online and offline methods.Let’s explore some of the commonly used ways to check bank account number:

You can find the details online by way of a few clicks/taps. All you need is stable internet connectivity.

• Net Banking: Simply log in with your credentials to your net banking account and navigate to ‘Account Summary’ or similar other sections. Here, you can view the details of your account, including its number. You may also check if the home page itself reflects the account number.
• Mobile Application: The process here is similar to net banking. You may see your account number on your mobile screen post logging into your account. Or you may search for a suitable option to view your account summary that captures the account number.

There are several other ways to find your account number. You can opt for any of the following, depending on your convenience.

• Welcome Kit: This is one of the easiest ways to find your account number. When you open a new account, you generally receive a welcome kit. This kit includes a welcome letter, your customer ID, bank account number, IFSC code, etc.
• Cheque Book: Another way to check bank account number is the cheque book. The main page has the relevant bank details, including the account number. You can also spot your account number printed on all the cheque leaves.

Also Read: How To Check Account Number On A Cheque?

• Passbook: A passbook is a physical notebook that captures the details of financial transactions routed through your account. Go to the summary page to check bank account number. The summary page also carries other relevant information like your name, address, customer ID, bank IFSC code, etc.
• Account Statement: The format of a bank account statement varies from bank to bank. However, you will generally see that the account number appears at the top of the statement. Depending on the instructions given, a bank usually sends monthly e-statements on your registered email ID or physical statements on your address of correspondence.
• Bank Branch: While you can visit your nearest bank branch, it is advisable to go to the home branch where you have opened the account. You may need to show the bank representative valid proof to establish your identity as the account holder.
• Customer Care: You can also reach out to your bank’s customer care either via phone or email to check bank account number. You may need to share the necessary details for verification purposes, post which the customer care representative should share your bank account number.

It is necessary to keep your account number secure to prevent any fraudulent activities. Avoid sharing your account number and other details over unidentified emails or calls.Here are few more ways to keep your details safe:

• Secured Internet Connectivity: Always use a secure internet connection and refrain from using public wi-fi at cafeterias, or other places. Hackers can easily use such connections and steal your information. including your account number.
• Use Secured Websites: Hackers can access details of your bank account through fake websites. Conduct these simple checks at the address bar. There should be a ‘lock icon’ before the URL and there must be ‘s’ in ‘https’.
• Be more vigilant: Do not reveal your bank account details while purchasing any product online. Also, keep a close watch on your transactions. Any unfamiliar transaction could indicate fraudulent activity. In such cases, get in touch with your banker to understand the next course of action.

Your account number ensures that the transfer of money takes place between the designated persons. Hence, is it important to keep it handy and secure. Never reveal your account number to anyone unnecessarily.You can open different types of accounts with a unique account number. From savings to deposits to loans, open the account that best suits your needs. Likewise, in the case of loan accounts, select housing loan , personal loan or business loan depending on your financial objectives and requirements.