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Key Highlights
- A bank PAN number is an alphanumeric code that provides provisions for the bank's customers to avail of various tax and home loan exemptions.
- You can find your bank's PAN number on your bank documents or online. You can also reach out to your bank's customer service to inquire about the PAN number.
- Non-Banking Financial Companies (NBFCs) that provide a home loan also have a PAN number to enable their customers to receive tax exemptions.
Banks have a PAN number assigned to them, just like Indian citizens. A bank PAN number is a 10-digit alphanumeric code which remains the same for all account holders. The bank's PAN number gives provisions for the bank's customers to avail of various tax and home loan exemptions.You can claim tax exemption on your home loan and lower your tax liability by showing that you are paying home loan interest . To do so, you must provide your lender's PAN details to the Income Tax Department.
List of Banks' PAN Numbers
Given below is a list of commonly-used banks' PAN numbers:
| BANKS or HOME LOAN LENDERS | PAN NUMBER |
| Allahabad Bank | AACCA8464F |
| Aadhaar Housing Finance | AAICA4667N |
| Andhra Bank | AABCA7375C |
| Andhra Pradesh Grameena Vikas Bank (APGVB) | AAAJA1351N |
| Andhra Pragathi Grameena Bank (APGP) | AAMFA8921A |
| Bank of Baroda (BoB) | AAACB1534F |
| Axis Bank Limited | AAACU2414K |
| Bank of India (BoI) | AAACB0472C |
| BMW India Financial Services | AADCB8986G |
| Bank of Maharashtra (BoM) | AACCB0774B |
| Canara Bank | AAACC6106G |
| Central Bank of India | AAACC2498P |
| Canfin Homes Limited | AAACC7241A |
| Citi Bank | AAACC0462F |
| Corporation Bank | AAACC7245E |
| City Union Bank Limited | AAACC1287E |
| Dahod Urban Co. Op. Bank Ltd. | AAAAT2915L |
| Deutsche Bank | AAACD1390F |
| Deccan Grameena Bank/Telangana Grameena Bank | AAAAD3893M |
| DCB Bank Limited | AAACD1461F |
| DHFL | AAACD1977A |
| GIC Housing Finance Limited | AAACG2755R |
| Federal Bank | AABCT0020H |
| Gruh Finance Limited | AAACG7010K |
| HDFC Bank Limited | AAACH2702H |
| HDFC | AAACH0997E |
| Housing & Urban Development Corporation Ltd. | AAACH0632A |
| Haryana Gramin Bank | AAKAS1464M |
| Himachal Pradesh State Cooperative Bank Limited | AABFH7694E |
| HSBC | AAACT2786P |
| Indiabulls | AABCI3612A |
| IDBI Bank Limited | AABCI8842G orAAACI1603C |
| ICICI Bank Limited | AAACI1195H |
| ICICI Home Finance Company Limited | AAACI6285N |
| India Infoline Housing Finance Limited | AABCI6154K |
| Indian Overseas Bank (IOB) | AAACI1223J |
| Indian Bank | AAACI1607G |
| IndusInd Bank Limited | AAACI1314G |
| ING Vysya | AABCT0529M |
| J&K Grameen Bank | AAAAJ7859H |
| Jharkhand Gramin Bank | AAAAJ3908R |
| Kotak Mahindra Bank Limited | AAACK4409J |
| Kurukshetra Central Co-operative Bank Ltd. (KCCB) | AAAAT2371G |
| Karur Vysya Bank (KVB) | AAACH3962K |
| Kangra Central Co-operative Bank | AAAJT0749B |
| L&T Infrastructure Finance Company | AABCL2283L |
| L&T FinCorp Limited | AAACI4598Q |
| Oriental Bank of Commerce | AAACO0191M |
| LIC Housing Finance Limited | AAACL1799C |
| Punjab & Sind Bank | AAACP1206G |
| PNB Housing Finance Limited | AAACP3682N |
| Saraswat Co-operative Bank | AABAT4497Q |
| Power Finance Corporation Limited | AAACP1570H |
| Sardar Bhiladwala Pardi Peoples Co. Op. Bank Ltd | AABAS4480Q |
| Punjab National Bank (PNB) | AAACP0165G |
| Ratnakar/RBL Bank Limited | AABCT3335M |
| Standard Chartered Bank | AABCS4681D |
| Reliance Home Loan Finance Limited | AAECR0305E |
| State Bank of Hyderabad (SBH) | AADCS4009H |
| State Bank of India (SBI) | AAACS8577K |
| State Bank of Bikaner and Jaipur (SBJJ) | AADCS4750R |
| State Bank of Patiala | AACCS0143D |
| State Bank of Mysore (SBM) | AACCS0155P |
| State Bank of Travancore | AAGCS9120G |
| Sundaram Finance Ltd. | AAACS4944A |
| Syndicate Bank | AACCS4699E |
| TATA Capital Ltd | AADCP9147P |
| TATA Capital Housing Finance Ltd. | AADCT0491L |
| The South Indian Bank Limited | AABCT0022F |
| TATA Motors Finance Limited | AACCT4644A |
| The Hazaribagh Central Co-operative Bank Ltd. | AABTT0908K |
| The Hongkong & Shanghai Banking Corporation Limited | AAACT2786P |
| UCO Bank | AAACU3561B |
| The Karnataka Bank Limited | AABCT5589K |
| Vijaya Bank | AAACV4791J |
| Union Bank of India | AAACU0564G |
| YES Bank Limited | AAACY2068D |
| United Bank of India | AAACU5624P |
Also Read: PAN Card Acknowledgement Number: Meaning, Uses, and Significance
Importance of PAN Number of a Bank
A bank's or lender's PAN number enables the Income Tax Department to track their financial transactions and ensure that the bank or the lender is complying with tax laws.
According to Section 24B of the Income Tax Act, you can deduct the interest paid on a loan from your payable taxes. To do so, you must give your bank's or lender's PAN number to the Income Tax Department.
Know Your Bank's PAN Number
To find your bank's PAN number, you can check your loan documents or reach out to your bank's customer service to inquire about the PAN number. You can also search for your bank's PAN number online through websites that provide lists of banks and their PAN numbers.
FAQS - FREQUENTLY ASKED QUESTIONS
What is a PAN number?
A PAN number is a 10-digit alphanumeric code issued by the Income Tax Department of India. It is used for various financial transactions by individuals as well as banks.
Why does a bank have a PAN number?
A bank has a PAN number to enable its customers to avail of various tax and home loan exemptions.
How can I find the PAN number of my bank?
You can check your loan documents to find the PAN number of your bank or reach out to your bank's customer service to inquire about the PAN number. The PAN numbers of various banks are also mentioned above in this blog.
Do non-banking financial companies also have a PAN number?
Yes, non-banking financial companies that provide a home loan will have a PAN number to ensure that their customers receive tax exemptions.
Can a bank's PAN number change?
No. A bank's PAN number is permanent and does not change.
How to find the PAN number of my bank online?
You can search for your bank's PAN number online through websites and online resources that provide lists of banks and their corresponding PAN numbers.
What is the PAN number of Canara Bank?
The PAN number of Canara Bank is AAACC6106G.
What is the PAN number of Yes Bank?
The PAN number of Yes Bank is AAACY2068D.
What is the PAN number of ICICI Bank?
The PAN number of ICICI Bank is AAACI1195H.
What is the PAN number of State Bank of India?
The PAN number of State Bank of India is AAACS8577K.
The information contained herein is generic in nature and is meant for educational purposes only. Nothing here is to be construed as an investment or financial or taxation advice nor to be considered as an invitation or solicitation or advertisement for any financial product. Readers are advised to exercise discretion and should seek independent professional advice prior to making any investment decision in relation to any financial product. Aditya Birla Capital Group is not liable for any decision arising out of the use of this information.
