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- Key Highlights
- Aadhaar Card Benefits That You Should Know
- Facilitates Two-in-One Verification and Reduces Paperwork
- Prevents Fraudulent Activities and Maintains Security
- Enables Direct and Faster Receipt of Government Subsidies
- Facilitates Booking up to 24 e-Tickets and Speeds Up the Process
- Know Where You Can Use Your Aadhaar to Avail of Aadhaar Card Benefits
- Transact with Financial Institutions
- Avail Government Subsidies and Social Welfare Benefits
- Apply for Other Governments Documents
- Access DigiLocker
- Create An Account in the mAadhaar App
- Avail of Aadhaar Card Benefits Today
- FAQS - FREQUENTLY ASKED QUESTIONS
Key Highlights
- Your Aadhaar serves as a two-in-one verification document. It is not only a valid proof of identity but also an acceptable address proof.
- Aadhaar is a unique number linked to your biometrics and helps prevent fraudulent activities like unauthorised access and identity theft. This is only one of the many Aadhaar card benefits you can enjoy.
- Opening a bank account, applying for other government documents, availing government subsidies and social welfare schemes, etc. are some of the many Aadhaar card benefits.
Aadhaar serves as a proof of identity and streamlines processes across domains. From filing taxes to opening bank accounts to availing government subsidies, there are several Aadhaar card benefits you can enjoy.In this blog, you will learn some of the top Aadhaar card benefits that you can avail of in India. Also Read: Process to Apply for Your Aadhaar Card
Aadhaar Card Benefits That You Should Know
An Aadhaar card helps you establish your identity in India. It also streamlines various transactions with financial institutions and others. Let’s take a look at some of the key Aadhaar card benefits:
Facilitates Two-in-One Verification and Reduces Paperwork
Aadhaar is a dual-purpose document as it serves as a valid proof of identification and address. The card comprises your photo, name, and address. This means you can submit only one document for identity and address verification, instead of submitting two separate documents.By combining both verifications into one document, Aadhaar simplifies processes and reduces paperwork to some extent. This is one of the key benefits of Aadhaar card, making it a convenient and essential document to possess.
Easy Accessibility
The ease of accessibility is one of the major benefits of Aadhaar card.You can conveniently access the e-copy of your Aadhaar card from the UIDAI website . You can simply download it and save it on your mobile phone. This eliminates the need to carry a physical copy.e-Aadhaar is password protected and is digitally signed by the UIDAI. Its password is a combination of the first 4 letters of your name in capital and your year of birth (YYYY).Here, are a few examples from the UIDAI website:
| Example | Name | Year of Birth | Password |
| 1 | SURESH KUMAR | 1990 | SURE1990 |
| 2 | SAI KUMAR | 1990 | SAIK1990 |
| 3 | P. KUMAR | 1990 | P.KU1990 |
| 4 | RIA | 1990 | RIA1990 |
Also Read: E-Aadhaar made easy: 5 steps to your digital identity
Prevents Fraudulent Activities and Maintains Security
One of the other benefits of an Aadhaar card is the transactional security it offers. Every individual has a unique Aadhaar linked to biometrics through fingerprint and iris scans. These physical characteristics are saved in government databases and act as a powerful security tool.When you use Aadhaar for various transactions, your details are verified from the database. This prevents fraudulent activities like unauthorised access or identity theft and safeguards your identity while ensuring your security.
Enables Direct and Faster Receipt of Government Subsidies
The DBT (Direct Benefit Transfers) is one of the crucial Aadhaar card benefits. It facilitates a targeted delivery of government subsidies and welfare benefits to the intended beneficiaries.Under this scheme, you will receive the applicable benefits under different schemes for which you have enrolled, in your bank account directly. Thus, no one else can impersonate you and fraudulently take these funds on your behalf.
Facilitates Booking up to 24 e-Tickets and Speeds Up the Process
You should link your Aadhaar with your IRCTC account if you are a frequent traveller. This is another one of the key benefits of Aadhaar card linking, which includes ahigher monthly ticket limit of up to 24 and faster bookings.Moreover, it also auto-fills your personal details while you are booking and eliminates the need for manual entries. Overall, it streamlines the booking process, enhances your experience, and adds to the list of Aadhaar card benefits.
Know Where You Can Use Your Aadhaar to Avail of Aadhaar Card Benefits
You can use your Aadhaar to obtain other government documents and to avail of the benefits of social welfare schemes. Here are some of the many places where your Aadhaar can be used:
Transact with Financial Institutions
Since Aadhaar is an acceptable proof of identity and address, it is used for KYC and verification purposes. You can open your bank account and apply for loans.Moreover, you can also present your Aadhaar during travel to the airport authorities, train officials, etc. You may also use it for hotel check-ins. These are some of the many benefits of an Aadhaar card that you can experience.
Avail Government Subsidies and Social Welfare Benefits
Wondering where else can you get thebenefits of Aadhaar card? You can avail of government subsidies using your Aadhaar. You will first need to enrol yourself under the respective schemes through the implementing authorities in your area. Also, authenticate yourself using Aadhaar.Examples include - PDS (Public Distribution System), MGNREGS (Mahatma Gandhi National
Rural Employment Guarantee Scheme), etc.
Apply for Other Governments Documents
Aadhaar is issued by the UIDAI and captures your demographic and biometric information. Demographic information comprises name, date of birth, gender, address, etc. On the other hand, biometric information includes the scan of your ten fingerprints, two iris scans, and a facial photograph.Your Aadhaar is unique and is acceptable across the nation. You can use it to apply for other Government documents like passports, voter IDs, etc. This in turn simplifies the application process and adds to the list of benefits of Aadhaar card.
Access DigiLocker
The ability to access DigiLocker is one of the many benefits of Aadhaar card. DigiLocker is a secure cloud-based platform. It facilitates the storage, sharing, and verification of your documents and certificates. You can have all your important documents like Aadhaar, PAN, driving licence, educational certificates, etc. in one place.You can create a DigiLocker account with your mobile/Aadhaar number, which gets authenticated via an OTP. This is followed by setting a security PIN for two-factor authentication.
Create An Account in the mAadhaar App
You can create your mAadhaar account once you have linked your Aadhaar to a registered mobile number.The mAadhaar profile is accepted as valid proof of identity. Besides, you can use this app for Aadhaar verification by sharing your eKYC or QR code with service providers. Further, you can also use the address update via the document facility to make the necessary changes to your address.
Avail of Aadhaar Card Benefits Today
Aadhaar is accepted across the nation and thus enables mobility for people migrating from one state to another. As a portable identity proof, it facilitates online verification from anywhere at any time.Besides, it streamlines processes that can help you complete any transaction swiftly and securely. From opening a bank account to booking e-tickets on IRCTC, the multiple Aadhaar card benefits make this card a catalyst in India’s digital transformation.
FAQS - FREQUENTLY ASKED QUESTIONS
Can you briefly explain the benefits of Aadhar card?
There are several benefits of Aadhaar card. Identity verification, preventing fraudulent activities, direct receipt of government subsidies and welfare benefits, and seamless e-ticket booking, are some of the key Aadhaar card benefits.
Can I use Aadhaar as proof of address?
Yes. Aadhaar serves as a two-in-one verification document. You can use it as proof of identity as well as address. This dual usability adds to the list of Aadhaar card benefits.
Will I have to carry a physical copy of my Aadhaar card wherever I go?
No. You can conveniently access the e-copy of your Aadhaar card from the UIDAI website and save it on your mobile. The electronic version of Aadhaar is one of the many Udyog Aadhaar card benefits.
Can two individuals have the same Aadhaar number?
No. Aadhaar is a unique number linked to your biometrics. Such uniqueness is one of the many other benefits of Aadhaar card.
What makes Aadhaar-based authentication secure?
Security also forms a part of Aadhar card benefits. Your Aadhaar is linked to biometrics through fingerprint and iris scans. These physical characteristics are saved in government databases and serve as a powerful security tool.
What are the Aadhar card benefits for frequent train travellers?
There are special benefits of Aadhaar card that you can enjoy as a frequent train traveller. By linking your Aadhaar with your IRCTC account, you can book up to 24 tickets in a month. Additionally, you can experience a seamless and faster booking process.
How do Udyog Aadhar card benefits simplify transactions with financial institutions?
Since you can submit Aadhaar as proof of identity and address, you can use it for KYC. This helps in opening a bank account as well as applying for loans. Thus, ease of transacting with financial institutions is also one of the benefits of Aadhaar card.
What are the Udyog Aadhar card benefits while availing government subsidies and social welfare benefits?
To enjoy Aadhaar card benefits, enrol yourself under the respective schemes through the implementing authorities in your area. Make sure to authenticate yourself using Aadhaar.
How can I access my DigiLocker using Aadhaar?
You can create a DigiLocker account with your mobile/Aadhaar number and experience a two-factor authentication. This includes verification via an OTP and setting a security pin.
Will I lose my Aadhar card benefits if I migrate from one state to another?
Aadhaar is acceptable across the nation. It is portable and facilitates online verification from anywhere at any time.
The information contained herein is generic in nature and is meant for educational purposes only. Nothing here is to be construed as an investment or financial or taxation advice nor to be considered as an invitation or solicitation or advertisement for any financial product. Readers are advised to exercise discretion and should seek independent professional advice prior to making any investment decision in relation to any financial product. Aditya Birla Capital Group is not liable for any decision arising out of the use of this information.
