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How To Link Aadhaar With Kotak Mahindra Bank Account?

Posted On:27th Jan 2020
Updated On:16th Jan 2025
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Key Highlights

  • Linking your Aadhaar card with your bank accounts lets you avail the benefits of various government welfare schemes.
  • You can initiate a Kotak Mahindra Bank Aadhaar link process either by visiting the bank's branch or online via internet banking.
  • You will need the original and photocopies of your Aadhaar card and bank passbook if you want to conduct a Kotak Mahindra Bank Aadhaar link offline.

An Aadhaar card is an essential document that serves as a proof of identity and address across India. Most financial institutions and banks across the country have enabled the linking of Aadhaar card with bank accounts through a simple procedure.The linking of Aadhaar and bank accounts is recommended because it enables you to avail benefits of various government welfare schemes easily. so, if you have an account with Kotak Mahindra Bank, you can link it with your Aadhaar card through a hassle-free and quick process.In this blog, you will learn how to execute a Kotak Mahindra Bank Aadhaar link safely and seamlessly.

How to Link Aadhaar with Kotak Mahindra Bank Link Offline by Visiting the Branch?

You can initiate a Kotak Mahindra Bank Aadhaar link through both the online and offline modes.Given below are the steps you need to follow to complete a Kotak Mahindra Bank Aadhaar link offline:

  • Step 1: Visit your nearest Kotak Mahindra Bank branch.
  • Step 2: At the help desk, request an official to provide you with an Aadhaar-bank account linking form.
  • Step 3: In the form, fill out your basic information like name, customer relationship number (CRN), Aadhaar number, date of birth, gender, etc.
  • Step 4: Once the form is filled, submit it. The bank will proceed with the linking process post verification.

You will receive a confirmation via email and SMS on your registered mobile number once the linking is complete.

How to Link Aadhaar with Kotak Mahindra Bank Online?

To execute a Kotak Mahindra Bank Aadhaar link online, you are required to follow the steps mentioned below:

  • Step 1: Visit the official website of Kotak Mahindra Bank.
  • Step 2: Log in to the bank's net banking portal with your CRN.
  • Step 3: To authenticate your identity, you will receive an OTP (one time password) on your mobile number. Enter this OTP on the next screen.
  • Step 4: Select the 'Banking' option and click on ‘Profile/Update Contact Details’.
  • Step 5: Select the 'Aadhaar Seeding' option and enter your Aadhaar number.
  • Step 6: Confirm your details and submit.

After the process is complete, you will receive an official confirmation from the bank.

How to Link Aadhaar with Kotak Mahindra Bank Account Through SMS

You can link your Aadhaar with a Kotak Mahindra Bank account through the SMS facility as well. Follow the steps mentioned below:

  • Step 1: Type a message in the format: <12-digit Aadhaar number> <space><Last 4 digits of account number>
  • Step 2: Send this message to 5676788.
  • Step 3: Your Aadhaar will be linked with your account and you will get a confirmation mail.

How to Link Aadhaar with Kotak Mahindra Bank Account Through Mobile Banking

To link your Aadhaar with a Kotak Mahindra Bank account through mobile banking, you need to follow the steps given below:

  • Step 1: Download the Kotak 811 Mobile Banking Application.
  • Step 2: Log in to the application using your credentials.
  • Step 3: Navigate to the ‘Service Request’ option and click on the ‘Profile’ section.
  • Step 4: Select the ‘Aadhaar Number Update’ option and enter your Aadhaar number.

After your bank account is linked with your Aadhaar, you will receive a confirmation from the bank.

Documents Required to Complete the Kotak Mahindra Bank Aadhaar Link Process

You will need the original and photocopies of your Aadhaar card and bank passbook to carry out a Kotak Mahindra Bank Aadhaar link offline.To complete a Kotak Mahindra Bank Aadhaar link via the online method, you will need your 12-digit Aadhaar number and net banking login details.

Important Points for Performing a Kotak Mahindra Bank Aadhaar Link

Remember to enter the correct details, such as your Aadhaar card number and your bank account number before initiating the process of Kotak Mahindra Bank Aadhaar link. Make sure that you carry the original and photocopies of the required documents when you visit the bank's branch to get your account number linked to your Aadhaar card.It is recommended to link your Aadhaar card with your bank accounts to become eligible and receive benefits from different government welfare schemes. It also protects your bank account from issues like money laundering. Also Read : E-Aadhaar made easy: 5 steps to your digital identity

FAQS - FREQUENTLY ASKED QUESTIONS

Can I link my Aadhaar card with my Kotak Mahindra Bank account?

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How can I carry out a Kotak Mahindra Bank Aadhaar link?

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What documents do I need to complete my Kotak Mahindra Bank Aadhaar link?

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Can I link multiple Aadhaar cards to the same Kotak Mahindra Bank account?

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What should I do if I am unable to execute a Kotak Mahindra Bank Aadhaar link online?

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What are the benefits of conducting a Kotak Mahindra Bank Aadhaar link?

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Can I un-link my Aadhaar card from my Kotak Mahindra Bank account?

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Can I execute Kotak Mahindra Bank Aadhaar link via the SMS facility?

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Is there any fee to link Aadhaar card with Kotak Mahindra Bank account?

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How to find out if my Kotak Mahindra Bank account and Aadhaar card are already linked?

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Disclaimer

The information contained herein is generic in nature and is meant for educational purposes only. Nothing here is to be construed as an investment or financial or taxation advice nor to be considered as an invitation or solicitation or advertisement for any financial product. Readers are advised to exercise discretion and should seek independent professional advice prior to making any investment decision in relation to any financial product. Aditya Birla Capital Group is not liable for any decision arising out of the use of this information.



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